Hong Leong Assurance MedGLOBAL IV Plus Medical Card

Hong Leong Assurance MedGLOBAL IV Plus Medical Card gives you comprehensive & enhanced protection with high lifetime & annual limit as well as worldwide coverage.

Hong Leong Assurance MedGLOBAL IV Plus Medical Card
Annual Limit
up to RM240k
Lifetime Limit
up to RM1.2m
Room & Board
up to RM400
Coverage Age
From 1 months
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM75k up to RM240k
Lifetime Limit
from RM300k up to RM1.2m
Pre-Hospitalisation Diagnostic Tests
As charged within 90 days prior to hospitalisation
Room & Board
from RM150 up to RM400per day, up to 150 days a year
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged within 90 days prior to hospitalisation
Intensive Care Unit (ICU)
As charged up to 75 days per any one disability
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Diagnostic and Physiotherapy Procedures
As charged 
Post-Hospitalisation Treatment
As charged within 90 days after discharge
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
As charged 
Organ Transplant
As charged 
Day Surgery
As charged 
Emergency Accidental Outpatient Treatment
As charged 
Medical Evacuation and Repatriation
from RM150k 
Emergency Dental Treatment
As charged 
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM200up to 60 days per 1 disability
Insured Child Guardian Benefit
As charged 
Hospitalisation Allowance Due To Road Accidents
from RM150 up to RM400up to 150 days per any one disability
Home Nursing Care
from RM40 up to RM100per day, up to 180 days per lifetime


Additional benefits with this insurance

15 days cancellation refund
Hospital Accommodation
Up to 150 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
  • 24 Hours Medical and Emergency Assistance Services

    Call +60376283998
Hong Leong Assurance Customer Care Hotline

Asia Assistance Network (M) Sdh Bhd is the dedicated team to handle Hong Leong Assurance medical card. You can contact them via the following phone numbers.

  • 03-7628 3998 (Hospitalization)
  • 03-7628 3799 (Emergency Medical Evacuation - Domestic and International Assistance)


Minimum Entry Age
At least 1 months of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 99 years of age

More Information

In times of good health, we need ourselves to maintain a healthy, balanced diet and reasonable amounts of exercise to help prevent chronic diseases. 

While there is some truth to the saying “prevention is better than cure”, there are too many external and internal factors which could cause illnesses, like electromagnetic radiation emitted from everyday electronics, the air we breathe, the water we drink and even what others do around us.

Hence, in times of sickness, we need doctors and healthcare facilities, and good healthcare doesn’t come cheap nowadays. 

HLA MedGLOBAL IV Plus aims to help you look after your well-being.

What is HLA MedGLOBAL IV Plus Medical Card?

The Hong Leong Assurance touts the MedGLOBAL IV Plus medical card as “the complete health care plan” for Malaysians.

It comes with 4 medical insurance plans for you to choose from, with the lowest and most affordable coverage being the Plan 150, up to the top-tier Plan 400 to ensure you’re well covered regardless of the number of funds you’re willing to budget for a medical insurance policy.

Who is this medical insurance policy for?

With comprehensive coverage, high annual limit, lifetime limit, worldwide coverage as well as 24 hours Medical & Emergency Assistance Services, this medical insurance policy is likely for those who prefer to get the best coverage possible, renew every year and be done with it.

If you’re the kind of person who would rather upgrade to a better insurance policy once every 5 to 10 years – which is not a bad thing to do – then perhaps you would want to consider alternatives.

What are the benefits of this medical card?

This policy provides a high annual limit that will surely give you better security both financially and medically. 

If something bad were to happen to you or if you are diagnosed with a condition that would require constant follow up visits to hospitals or specialists within the same year, this medical card gives you the best chance of survival and recovery.

Who is eligible to purchase this medical insurance?

Any Malaysian in good health, aged between 1 month and 70 years is eligible to be covered under this insurance policy. 

It is generally recommended to get a medical insurance policy before your 30th birthday because the premiums will normally be higher if you were to sign up after you’re 30 years old. 

However, do note that all applications and the final premium fees are subject to approval by the underwriting insurance company.

Does HLA MedGLOBAL IV Plus Medical Card provide overseas coverage?

The HLA MedGLOBAL IV Plus medical card covers overseas treatment if you require it. 

Do remember that if you wish to seek treatment outside of Malaysia, benefits in respect of the treatment covered will be subject to exclusions, limitations and conditions specified in the policy, and all benefits will be payable based on the official exchange rate quoted by Maybank Berhad on the last day of the period of confinement in the hospital. 

Note that the cost of transportation to the location of the treatment provided will not be covered.  

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