Allianz

Underwritten by Allianz Life Insurance Malaysia Berhad

Allianz MediAide

Select from a series of insurance plans to suit your needs, customize and plan your deductibles with care, all while getting the insurance you need. The Allianz MediAide will be your feet to stand on when you need it.

    • Deductible Up To RM30000
    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Apply online now for Allianz MediAide

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Coverage

How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM65000 up to RM200000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM650000 up to RM2000000
  • Pre-Hospitalisation Diagnostic Tests
    This covers the cost for ECG, X-rays and other laboratory tests to diagnose your symptoms.
    Not Covered
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM100 up to RM400up to 150 days a year
    • Diagnostic Tests and Specialist Consultation
      Cover for the cost incurred when diagnosing your ailment, including tests and specialist charges.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged per day, up to 50 days per confinement
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 60 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Outpatient Stroke Treatment
      Treatment benefit for stroke patients, not inclusive of physiotherapy and nursing care.
      from RM10000 up to RM25000
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      from RM10000 up to RM25000
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      from RM10000 up to RM25000
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 up to RM150
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      As Charged up to 180 days per lifetime
View more coverage details +

Premiums

How much your premiums may cost

  • Fresh Graduate

    Mia is just finished with University and is looking to have basic medical protection.

    Suggested PremiumRM200.00
    Get Quote
  • Assembly Line Worker

    Leah is for the first time not covered by her employer and seeks out a medical insurance inside her budget.

    Suggested PremiumRM350.00
    Get Quote
  • Business Traveller

    Abu is always on the go and needs to have a comprehensive insurance plan to keep up with his lifestyle.

    Suggested PremiumRM400.00
    Get Quote

Actual premium rates will be determined by Allianz Life Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

Suggested Premium is inclusive of 6% GST

How to Claim

Most Allianz insurance products come with a medical card, to make hospital admissions and claims a quick and easy process. However if you do not have your medical card on you there are other ways to get your insurance claim on it's way. If you have a scheduled surgery or check up planned then you can put in a request for a Guarantor Letter(GL) from Allianz along with a copy of the medical report that states your requirement of the treatment. It usually takes between 45 minutes to a week to attain a GL.

However if you are in a hurry or have an emergency. Remember to download a claim form after you have received your medical treatment. You will need to compile the claim form along with a Medical Report, a copy of your NRIC, all Original Receipts and Tax Invoices that reflect your payment of the medical charges and a copy of your Diagnostic test. After you have all this together, you will need to create a written account and have it all certified either by Allianz staff, an Advocate or Solicitor, or your company Human Resource Department if it is a corporate claim. 

Submit these documents to the nearest Allianz Life Insurance outlet or via your HR department and expect your claims to be approved within the month.

Medical Assistance Hotline & Services
 1300881028
Allianz Customer Care Hotline
 1300881028

Panel Hospitals

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Requirements

Am I eligible to apply for this insurance?

Maximum Entry Age
At most 55 years of age
Maximum Renewal Age
At most 81 years of age

Frequently Asked Questions about Allianz MediAide

Things you might want to know

What is the Allianz MediAide?

MediAide is a medical insurance policy put into play by Allianz insurance. It offers medical protection plan that offers you additional coverage when you have reached the retirement age. You will have a series of deductible levels to fit your budget as well as the coverage you prefer.

What are the benefits of getting this plan?

One of the best things about this policy is that you get to be in control of what you want. The policy comes with 7 different insurance plans to choose from, each with varying premiums and different annual limits.

This way you can choose both a plan that stays in your budget and adheres to your medical needs. Besides this, the plans all come with a series of deductible levels ranging from RM2,000 to RM30,000, and take note that if you hit 55 years of age, you have the option of completely removing the deductible all together. You will also have a high lifetime limit of up to 10x the overall annual limit.

How much does the plan cover?

Aside from the basic coverage of hospital room and board, and the use of hospital equipment. This insurance policy takes care of all medical charges, relating to surgery, medication, post-hospitalization treatment, and transportation.

MediAide will also cover you in the case you require home nursing care, kidney dialysis and cancer treatment, and accidental emergency medical assistance.

What if I decided to cancel the plan?

That is then your decision to make as the policy will be paid for by yourself. Fortunately, the policy comes with a 15-day cooling period in which you can choose to cancel it and still be refunded for any premiums paid. This cooling period begins after you have received the policy and every time you renew it. 

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