Great Eastern

Underwritten by Great Eastern Life Assurance (Malaysia) Berhad

Great Eastern Great Essential Living

Give yourself a chance against major health illnesses and diseases with up to 80% extra sum assured in your next policy year - death and total or permanent disability coverage all included in one policy!

    • Income Tax Relief
    • Refund Within 15 Days Cancellation
    • RM20000 Minimum Sum Assured

Get protected now with Great Eastern Great Essential Living

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Contact Info

Who do I contact for any inquiries?

Great Eastern Customer Care Hotline
  •  1300130088
  • Great Eastern Hotline
  •  +60342598888
  • Coverage

    What can I claim from this insurance policy?

    Coverage Type 
    • Cancer

      Cancer

    • Major Organ Related Illnesses

      End Stage Kidney Failure
      Covered
      Medullary Cystic Disease
      Not Covered
      Systemic Lupus Erythematosus With Lupus Nephritis
      Covered
      End Stage Liver Failure
      Covered
      End Stage Lung Disease
      Covered
      Fulminant Viral Hepatitis
      Covered
      Primary Pulmonary Arterial Hypertension
      Covered
      Chronic Aplastic Anemia
      Covered
      Terminal Illness
      Not Covered
      Major Organ Transplant
      Covered
      Bone Marrow Transplant
      Covered

    • Heart Related

      Heart Attack
      Covered
      Other Serious Coronary Artery Disease
      Covered
      Heart Valve Surgery
      Covered
      Surgery To Aorta
      Covered
      Severe Cardiomyopathy
      Covered
      Coronary Artery Bypass Surgery
      Covered
      Angioplasty And Other Invasive Treatments For Major Coronary Artery Disease
      Covered
      Artery Disease
      Not Covered

    • Brain Related

      Brain Surgery
      Covered
      Benign Brain Tumor
      Covered
      Coma
      Covered
      Alzheimer's Disease Or Irreversible Organic Degenerative Brain Disorders
      Covered
      Disorders
      Not Covered
      Loss Of Independent Existence
      Covered
      Motor Neuron Disease
      Covered
      Multiple Sclerosis
      Covered
      Muscular Dystrophy
      Covered
      Paralysis Or Paraplegia
      Covered
      Parkinson's Disease
      Covered
      Stroke
      Covered

    • Infection Related

      Bacterial Meningitis
      Covered
      Encephalitis
      Covered
      HIV Due To Blood Transfusion
      Covered
      Occupationally Acquired HIV
      Not Covered
      HIV Due To Infection
      Not Covered
      Full Blown AIDS
      Covered

    • Accident Related

      Major Burns
      Covered
      Major Head Trauma
      Covered

    • Sensory Loss

      Deafness Or Total Loss Of Hearing
      Covered
      Loss Of Speech
      Covered
      Blindness Or Total Loss Of Sight
      Covered

    Requirements

    Are you eligible to apply for this insurance?

    Minimum Age
    At least 30 days of age
    Maximum Age
    At most 60 years of age

    Frequently Asked Questions about Great Eastern Great Essential Living

    Things you might want to know

    What do I need to know Great Essential Living?

    Start your day on the right foot with a comprehensive health policy which gives you cover for 36 critical illnesses. Great Eastern will provide financial assistance to you and your family in a lump sum payment if you’re diagnosed with any one of the diseases or sickness covered.

    The only exclusions for this coverage are Angioplasty and Other Invasive Treatments for Major Coronary Artery Disease, with a limit of 10% of your sum assured but not exceeding RM25,000 in your lifetime.

    How do the Death and Total or Permanent Disability ( TPD) benefits work?

    It’s not just critical illness that you’re covered for! Great Essential Living also provides coverage for your family in case of death or TPD – they’ll receive a lump sum payment based on you sum assured. This cover is applicable if you fall between the ages of 5 and 65 years.

    What are the other benefits of this Critical Illness Insurance policy?

    With Great Essential Living you’ll only need to pay premiums for 20 years or up to the age of 55 years, whichever is later. Even though you’re not paying any premiums after that point, you’ll still get protection from Great Eastern up to the age of 87 years. Plus your premium rates are guaranteed, so you don’t have to worry about paying extra!

    What’s more, you this policy has a one of a kind buy back options which allows you to get reinsured for death benefits, up to the maximum of your current basic sum assured. This option is available within 60 days after a critical illness claim has been made, and not applicable after the age of 65.

    How to pay my insurance premiums?

    To pay for your Great Essential Living cover, you can choose to pay your premiums either monthly, every 3 months, 6 months or 1 year using any of the following methods:

    • Cash
    • Credit card
    • Cheque
    • Auto debit
    • Internet banking
    • Banker’s order

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