What is the OAC Easi-Health Care?
The Easi-Health Care is a medical insurance plan offered by the Overseas Assurance Corporation (OAC). It is a policy that comes with different plans within it to suit the needs of people from different walks of life. With the policy, you will be provided with 24-hr worldwide insurance coverage and round-the-clock hassle-free admissions to all their Panel hospitals nationwide.
How much does it cover?
Being a comprehensive insurance policy, it will cover all hospital and medical fees as well as the use of all hospital equipment. The policy will take care of all room charges and surgical fees as well. Of course, like most policies this includes the use of the ICU and such.
An additional perk of having this policy is the post hospitalization care that you can utilize should you need it. This policy provides coverage for accidents and emergency medical attention, out-patient cancer treatment, kidney dialysis treatment, physiotherapy and home nursing. The best part is all you have to do is ask.
Another thing you get with this particular plan is, emergency dental surgery and organ transplant in special cases. So it really does look after you in every aspect.
What do I need, to get the policy?
Well first off, the plan is only open to Malaysians and Permanent Residents of Malaysia. You will either need to be 18 years old to pick up the plan as an individual or the minimum age of 30 days, for parents who want to purchase the policy for your kids. Maximum entry age for this plan is 60 years old, but after that you can continue to renew it for a while.
Is there a family plan available?
The Easi-Health Care is available to families and if you do have get the family plan then you’ll get a 5% discount off your premiums. Simply add your spouse and kids into the plan and, voila.
Do I need to go for a medical examination?
If you are below the age of 50 when applying then, there is no necessity for you do undergo a medical examination for the purpose of the policy. However, if you are 50 years and above, then you might be required to. On that note, OAC is at liberty to request that you do a medical exam at random before issuing the policy to you.