AIA Public Takaful

Underwritten by AIA PUBLIC Takaful Bhd.

AIA A-Plus Med-i Medical Card

Say goodbye to some of your uncertainties with this Takaful protection plan, and know that you will always have adequate medical protection for you and your family.

    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for AIA A-Plus Med-i Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM75000 up to RM260000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    No Limit except for Plan 100 with RM200000 lifetime limit
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM100 up to RM500up to 120 days per year
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Medication and Treatment
      Charges for the medicine and therapy that go towards helping you feel 100% again.
      up to RM300 per disability
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 120 days a year
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Surgery
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged up to 240 visits a year
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM75000 up to RM650000per lifetime
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM75000 up to RM650000per lifetime
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      from RM2000 up to RM14000within 60 days from discharge
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM1500 up to RM5000
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      As Charged per admission, up to USD 1 million
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      up to RM10000 per accident
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 up to RM200per day, up to 120 days a year
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM60 up to RM280per day up to 120 days per year
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      up to RM10000 up to 180 days per lifetime
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Farah is a a fresh grad in her 20's on the hunt for a job and needs some basic medical protection.

    Suggested PremiumRM430.00
    Get Quote
  • Homemaker

    Being a housewife means you will be the one to receive any situation at home. Madam H is looking for an insurance cover to protect her while she looks after everyone else.

    Suggested PremiumRM981.00
    Get Quote
  • Family

    Jason just turned 35 has started a family and wants to ensure that they are all cared for in case of an emergency.

    Suggested PremiumRM5111.00
    Get Quote

Actual premium rates will be determined by AIA PUBLIC Takaful Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

This insurance product comes with a medical card, which means you will have super easy admission at any AIA Panel hospital.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch.

You could also contact AIA's customer service hotline to ensure that you have the correct documentation before heading over to AIA to confirm your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.

Medical Assistance Hotline & Services
 +60321665421 Referral Emergency Assistance Programme
AIA Public Takaful Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age

Frequently Asked Questions about AIA A-Plus Med-i Medical Card

Things you might want to know

What is so special about this A-Plus Med-i?

First of all, this particular medical insurance plan is in fact a takaful protection plan offered by AIA Public Takaful. There are several benefits that come with getting this protection plan. Not only will you get to have lifelong medical protection, or up to the age of 100 at least.

This takaful product comes with no lifetime limit and an increasing annual limit to help serve your needs better. You will have the option to purchase one of 7 plans offered by the policy. Which means you can select not only the level of coverage you want, but be able to stay within your budget, should you choose.

What does it cover exactly?

As most medical covers work, you will have coverage for all hospital facility expenses, including rooms, use of equipment, surgical attention, the use of the ICU, medication and physician visits.

Of course, aside from that you will also have access to home nursing care among other post-hospitalization treatments. Never have to worry about physiotherapy treatments or acupuncture should you need it, along with, kidney dialysis treatment.

Who can apply for this plan?

The great thing is that this plan is open to everyone. As an individual, you can pick up the plan as s long as you are over the legal age of 21. It is open to families as well, so parents if you want to either include your kids under the umbrella or get them an independent coverage, you are free to do so.

In the case of children, they must be at least 14 days old to be eligible for the plan, at the same time the maximum age for entry into the plan is 70 years old. Don’t worry the protection doesn’t stop there, you can continue to renew the policy up until the age of 100. 

Can I cancel this policy at any time?

Sure you can, the policy is your to do with as you please. However, keep in mind that there is a cooling period of 15 days, where, in case you decided to cancel your policy, any premiums paid will be refunded to you.

Should you decide that you want to cancel the policy later on, you will need to give AIA Public Takaful a full month notice before cancellation. On top of that there is no guarantee that you will be fully refunded for your premiums paid.

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