Pacific Medi-Pac Medical Card

Living a healthy lifestyle does not guarantee better health. Prepare yourself financially and overcome high medical cost later with Medi-Pac Insurance plan.

Pacific Medi-Pac Medical CardAge renewal
Annual Limit
up to RM100k
Lifetime Limit
up to RM500k
Room & Board
up to RM450
Coverage Age
From 30 days
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM30k up to RM100k
Lifetime Limit
from RM150k up to RM500k
Pre-Hospitalisation Diagnostic Tests
As charged within 60 days before hospitalisation
Room & Board
from RM100 up to RM450per day up to 365 days a year
Surgical Fees
As charged including post-surgery care up to 31 days
Pre-Hospitalisation Consultation
As charged within 60 days before hospitalisation
Diagnostic Tests and Specialist Consultation
As charged within 60 days before hospitalisation
Intensive Care Unit (ICU)
As charged per day up to 30 days
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged per day up to 120 days
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Outpatient Kidney Dialysis Treatment
from RM10k up to RM30kper year
Outpatient Cancer Treatment
from RM20k up to RM60kper year
Organ Transplant
from RM30k per disability
Emergency Accidental Outpatient Treatment
As charged per accident, up to 60 days
Emergency Dental Treatment
As charged per accident, up to 60 days
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM200 per day, up to 60 days
Home Nursing Care
from RM100 up to RM200per day up to 60 days
Government Service Tax (GST)
per year
Medical Report Fee
up to RM100per disability
Traditional Medical Treatment
up to RM400


Additional benefits with this insurance

15 days cancellation refund
Hospital Accommodation
Up to 365 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Pacific Insurance Customer Care Hotline


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age

More Information