AIA A-Plus Med-i Medical Card

Say goodbye to some of your uncertainties with this Takaful protection plan, and know that you will always have adequate medical protection for you and your family.

AIA A-Plus Med-i Medical CardIncreasing annual limit.
Annual Limit
up to RM260k
Lifetime Limit
No limit
Room & Board
up to RM500
Coverage Age
14 days - 70 years
No. of Panel Hospitals
96
Investment-Linked Plan
No

Get a FREE
RM100 Lazada e-Voucher
worth RM100
when you apply through RinggitPlus1

RM100 Lazada e-Voucher

Coverage

How much you can claim for hospital bills

Annual Limit
from RM75k up to RM260k
Lifetime Limit
No limitexcept for Plan 100 with RM200000 lifetime limit
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM100 up to RM500up to 120 days per year
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Medication and Treatment
up to RM300per disability
Intensive Care Unit (ICU)
As charged up to 120 days a year
Hospital Services and Supplies
As charged 
Day Care Surgery
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged up to 240 visits a year
Post-Hospitalisation Treatment
As charged 
Outpatient Kidney Dialysis Treatment
from RM75k up to RM650kper lifetime
Outpatient Cancer Treatment
from RM75k up to RM650kper lifetime
Physiotherapy
from RM2k up to RM14kwithin 60 days from discharge
Organ Transplant
As charged 
Emergency Accidental Outpatient Treatment
from RM1.5k up to RM5k
Medical Evacuation and Repatriation
As charged per admission, up to USD 1 million
Emergency Dental Treatment
up to RM10kper accident
Cash Allowance at Government Hospital
from RM50 up to RM200per day, up to 120 days a year
Insured Child Guardian Benefit
from RM60 up to RM280per day up to 120 days per year
Home Nursing Care
up to RM10kup to 180 days per lifetime

Features

Additional benefits with this insurance

Refund
15 days cancellation refund

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
AIA Public Takaful Customer Care Hotline

This insurance product comes with a medical card, which means you will have super easy admission at any AIA Panel hospital.

Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch.

You could also contact AIA's customer service hotline to ensure that you have the correct documentation before heading over to AIA to confirm your claims.

Get updates on your claim status via SMS or check online at AIA @MyService.

Requirements

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age

More Information

What is so special about this A-Plus Med-i?

First of all, this particular medical insurance plan is, in fact, a takaful protection plan offered by AIA Public Takaful. 

There are several benefits that come with getting this protection plan. Not only will you get to have lifelong medical protection, or up to the age of 100 at least.

This takaful product comes with no lifetime limit and an increasing annual limit to help serve your needs better. You will have the option to purchase one of 7 plans offered by the policy. 

This means you can select not only the level of coverage you want but be able to stay within your budget, should you choose.

What does it cover exactly?

As most medical covers work, you will have coverage for all hospital facility expenses, including rooms, use of equipment, surgical attention, the use of the ICU, medication and physician visits.

Of course, aside from that, you will also have access to home nursing care among other post-hospitalization treatments. 

Never have to worry about physiotherapy treatments or acupuncture should you need it, along with, kidney dialysis treatment.

Who can apply for this plan?

The great thing is that this plan is open to everyone. As an individual, you can pick up the plan as s long as you are over the legal age of 21. 

It is open to families as well, so parents if you want to either include your kids under the umbrella or get them an independent coverage, you are free to do so.

In the case of children, they must be at least 14 days old to be eligible for the plan, at the same time the maximum age for entry into the plan is 70 years old. 

Don’t worry the protection doesn’t stop there, you can continue to renew the policy up until the age of 100. 

Can I cancel this policy at any time?

Sure you can, the policy is yours to do with as you please. 

However, keep in mind that there is a cooling period of 15 days, where, in case you decided to cancel your policy, any premiums paid will be refunded to you.

Should you decide that you want to cancel the policy later on, you will need to give AIA Public Takaful a full month notice before cancellation. 

On top of that, there is no guarantee that you will be fully refunded for your premiums paid.