Maybank MediRider

Attach this medical plan to any of Maybank life insurance plans for added benefits and stay prepared when the unexpected happens. Rest comfortably even during your hospitalisation.

Maybank MediRiderExtended Coverage
Annual Limit
up to RM100k
Lifetime Limit
up to RM300k
Room & Board
up to RM450
Coverage Age
30 days - 59 years
No. of Panel Hospitals
96
Investment-Linked Plan
No

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Coverage

How much you can claim for hospital bills

Annual Limit
from RM20k up to RM100k
Lifetime Limit
from RM60k up to RM300k
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM100 up to RM450per day
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Hospital Specialist Fees
As charged 
Post-Hospitalisation Treatment
As charged 
Day Surgery
As charged 
Emergency Accidental Outpatient Treatment
As charged 
Accidental Death
from RM10k up to RM20k
Emergency Dental Treatment
As charged 
Ambulance Fees
from RM100 up to RM200
Cash Allowance at Government Hospital
from RM50 up to RM200per day
Insured Child Guardian Benefit
from RM5 up to RM200
Medical Report Fee
As charged 

Features

Additional benefits with this insurance

Co-insurance
Up to 10%
Hospital Accommodation
Up to 120 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Maybank Customer Care Hotline

Making a claim can be a lot more simpler and less of a headache if you know the proper procedures. Remember these steps well!:

  1. Insurer need to be aware of your encounter and reason of claim, notify them right away or not later than 30 days after receiving a treatment or discharged from the hospital.
  2. Get the claims form filled up by you and your attending doctor.
  3. Lastly, attach along your original medical bill, original receipt, medical report and doctor's referral letter if any and deliver them to your nearest Maybank or Etiqa branch.
  4. You may reach them at 1800 88 3117 for Maybank and 1300 13 8888 for Etiqa for further claim inquiry.

Requirements

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 59 years of age
Maximum Renewal Age
At most 75 years of age
Coverage Expiry Age
At most 75 years of age

More Information

What is Maybank MediRider?

This is a medical plan by Maybank which helps you reduce the financial burden of personal medical expenses. You’ll receive a MediRider card which you can use at panel hospitals for hassle-free admission. 

What makes this medical plan so special is that you also have the choice of taking up the extended medical plan with added benefits. Maybank MediRider can also be attached to select Maybank life insurance plan to keep you fully covered!

Why should I get the medical extended plan?

The extended plan is called the MediRider Plus. Among the extended benefits is coverage for procedures such as organ transplants, prosthesis and implant; as well as out-patient benefits for kidney dialysis treatment and cancer treatment. 

These extra benefits will only cost you as low as RM71 per year, depending on your age and other factors determined by Maybank Life Assurance.

Who is eligible for this medical plan?

This medical insurance covers anyone – from babies as old as 30 days of age, to senior citizens who are 75 years old. However, the entry age is set at 59 years. If you wish to extend the coverage, you can renew this medical plan until you reach the age of 75.

Do I still need to pay any medical costs?

Yes, but only 10% of the total medical bill. This is also known as co-insurance in which you're sharing the medical costs with the insurance provider. The remaining 90% (which is also the maximum insured amount) will be covered by Mayban Life Assurance.

For example if your total medical bill is RM10,000 in total, all you need to pay before making your medical claim is RM1,000. Mayban Life Assurance will cover the remaining RM9,000!

What out-patient benefits does this plan provide?

The basic MediRider plan covers the following:

  • Pre-hospitalisation diagnostic tests, pre-hospitalisation specialist consultation and post-hospitalisation of up to 60 days each.
  • Emergency accident outpatient treatment and emergency accident dental treatment of up to 31 days from date of accident
  • Medical report fees and day surgery.

For MediRider Plus, the extra out-patient benefits are as follows:

  • Kidney dialysis treatment, cancer treatment, organ transplants, as well as the prosthesis and implant coverage of up to RM40,000.

How do I pay my premiums?

You can choose to auto-debit your premiums from your savings account, current account or credit card. Maybank also gives you the option of paying the premiums monthly, quarterly, semi-annually or annually.