Underwritten by Chubb Insurance Malaysia Berhad

Chubb Crystal MediPlus Medical Card

Give yourself the time to recover stress free and let Chubb handle the medical expenses. The Crystal MediPlus offer comprehensive coverage for all your medical needs, especially when you're in a pinch.

    • Hospital Accommodation Up To 120 Days
    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for Chubb Crystal MediPlus Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM50000 up to RM250000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    from RM100 up to RM750 includes coverage for Specialist Consulation fees
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM60 up to RM300up to 120 days per year
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      from RM100 up to RM750
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      from RM120 up to RM600up to 30 days per year
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      from RM2500 up to RM12000
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      from RM6000 up to RM30000
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      from RM750 up to RM3600
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      from RM750 up to RM3600
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      from RM60 up to RM300per day up to 120 days
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      from RM100 up to RM300within 31 days from discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      from RM5000 up to RM30000
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      from RM5000 up to RM30000
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      from RM1000 up to RM3500
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    M is a fresh grad taking a year off before going on to do a Masters Programme. So she needs to get a basic medical insurance cover.

    Premiums displayed are excluding SST and Stamp Duty

    Suggested PremiumRM122.00
    Get Quote
  • School Teacher

    Q has been a school teacher for 10 years and wants to pick up some extra medical coverage in case he find himself in a sticky situation.

    Premiums displayed are excluding SST and Stamp Duty

    Suggested PremiumRM415.00
    Get Quote
  • VIP

    B is a decorated businessman in his 50's. He's looking to get a comprehensive medical cover to accommodate both his age and lifestyle.

    Premiums displayed are excluding SST and Stamp Duty

    Suggested PremiumRM396.00
    Get Quote

Actual premium rates will be determined by Chubb Insurance Malaysia Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

To make a medical insurance claim, you will need to follow a few key steps. This insurance policy works in a reimbursement format, therefore, it is important that you hold on to any supporting documentation from bills and receipts to reports and statements.

  1. Download a claim form
  2. Attach to the claim form a written statement describing the incident, or accident that took place. 
  3. Also include Original Receipts, bills and credit card statements that reflect your proof of payment.
  4. Attach all official reports, such as complaints, police reports, and medical reports that will back up your claim. 
  5. Submit documents for your claims to be processed. 

To ensure you get the best service possible, head to the Chubb office closest to you. The claim will be processed in approximately 5 working days.

For further information you can always contact Chubb at +603 2058 3000

Medical Assistance Hotline & Services
Chubb Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 65 years of age

Frequently Asked Questions about Chubb Crystal MediPlus Medical Card

Things you might want to know

So what makes the Chubb Crystal MediPlus special?

The Crystal MediPlus is a comprehensive medical insurance package that comes with the best coverage not just for hospitalization but all your emergency medical needs. You have a choice of 6 plans, depending on the amount of coverage you want and your price range.

Another perk of having this plan is that you as the policy holder are Not Limited to any Panel Hospitals. You are free to seek treatment at the Medical Centre of your choice and then get reimbursed for your expenses when you make a claim.

Who can sign up for this policy?

As long as you are an individual over the age of 18 then you are more than welcome to pick up this policy. However the maximum age for renewal of this plan is 65.

Families and parents who want to include their children under the umbrella of this policy can do so, provided your child is over 30 days old and under 18. On that note, they have an age extension, up to 23 years old, if your kids are still studying.

What does it cover?

Crystal MediPlus covers all sorts of hospitalization from room and board to intensive care. They take care of surgery costs and fees for the use of the operation theater. Besides that, the policy covers outpatient care too.

If you require cancer treatment or kidney dialysis treatment Chubb have got you covered there too. The most common of incidents and accidents are no match for this policy.

How long am I covered for and where?

Well this is an annual plan deal, so you will need to renew the policy every year. Naturally you are most shielded here in Malaysia. But if you were to go overseas for a short vacation then you are still covered.

The restrictions for international coverage is that as long as you do not live abroad for more than 90 consecutive days the policy is available to you. After the 90-day period, the policy will be terminated.

Can I cancel my plan?

Yes you can, however you will need to deliver a written notice to Chubb Insurance Malaysia Berhad be,fore any such cancellation. Also there is no guarantee that any premiums paid will be refunded to you if you made your cancellation after the 14-day cooling period.

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