What is the Berjaya Sompo HealthNet Premier about?
This is a comprehensive medical insurance plan from Berjaya Sompo which provides financial help for hospitalisation and surgical fees due to an accident or serious illness.
Get hassle-free admission to panel hospitals all over Malaysia with 24-hour assistance from Berjaya Sompo. Pay affordable insurance premiums every year to give you and your family complete peace of mind!
So what makes this Berjaya Sompo health insurance stand out?
If you have a spouse and kids you'd definitely want to check out the Berjaya Sompo HealthNet Premier. Why? That's because you get 10% premium discount when a family of four is covered under this insurance coverage plan.
Who can apply for this medical insurance plan?
Any Malaysian aged between 19 to 55 are encouraged to sign up. You can renew with Berjaya Sompo until you reach the age of 76.
If you have children under your care, you can insure them as well as long as they're at least 30 days old but under 19 years old, up til the age of 23 for those registered full time students at a recognised university or college in Malaysia.
How much premium do I have to pay?
Your yearly premium is based on your age and chosen plan, subject to underwriting requirements by Berjaya Sompo. As mentioned, families are also eligible for a 10% discounts - got a wife or husband and 3 beautiful children? Go ahead and buy this policy!
How long am I covered for and can I renew?
Your insurance policy will become effective on the date stated in the schedule and it will expire exactly one year from that date. Can you renew? Of course you can, but you may pay a higher premium at renewal.
Don't worry, it won't be a surprise - a notice of 30 days will be given should your premium increase. Factors contributing to the increase of renewal premium are your age and your claim experience.
Are pre-existing illnesses covered with the Berjaya Sompo HealthNet Premier?
Nope! Pre-existing illnesses that you suffer from before the effective date of your insurance policy cannot be covered.
There's more - you won't be covered for specified illnesses occurring during the first 120 days of continuous cover. Any medical or physical conditions arising within the first 30 days of your cover or reinstatement date unless due to accidental injuries.
How do I submit a claim to Berjaya Sompo?
Easy, but you cannot take your sweet time - you must notify Berjaya Sompo within 30 days of any occurrences and submitting the claim form, medical report, original itemised bills, receipts and other relevant claims documents.