Takaful Malaysia

Underwritten by Syarikat Takaful Malaysia Keluarga Berhad

Takaful myClick MediCare Medical Card

Get the best medical protection easily, when you have this 100% online Takaful protection plan. Takaful myClick MediCare offers comprehensive medical benefits at your fingertips. Manage your medical plan online any time anywhere.

    • Deductible Up To RM3000
    • Hospital Accommodation Up To 365 Days
    • 15-Day Cancellation Refund

Medical Card with Instant Approval!

Medical Card with Instant Approval!

Medical Card with Instant Approval!

Medical Card with Instant Approval!

Apply online now for Takaful myClick MediCare Medical Card

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How much you can claim for hospital bills

  • Annual Limit
    The claims on your medical card cannot exceed this amount in a single policy year.
    from RM50000 up to RM100000
  • Lifetime Limit
    Know your lifetime limit, your medical card expires if you reached this amount.
    Not Applicable
  • Pre-Hospitalisation Diagnostic Tests
    This covers the costs incurred for diagnostic X-ray, laboratory examination and scans.
    As Charged within 60 days before hospitalisation
  • Room & Board
    For the days that you spend in a hospital room instead of your own bed.
    from RM100 up to RM200unlimited days of hospitalisation
    • Pre-Hospitalisation Consultation
      What's covered for medical consultation prior to hospitalisation or day care.
      As Charged within 60 days before hospitalisation
    • Intensive Care Unit (ICU)
      Worsening conditions may require critical care in the specialised hospital ward.
      As Charged up to 60 days per disability
    • Hospital Services and Supplies
      Charges for the sterilised bandages, intravenous drips, blood packs and other services while hospitalised.
      As Charged
    • Surgical Fees
      How much your medical card covers for surgical procedures, minor and major.
      As Charged
    • Anaesthetist Fees
      Some surgeries require the use of anaesthetic drugs to put you to sleep before the procedure.
      As Charged
    • Operating Theatre Fees
      All the costs involved for use and set up of the operating room for your surgery.
      As Charged
    • In-Hospital Physician Visits
      This is the limit for the visits from the hospital doctors that are covered by your medical plan.
      As Charged
    • Post-Hospitalisation Treatment
      This covers your follow up treatment after your discharge from hospital or day care surgery.
      As Charged within 90 days after discharge
    • Outpatient Kidney Dialysis Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with kidney failure.
      As Charged
    • Outpatient Cancer Treatment
      Charges covered for consultation, examination tests and prescribed drugs if you are diagnosed with cancer.
      As Charged
    • Day Surgery
      For surgical procedures that do not require you to spend the night in a hospital bed.
      As Charged
    • Ambulance Fees
      Charges for local ambulance services to and from the hospital.
      As Charged
    • Cash Allowance at Government Hospital
      Daily lump sum cash benefits for patients who spend the night at a government hospital.
      up to RM100 unlimited number of days
View more coverage details +


How much your premiums may cost

  • Fresh Graduate

    Elise is 23 and has just gotten her first job. She can only commit to an affordable annual premium protection plan. 

    Suggested PremiumRM500.00
    Get Quote
  • Office Admin

    Selena is a software developer in her early 30s. She wants to look for a deductible annual premium plan as she is covered by her employer's plan.

    Suggested PremiumRM586.00
    Get Quote
  • Family

    Having medical coverage for your children is also important. This family is prepared with medical benefits that cover their children as well.

    Suggested PremiumRM771.00
    Get Quote

Actual premium rates will be determined by Syarikat Takaful Malaysia Keluarga Berhad and may vary from what is suggested based on age, sex, occupation, lifestyle habits and other factors.

How to Claim

Regardless of which hospital you are at, be it a panel hospital or a non-panel hospital, Takaful Malaysia will ensure you of a hassle free claim experience.

Panel Hospitals

Getting admitted to a hospital isn't frustrating at all when you have Takaful Malaysia medical card. Here is what you need to do:

  1. Visit your preferred Takaful Malaysia panel hospitals here
  2. Present your e-medical card at the admissions counter and sign the medical form.

Takaful Malaysia and the hospital will take care of the rest of the process! 

Non-panel Hospitals

Always remember to acknowledge Takaful Malaysia of any event that is about to happen or has happened that may result in a claim as soon as possible. Here is what you need to do in an event to claim:

  1. Fill in the claim form
  2. Attach the original itemised medical bills and medical report as supporting documents along with the completed claim form
  3. Submit all the documents to any Takaful Malaysia's branches here

Once your claims have been processed, Takaful Malaysia will notify you to let you know the status of your claims

Medical Assistance Hotline & Services
Takaful Malaysia Customer Care Hotline


Am I eligible to apply for this insurance?

Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 85 years of age

Frequently Asked Questions about Takaful myClick MediCare Medical Card

Things you might want to know

Tell me about Takaful myClick MediCare

Takaful myClick MediCare is a comprehensive medical insurance plan that is available completely online. There are three plans to choose from, the Bronze, Silver and Gold plans. Your coverage will come with an affordable annual contribution.

It’s a comprehensible medical plan meant for pretty much everyone, with a minimum entry age of only 30 days old, parents can get this coverage for themselves and even their kids. 

The plan offers you the annual coverage of up to RM100,000 with no lifetime limit.

What does it cover exactly?

This plan covers most of your medical expenses including room and board, prescription drugs, surgical fees and some common outpatient care benefits such as out patient cancer and kidney dialysis treatments.

The best part is most of the coverage is based on ‘as charged’ basis. You don't have to worry about anything!

What is the key highlight of Takaful myClick MediCare?

Good news! Now you can enjoy a contribution discount up to 30% when selecting a deductible limit under this plan. You will also enjoy hassle free hospital admissions and bill settlement when you visit any of Takaful-Malaysia’s panel hospitals.

Deductible, it is a cost sharing feature where you share a low fixed amount of medical expenses, and the remaining balance will be paid by Takaful Malaysia up to the annual limit.

Who can apply for this plan?

This plan is available to any individual over the age of 18 years and up to age 70 years. You can also get this cover for your children aged 30 days to 18 years.

After which, you just need to continue to renew the plan until the age of 85 years.

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