With hundreds of Health Insurance and Critical Illness policies out there, trying to understand the fine print, terms and conditions can be a frustrating experience. Easy-Insurans Kasih Critical Illness from RHB Easy is a simple, easy to understand critical illness policy that is also affordable.
What is this policy all about?
RHB Easy Insurans Kasih Critical Illness is a comprehensive health insurance plan that provides adequate protection against any financial impact due to the diagnosis or any of the 36 critical illnesses.
Who is this insurance policy for?
This critical illness insurance policy is for those who wish to have a straightforward, hassle-free, easy to understand and simple plan features. It is also one of the most affordable critical illness insurance plans around, with premium payments from as low as RM0.11 per day, making it very suitable for children, teenagers, university students and those just embarking on their careers.
What are the benefits of this medical insurance?
This policy provides a high sum insured of up to RM200,000. If you as the person insured is diagnosed with a Critical Illness, a lump sum of the sum insured will be paid to you upon the diagnosis.
The policy also provides a what RHB calls a Loyalty Benefit. Basically, the Principal Sum Insured will be increased by 10% each year, up to a maximum bonus of 50%, provided you didn’t make any claim under the policy. In the event that you are diagnosed with any of the 6 listed critical illnesses, an additional 10% of the sum insured will be payable to the you ;-
- Male: Colon Cancer, Prostate Cancer, Liver Cancer, Testicular Cancer, Nasal Cancer and Cardiomyopathy.
- Female: Breast Cancer, Ovarian Cancer, Uterus Cancer, Cancer of the Fallopian Tubes, Cervical Cancer and Cardiomyopathy.
What happens after the payout of the full amount?
The Principal Sum Insured is payable upon diagnosis of one of the 36 critical illnesses. Upon payment, the policy will be terminated automatically.