Chubb Crystal MediPlus Medical Card

Give yourself the time to recover stress-free. Chubb Crystal MediPlus Medical Card offers comprehensive medical coverage, especially when you're in a pinch.

Chubb Crystal MediPlus Medical Card
Annual Limit
up to RM250k
Lifetime Limit
Not applicable
Room & Board
up to RM300
Coverage Age
From 30 days
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM50k up to RM250k
Lifetime Limit
Not applicable
Pre-Hospitalisation Diagnostic Tests
from RM100 up to RM750
Room & Board
from RM60 up to RM300up to 120 days per year
Surgical Fees
from RM1k up to RM30k
Pre-Hospitalisation Consultation
from RM100 up to RM750
Intensive Care Unit (ICU)
from RM120 up to RM600up to 30 days per year
Hospital Services and Supplies
from RM2.5k up to RM12k
Anaesthetist Fees
from RM750 up to RM3.6k
Operating Theatre Fees
from RM750 up to RM3.6k
In-Hospital Physician Visits
from RM60 up to RM300per day up to 120 days
Post-Hospitalisation Treatment
from RM100 up to RM300within 31 days from discharge
Outpatient Kidney Dialysis Treatment
from RM5k up to RM30k
Outpatient Cancer Treatment
from RM5k up to RM30k
Emergency Accidental Outpatient Treatment
from RM1k up to RM3.5k
Ambulance Fees
from RM200 up to RM200


Additional benefits with this insurance

15 days cancellation refund
Hospital Accommodation
Up to 120 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Chubb Customer Care Hotline

To make a medical insurance claim, you will need to follow a few key steps. This insurance policy works in a reimbursement format, therefore, it is important that you hold on to any supporting documentation from bills and receipts to reports and statements.

  1. Download a claim form
  2. Attach to the claim form a written statement describing the incident, or accident that took place. 
  3. Also include Original Receipts, bills and credit card statements that reflect your proof of payment.
  4. Attach all official reports, such as complaints, police reports, and medical reports that will back up your claim. 
  5. Submit documents for your claims to be processed. 

To ensure you get the best service possible, head to the Chubb office closest to you. The claim will be processed in approximately 5 working days.

For further information you can always contact Chubb at +603 2058 3000


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 70 years of age

More Information

So what makes Chubb Crystal MediPlus Medical Card special?

Chubb Crystal MediPlus is a comprehensive medical insurance package that comes with the best coverage not just for hospitalization but all your emergency medical needs.

You have a choice of 6 plans, depending on the amount of coverage you want and your price range.

Another perk of having this Chubb insurance is that you as the policyholder are Not Limited to any Panel Hospitals

You are free to seek treatment at the Medical Centre of your choice and then get reimbursed for your expenses when you make a claim.

Who can sign up for this Chubb insurance?

As long as you are an individual over the age of 18 then you are more than welcome to pick up this Chubb insurance policy. 

However, the maximum age for renewal of this plan is 65.

Families and parents who want to include their children under the umbrella of this medical card can do so, provided your child is over 30 days old and under 18. 

On that note, they have an age extension, up to 23 years old, if your kids are still studying.

What does this medical card cover?

Chubb Crystal MediPlus medical card covers all sorts of hospitalization from room and board to intensive care. 

They take care of surgery costs and fees for the use of the operation theater. Besides that, the policy covers outpatient care too.

If you require cancer treatment or kidney dialysis treatment, Chubb Malaysia has got you covered there too. 

The most common of incidents and accidents are no match for this policy.

How long am I covered for and where?

Well, this is an annual plan medical card deal, so you will need to renew the policy every year. Naturally, you are most shielded here in Malaysia. 

But if you were to go overseas for a short vacation then you are still covered.

The restrictions for international coverage is that as long as you do not live abroad for more than 90 consecutive days the policy is available to you. 

After the 90-day period, the medical insurance policy will be terminated.

Can I cancel my Chubb Crystal MediPlus Medical Card?

Yes, you can cancel your Chubb Crystal MediPlus Medical Card. 

However, you will need to deliver a written notice to Chubb Malaysia before any such cancellation. 

Also, there is no guarantee that any premiums paid will be refunded to you if you made your cancellation after the 14-day cooling period.

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