Allianz Care Individual Medical Card

Get yourself prepared for any future health problems with Allianz Care Individual Medical Card. Gain access to worldwide medical assistance and evacuation!

Allianz Care Individual Medical Card24-Hour Assistance
Annual Limit
up to RM125k
Lifetime Limit
Not applicable
Room & Board
up to RM400
Coverage Age
From 30 days
No. of Panel Hospitals
91
Investment-Linked Plan
No

Coverage

How much you can claim for hospital bills

Annual Limit
from RM35k up to RM125k
Lifetime Limit
Not applicable
Pre-Hospitalisation Diagnostic Tests
As charged within 60 days
Room & Board
from RM110 up to RM400per day, up to 60 days per disability
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged within 60 days
Second Medical Opinion
As charged within 31 days
Intensive Care Unit (ICU)
from RM400 up to RM400per day, up to 60 days per disability
Hospital Services and Supplies
As charged 
Day Care Surgery
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged up to 60 days and max 1 visit per day
Post-Hospitalisation Treatment
As charged within 60 days from discharge
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
Emergency Accidental Outpatient Treatment
As charged within 31 days
Ambulance Fees
As charged by road only
Cash Allowance at Government Hospital
from RM120 up to RM200lump sum payment per disability
Home Nursing Care
from RM500 up to RM3kper disability
Government Service Tax (GST)
on taxable supplies and services
Medical Report Fee
As charged 

Features

Additional benefits with this insurance

Deductible
Up to RM100
Refund
15 days cancellation refund
Hospital Accommodation
Up to 60 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Allianz Customer Care Hotline

When it comes to a health insurance policy, the last thing you'll want is to worry about is complicated claims 'redtape'. After all, the point of getting a medical card in the first plan was to get cover for the hospital bills!

Allianz offers two solution to help you enjoy a hassle-free claims experience. It's cashless solution let's you check into any panel hospital without having to worry if you've got cash at hand. Just present your Allianz Care Individual card at the register, and you're all set to go.

In case you're seeking treatment that requires you to file a medical claim, Allianz guarantees claims settlement within 96 hours of receipt of your full report. All you've got to do is prepare the required documentation:

  1. Allianz Claim Form
  2. Original bills and receipts
  3. Medical Report
  4. Police report and other supporting documents - if applicable

What next? Get in touch with an Allianz's customer service representative at 1300 88 1028. Send your claims report to the address provided, and wait to hear back from your insurer!

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 69 years of age

More Information

What is Allianz Care Individual medical card?

Allianz Care Individual is a comprehensive hospitalisation and surgical insurance medical insurance, providing you with a cashless solution for your hospital admissions.

There's no fuss, just present your medical card at the front desk anytime!

All hospital bills will be settled automatically upon your discharge. On top of that, you are entitled to emergency medical services provided by Allianz on a 24-hours basis.

Does this Allianz insurance provide medical assistance?

Yes, there are both domestic and international medical assistance programs at your disposal at any time of the day. 

Of course, these benefits are optional, and you can always add them to your Allianz insurance plan later on.

The full range of available services includes emergency medical evacuation, repatriation and medical assistance, along with the international program that provides you with comprehensive travel information.

Who can subscribe to this medical insurance?

You can apply for this medical insurance with Allianz if you fall into the age range of 30 days to 69 years old.

How much is my Allianz medical card premiums?

Your Allianz medical card premium will be based on your age and the plan you would like to subscribe to, the price of the premiums will mirror the amount of coverage you have.

To lower your Allianz insurance premiums, you can always go for a deductible option - allowing you to pay RM100 out of your own pocket before your bills are taken care of by Allianz.

Do I need to pay more for policy renewal?

This particular policy is renewable annually, however, the premiums are not fixed, they are based and often vary depending on your physical health, age and medical history. 

That being said, with the Allianz Care Individual medical card, you as the policyholder, will be subjected to 2 years of conditional renewal from the start date of your agreement. 

If you have made any claims in the first two years, the Allianz insurance policy renewal may undergo certain exclusions and a revised premium. 

On that note, after you have satisfied the two years of conditional renewals with no hiccups, you can then enjoy guaranteed renewals from the 3rd year onwards.

Will Allianz Care Individual let me stay at the hospital of my choice?

Yes, with Allianz Care Individual medical card, you can decide for yourself, which hospital you are comfortable with.

If you've decided on a hospital with a higher rate for its room or board compared to what is that in your medical insurance policy, all you need to do is to bear 20% of the price.

Bear in mind that the maximum you are able to be covered during your hospital stay is 60 days per admission.