AIA Takaful A-Life Med Regular-i

Coverage

How much you can claim for hospital bills

• Annual Limit

  The claims on your medical card cannot exceed this amount in a single policy year.

  from RM100000 up to RM150000

• Lifetime Limit

  Know your lifetime limit, your medical card expires if you reached this amount.

  Not Applicable

• Pre-Hospitalisation Diagnostic Tests

  This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.

  As Charged

• Room & Board

  For the days that you spend in a hospital room instead of your own bed.

  from RM150 up to RM250per day, up to 120 days a year

• • Pre-Hospitalisation Consultation

    What's covered for medical consultation prior to hospitalisation or day care.

    As Charged

  • Medication and Treatment

    Charges for the medicine and therapy that go towards helping you feel 100% again.

    from RM300 per disability

  • Intensive Care Unit (ICU)

    Worsening conditions may require critical care in the specialised hospital ward.

    As Charged

  • Hospital Services and Supplies

    Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.

    As Charged

  • Day Care Surgery

    For treatments and minor surgeries which don't require you to stay overnight at the hospital.

    As Charged

  • Surgical Fees

    How much your medical card covers for surgical procedures, minor and major.

    As Charged

  • Anaesthetist Fees

    Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.

    As Charged

  • Operating Theatre Fees

    All the costs involved for use and set up of the operating room for your surgery.

    As Charged

  • In-Hospital Physician Visits

    This is the limit for the visits from the hospital doctors that are covered by your medical plan.

    As Charged

  • Hospital Specialist Fees

    Consultation cost for a hospital specialist that's provided by your health insurance policy.

    As Charged not exceeding 240 days a year

  • Post-Hospitalisation Treatment

    This covers your follow up treatment after your discharge from hospital or day care surgery.

    As Charged

  • Outpatient Kidney Dialysis Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.

    from RM250000 up to RM375000per lifetime

  • Outpatient Cancer Treatment

    Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.

    from RM250000 up to RM375000per lifetime

  • Physiotherapy

    In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.

    from RM4000 up to RM8000

  • Organ Transplant

    Cost insured if you get an organ tranplant and surgery charges.

    As Charged

  • Emergency Accidental Outpatient Treatment

    Cover for emergency outpatient treatment and follow up due to an accident.

    from RM2000 up to RM3000per accident

  • Medical Evacuation and Repatriation

    Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.

    As Charged per incident

  • Emergency Dental Treatment

    Emergency benefit for dental-related surgery and treatment due to accident.

    from RM3000 up to RM5000per accident

  • Cash Allowance at Government Hospital

    Daily lump sum cash benefits for patients who spend the night at a government hospital.

    from RM100 per day, up to 120 days a year

  • Insured Child Guardian Benefit

    Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.

    from RM90 up to RM130per day, up to 120 days a year

  • Home Nursing Care

    How much you're allowed to claim for care from a government-licensed nurse at your home.

    from RM3000 up to RM5000not exceeding 180 days in a lifetime

  • Government Service Tax (GST)

    GST charges for medical costs that are covered by your health insurance plan.

    As Charged