What is Chubb Crystal Sihat medical card?
Chubb Crystal Sihat medical card offers coverage for hospitalisation and surgical expenses incurred due to accidents or illnesses covered under the policy.
The medical insurance comes with comprehensive medical benefits with 6 different plans to choose from, each with varying degrees of coverage and premiums.
This policy is renewable up to the age of 70.
Who is eligible for this Chubb insurance?
The Chubb insurance is open to all Malaysians and Permanent Residents of Malaysia between the ages of 30 days (1 month) to 65 years old.
You can continually renew this medical card up until the maximum age of 70 years old before expiry. Family members can also be covered under a policyholder.
The benefit is limited to the policyholder or insured's spouse, with the condition that they are below the age of 60 at the first time of inclusion.
Children of the insured person can also be covered under the plan as long as they are between the ages of 30 days old to 19 years old.
How do I make a claim to Chubb Malaysia?
Well to make a claim to Chubb Malaysia you simply have to collect all relevant documentation from the hospital or medical facility that you’ve visited, bills and receipts specifically.
Attach it to a claim form and send it to Chubb Insurance Malaysia Berhad along with a written statement of your account.
Are my Chubb Crystal Sihat medical card premiums fixed?
Premium rates for this Chubb insurance is based on your age at the time of application and renewal.
Renewal premium rates are not guaranteed and Chubb does have the right to revise your medical card premiums based on their risk assessments.
However, you can be sure that the premium rates are reasonable and that you will get your money's worth in protection coverage.