AIA Public Takaful

Underwritten by AIA PUBLIC Takaful Bhd.

AIA Takaful A-Life Med Regular-i

Get yourself and family covered under one medical insurance with no lifetime limit. Enjoy quality and continuous healthcare and treatment without feeling the effects of rising hospital fees.

    • Islamic
    • Hospital Accommodation Up To 120 Days
    • 15-Day Cancellation Refund

Apply online now for AIA Takaful A-Life Med Regular-i

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM100000 up to RM150000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    As Charged
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM150 up to RM250per day, up to 120 days a year
    • Specialist Consultation
      When your doctor recommends that you get the expert opinion of a specialist.
      As Charged
    • Medication and Treatment
      Charges for the medicine and therapy that go towards helping you feel 100% again.
      from RM300 per disability
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Day Care Procedures
      For treatments and minor surgeries which don't require you to stay overnight at the hospital.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Hospital Specialist Fees
      Consultation cost for a hospital specialist that's provided by your health insurance policy.
      As Charged not exceeding 240 days a year
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      from RM250000 up to RM375000per lifetime
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      from RM250000 up to RM375000per lifetime
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      from RM4000 up to RM8000
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      from RM2000 up to RM3000per accident
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      As Charged per incident
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      from RM3000 up to RM5000per accident
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM100 per day, up to 120 days a year
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      from RM90 up to RM130per day, up to 120 days a year
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM3000 up to RM5000not exceeding 180 days in a lifetime
    • Government Service Tax (GST)
      GST charges for medical costs that are covered by your health insurance plan.
      As Charged
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Age 22 with a bright future ahead of her, Fatihah is looking for a basic health insurance policy.

    Suggested PremiumRM801
    Get Quote
  • VIP

    Great success defines everything about Adam. He's just turned 35 and is looking for the best protection he can get!

    Suggested PremiumRM1399
    Get Quote
  • Family

    Pak Hadi is 52 years old with a family of four. He wants a family takaful medical policy which abides by the principals of his faith.

    Suggested PremiumRM7555
    Get Quote

Actual premium rates will be determined by AIA PUBLIC Takaful Bhd. and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Medical insurance claims are easy with AIA Takaful A-Life Med Regular-i. Just swipe your medical card at any panel hospital and in most cases you won't have to worry about a thing!

On the occasion that you do need to file paperwork, here's what you need to do:

  1. Contact AIA Public Takaful at 1300 88 8922
  2. Complete the Hospitalisation Claim Form
  3. Submit your claims at any AIA branch nationwide or mail to:

Customer Relations Unit
99 Jalan Ampang
50450 Kuala Lumpur

There will be no charges incurred for any claims whether major or minor, so don't hesitate to contact AIA Public Takaful if you have any queries. You can also reach their customer service by email at my.customer@aiapublic.com.my.

AIA Public Takaful Customer Care Hotline
 1300888922

Panel Hospitals

Find a hospital or clinic near you!

Requirements

Am I eligible to apply for this insurance?

Minimum Entry Age
At least 14 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 100 years of age

Frequently Asked Questions about AIA Takaful A-Life Med Regular-i

Things you might want to know

While Malaysia is renowned worldwide to have among the best healthcare system and facilities, getting access to these facilities can either be troublesome or costly. We live active lives trying to provide life’s necessities and comfortable living for our families. By doing so, we expose ourselves to additional risks and should something unfortunate happen to us, our future as well as that of our children’s are at stake. Therefore, having access to a complete and comprehensive medical plan is no longer a luxury today, it’s a necessity.

What is this policy all about?

The A-Life Med Regular-i is a standalone Takaful medical insurance plan that offers comprehensive hospitalisation and surgical benefits for persons insured up to 100 years old. Policy holders will be able to enjoy medical coverage with no co-takaful fee or lifetime limit.

What are the benefits of this medical insurance?

Unlike the majority of regular medical plans, the A-Life Med Regular-i has no lifetime limit, so you can rests assure that you and your family’s healthcare needs will be taken care of for life. The policy also pays your medical claim in full, without imposing any hidden fees like co-takaful or deductible charges.

A medical card will also be given to you to ease admission and discharge at all panel hospitals. To make things simpler, you can also choose to insure your spouse and your children under the Family plan. Note that each Family Plan coverage is limited to a maximum of 4 children only.

What kind of assistance can I get from this policy?

As a policy holder, you are able to enjoy worldwide assistance services by calling AIA’s 24-hour service hotline, 603-21665421. The range of services under the Referral Emergency Assistance (REA) Programme services include:

  • International Medical Assistance Programme – for emergency medical evacuation and repatriation back to Malaysia, repatriation of remains, medical assistance and travel information.
  • Domestic Medical Assistance Programme – For emergency medical evacuation, repatriation and medical assistance within Malaysia
  • Car Assistance Programme – Emergency towing and minor roadside repair services, car rentals and referral to service centres.
  • Home Assistance Programme – Plumbing, locksmithing, general home repairs, air conditioning and pest control.
  • Travel Assistance Programme – Provides information regarding travel Visa, passport, vaccination requirements, assistance in locating lost items and emergency message relays.

Who is eligible to purchase this insurance policy?

For new persons to be insured, any healthy Malaysian between the age of 14 days old until 70 years old are eligible to be covered under this policy. Existing policy holders will have the option to renew until the age of 100 years.

If you would like to apply for your child – listed as a dependent – to be covered, the child should be between 14 days old to 22 years old, subject to the policy’s terms and conditions

Do I get any coverage when travelling overseas?

Besides Singapore and Brunei, AIA Public Takaful will not cover any medical treatment incurred outside of Malaysia if you have resided or travelled overseas for more than 90 days consecutively.

Do I get to enjoy any kind of bonus cash payments?

Any Surplus will be determined and declared by AIA Public Takaful at least once a year. The net Surplus shall be shared by AIA Public Takaful and the Participant at a 50%-50% ratio.

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