Hong Leong Assurance

Underwritten by Hong Leong Assurance Berhad

Hong Leong Assurance MedGLOBAL IV Plus Medical Card

Hong Leong Assurance gives you comprehensive and enhanced protection with high lifetime and annual limit as well as worldwide coverage. Choose from 4 attractive plans.

    • Hospital Accommodation Up To 150 Days
    • 15-Day Cancellation Refund

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Life's Too Short to Pay the Wrong Insurance. Get Free Consultation Now!

Apply online now for Hong Leong Assurance MedGLOBAL IV Plus Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM75000 up to RM240000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    from RM300000 up to RM1200000
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM150 up to RM400per day, up to 150 days a year
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 75 days per any one disability
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Diagnostic and Physiotherapy Procedures
      What's covered when diagnosing your condition and to get your back on your feet again.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 90 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Physiotherapy
      In case you need physiotherapy following injury or sickness, written recommendation from your doctor is required.
      As Charged
    • Organ Transplant
      Cost insured if you get an organ tranplant and surgery charges.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Emergency Accidental Outpatient Treatment
      Cover for emergency outpatient treatment and follow up due to an accident.
      As Charged
    • Medical Evacuation and Repatriation
      Amount covered for treatment requiring medical evacuation or repatriation to Malaysia.
      from RM150000
    • Emergency Dental Treatment
      Emergency benefit for dental-related surgery and treatment due to accident.
      As Charged
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      from RM50 up to RM200per day
    • Insured Child Guardian Benefit
      Reimbursement of expenses for parents or guardians of children who are admitted into the hospital ward.
      As Charged
    • Hospitalisation Allowance Due To Road Accidents
      Extra cash in case you're admitted to a hospital because of a road accident.
      from RM150 up to RM400per day
    • Home Nursing Care
      How much you're allowed to claim for care from a government-licensed nurse at your home.
      from RM40 up to RM100per day, up to 180 days per lifetime
View more coverage details +


How much your premiums may cost

  • Budget Planner

    Dean is turning 40 soon. He wants to buy his first medical card with a budget plan.

    Suggested PremiumRM805.00
    Get Quote
  • Office Admin

    Ying is an operation executive at age of 31. She wants a medical card with monthly premiums less than RM100.

    Suggested PremiumRM918.00
    Get Quote
  • Business Traveller

    Pak Fik is a senior sales manager aged at 50 years old. He travels frequently due to job requirement. He is looking for the best medical card from Hong Leong Assurance.

    Suggested PremiumRM2367.00
    Get Quote

Actual premium rates will be determined by Hong Leong Assurance Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Asia Assistance Network (M) Sdh Bhd is the dedicated team to handle Hong Leong Assurance medical card. You can contact them via the following phone numbers.

  • 03-7628 3998 (Hospitalization)
  • 03-7628 3799 (Emergency Medical Evacuation - Domestic and International Assistance)
Medical Assistance Hotline & Services
 +60376283998 24 Hours Medical and Emergency Assistance Services
Hong Leong Assurance Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 1 month of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age

Frequently Asked Questions about Hong Leong Assurance MedGLOBAL IV Plus Medical Card

Things you might want to know

In times of good health, we need ourselves to maintain a healthy, balanced diet and reasonable amounts of exercise to help prevent chronic diseases. While there is some truth to the saying prevention is better than cure”, there are too many external and internal factors which could cause illnesses, like electromagnetic radiation emitted from everyday electronics, the air we breathe, the water we drink and even what others do around us.

Hence, in times of sickness, we need doctors and healthcare facilities, and good healthcare doesn’t come cheap nowadays. HLA MedGLOBAL IV Plus aims to help you look after your well-being.

What is this policy all about?

The Hong Leong Assurance touts the MedGLOBAL IV Plus as “the complete health care plan for Malaysians. It comes with 4 plans for you to choose from, with the lowest and most affordable coverage being the Plan 150, up to the top-tier Plan 400 to ensure you’re well covered regardless of the amount of funds you’re willing to budget for a medical insurance policy.

Who is this insurance policy for?

With a comprehensive coverage, high annual limit, lifetime limit, worldwide coverage as well as 24 hours Medical & Emergency Assistance Services, this policy is likely for those who prefer to get the best coverage possible, renew every year and be done with it. If you’re the kind of person who would rather upgrade to a better insurance policy once every 5 to 10 years – which is not a bad thing to do – then perhaps you would want to consider alternatives.

What are the benefits of this medical insurance?

This policy provides a high annual limit that will surely give you better security both financially and medically if something bad were to happen to you or if you are diagnosed with a condition that would require constant follow up visits to hospitals or specialists within the same year to help give you the best chance of survival and recovery.

Who is eligible to purchase this insurance policy?

Any Malaysian in good health, aged between 1 month and 70 years is eligible to be covered under this insurance policy. It is generally recommended to get a medical insurance policy before your 30th birthday, because the premiums will normally be higher if you were to sign up after you’re 30 years old. However, do note that all applications and the final premium fees are subject to approval by the underwriting insurance company.

What does the policy cover if I need to get treatment overseas?

The policy covers overseas treatment if you require it. Do remember that if you wish to seek treatment outside of Malaysia, benefits in respect of the treatment covered will be subject to exclusions, limitations and conditions specified in the policy, and all benefits will be payable based on the official exchange rate quoted by Maybank Berhad on the last day of the period of confinement in the hospital. Note that the cost of transportation to the location of treatment provided will not be covered.  

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