Manulife ManuHealth Elite Medical Card

Choosing the right medical insurance is essential in relieving you of the ever-rising medical cost. Boost your coverage with ManuHealth Elite Medical Card!

Manulife ManuHealth Elite Medical Card
Annual Limit
up to RM2.2m
Lifetime Limit
No limit
Room & Board
As Charged
Coverage Age
30 days - 99 years
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM1m up to RM2.2m
Lifetime Limit
No limitFor Hospital and Surgical Benefit
Pre-Hospitalisation Diagnostic Tests
As charged For Diagnostic X-Ray and Laboratory Examination and Scans
Room & Board
As charged from RM150 up to RM250for unlimited days of Hospitalisation. For selected Plans only
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged within 60 days before hospitalisation
Second Medical Opinion
As charged up to RM2kper policy year on selected plans only
Intensive Care Unit (ICU)
As charged unlimited days of hospitalisation
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Post-Hospitalisation Treatment
As charged within 90 days after discharge
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged includes treatment such as radiotherapy or chemotherapy
Outpatient Stroke Treatment
As charged includes treatment such as speech, occupational and physical therapy
Day Surgery
As charged 
Emergency Accidental Outpatient Treatment
from RM2k up to RM3.5kper injury
Medical Evacuation and Repatriation
As charged up to RM100000 per lifetime, subject to Overall Individual Annual Limit
Medical Assistance Services
As charged 
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM100per day up to 60 days
Insured Child Guardian Benefit
from RM50 up to RM100per day up to 120 days per policy year
Home Nursing Care
from RM500 up to RM1kper disability per policy year
Government Service Tax (GST)
As charged 
Intraocular Lens
up to RM3kwith a maximum cap of RM6000 per lifetime


Additional benefits with this insurance

Investment Linked Plan
Up to RM5,000
15 days cancellation refund
Hospital Accommodation
Up to 365 days

How to Claim

Who do I contact if I have a question or emergency?

Manulife Customer Care Hotline

A good medical card gives you a hassle-free admission process. Here are some tips for a smooth and cashless admission with Manulife:

  • Visit your preferred Manulife's panel hospital or one that is nearest to you
  • If you are required to be hospitalised, present your medical card to the hospital attendant

In case of reimbursement request via manual claim submission:

  • Download and fill in the claim form
  • Attach the original medical receipts and medical report as supporting documents along with the completed claim form
  • Submit them to any Manulife Branch
  • Or you could mail it directly to Manulife head office at:

Level 12, Menara Manulife

No 6, Jalan Gelenggang, Damansara Heights,

50490 Kuala Lumpur


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 99 years of age

More Information

What is Manulife ManuHealth Elite Medical Card?

Ensure your medical security with a medical health plan that covers all your needs at the same time. 

Manulife ManuHealth Elite is a comprehensive medical insurance protection plan specially designed to help you manage your medical expenses when you need medical care. 

With No Limit for your hospital stay, however long it may be, you can be sure that in the event that you need hospitalization, you will not have to spend a dime.

While you can get this medical insurance on its own with no frills attached, you also have the option of adding it on as a unit deducting rider that can be attached to selected Manulife regular premium investment-linked plan. 

Whatever you decide, this policy has got you covered.

What else is offered with this Manulife insurance?

This Manulife insurance comes with the option of 4 different plans, each with their own separate range of coverage and separate premiums. 

The plans are; MHE150, MHE200, MHE250 and MHE Signature, which gives you close to unlimited coverage in some aspects on the plan. 

Aside from that, this plan comes with the flexibility and option to cover your family, spouse or child in just one plan. 

The coverage also extends to your children born after the policy has been purchased. 

Deductible options are also available with this policy to help lower the cost of the insurance premiums.

Options available are RM0, RM500 and RM5,000. Simply select the one you are most comfortable with. 

While this will help reduce your cost, it will also mean that you might have to pay ahead for your medical bills if they fall below the covered amount.

Can anyone apply for this Manulife medical card?

To purchase this Manulife medical card you will need to be at least 30 days attained age, with the maximum age for entry at 70 years old. 

After which, you can continue to renew the plan annually to its maturity at the age of 99 years old.

As policyholders, you can extend the cover to your family members including your spouse and up to 5 children even if your children are born after the plan has been purchased – the maximum entry age for children is 20 years old.

Foreigners are also more than welcome to apply, as long as you’re a permanent resident with a residential address in Malaysia.

Is this a guaranteed renewal policy?

Definitely! You can renew this Manulife insurance up till the age of 99 years so you’re well protected even in retirement. 

However, it's important to note that the premium increases as you grow older and the rates are not guaranteed, just like any other medical card.

In case your premium rates have increased you’ll get a 90-day prior notice, so you’ll have more than enough time to decide if you’d like to renew your policy.

Am I covered outside Malaysia with Manulife ManuHealth Elite Medical Card?

Manulife ManuHealth Elite Medical Card will cover you across the world for emergency medical assistance and hospitalisation. 

Bear in mind that when you're outside of Malaysia, Singapore and Brunei, your medical insurance coverage will not be applicable if you reside abroad for more than 90 consecutive days.

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