AXA Affin

Underwritten by AXA Affin Life Insurance Berhad

AXA Affin Medical Care Plus

AXA Affin Medical Care Plus get you covered for up to RM500,000 every year. Worry less with continuous and uninterrupted health care with no lifetime limit.

    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Apply online now for AXA Affin Medical Care Plus

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM50000 up to RM500000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Diagnostic Tests
    This covers the costs for X-rays, blood tests, and MRI scans when your symptoms are being diagnosed.
    Not Covered
  • Room & Board
    For the nights that you spend in a hospital room instead of your own bed.
    from RM80 up to RM500per day, up to 120 days a year
    • Consultation & Diagnostic Procedures
      from RM1000 up to RM5000per disability
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 60 days a year
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgeon Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged max 1 visit per day
    • Diagnostic and Physiotherapy Procedures
      What's covered when diagnosing your condition and to get your back on your feet again.
      As Charged
    • Hospital Specialist Fees
      Consultation cost for a hospital specialist that's provided by your health insurance policy.
      As Charged max 1 visit per day
    • Post Hospitalisation Treatment
      To help you recuperate after you've been discharged from the hospital.
      from RM2000 up to RM10000per disability
    • Prescription Drugs
      For all the medicine and antibiotics prescribed by your doctor.
      As Charged
    • Outpatient Kidney Dialysis Treatment
      How much your insurer will cover for dialysis if you suffer kidney failure.
      from RM20000 up to RM190000per lifetime
    • Outpatient Cancer Treatment
      Inclusive of costs for chemotherapy and other treatments if you are diagnosed with cancer.
      from RM20000 up to RM310000per lifetime
    • Accidental Injury and Medical Treatment
      Cover for emergency outpatient treatment due to an accident.
      As Charged within 14 days from date of accident
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      up to RM500000
    • Ambulance Fees
      Charges for ambulance ride to the hospital and paramedic support.
      from RM350 up to RM0
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      As Charged subject to plan
    • Home Nursing Care
      How much you're allowed to claim for home nursing care due to sickness or injury.
      from RM3000 up to RM6000up to 180 days per lifetime
    • Medical Report Fee
      Charges for medical report for diagnostic tests, treatment and surgery.
      from RM50 per report
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Age 21 and on a career track, Lisa wants an affordable healthcare policy to keep herself going at all times.

    Suggested PremiumRM600
    Get Quote
  • Office Admin

    Shelly is 36 this year has a comfortable office job. She thinks its time to get a comprehensive health insurance policy for herself.

    Suggested PremiumRM1712
    Get Quote
  • Machinery Operator

    There are lots of danger-risks in the car factory where he works. At age 41, Mohan realises that he should get a premium medical card.

    Suggested PremiumRM2965
    Get Quote

Actual premium rates will be determined by AXA Affin Life Insurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

For hassle-free admission at any panel hospital just remember to bring your AXA Affin Medical Care Plus card with you. Present your medical card at the admissions counter and sign the medical form. AXA Affin and the hospital will take care of the rest of the process!

In case you need to get reimbursement on your medical bill you'll need to submit some documents to AXA Affin. Here's what you need:

  • Claim Form
  • Medical Claim Medical Report (to be filled by doctor)
  • Original hospital bills and payment receipts

Both forms can be found at AXA Affin's website here. Once you've compiled these documents you'll need to submit them to the head office at the address below. 

AXA AFFIN Life Insurance Berhad
8th Floor Chulan Tower
No 3 Jalan Conlay
50450 Kuala Lumpur

If you claims are approved, you'll get reimbursed with a payment cheque or Giro.

AXA Affin Customer Care Hotline

Panel Hospitals

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Am I eligible to apply for this insurance?

Minimum Entry Age
At least 15 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 81 years of age