Takaful myHealth Protector Medical Card

Takaful myHealth Protector, comprehensive medical card with a choice of up to 8 affordable medical plans to choose from. Get 15% cash back on your premiums!

Takaful myHealth Protector Medical Card
Annual Limit
up to RM275k
Lifetime Limit
No limit
Room & Board
up to RM500
Coverage Age
From 30 days
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM100k up to RM275k
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged 
Room & Board
from RM150 up to RM500per day
Surgical Fees
As charged Covers the cost of surgery by the specialists, including pre-surgical assessment and post-surgery care, up to 60 days.
Consultation & Diagnostic Procedures
As charged Covers the cost for first time consultation by a Specialist in connection with a covered disability within 60 days before hospitalisation.
Intensive Care Unit (ICU)
As charged max 60 days, per disability
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Post-Hospitalisation Treatment
As charged up to 60 days after discharge from hospital
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
Outpatient Stroke Treatment
As charged coverage includes treatment for speech, physical, occupational and recreational therapies treatments.
Organ Transplant
As charged 
Day Surgery
As charged 
Emergency Accidental Outpatient Treatment
As charged 
Funeral Benefits
from RM3k 
Emergency Dental Treatment
As charged 
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM100 per day
Insured Child Guardian Benefit
from RM75 per day
Home Nursing Care
As charged per day up to 120 days
Medical Report Fee
up to RM80per disability
Traditional Medical Treatment
As charged up to RM300per accident and up to RM50 per visit


Additional benefits with this insurance

No Claim Bonus
1 year no claim bonus at 15%
15 days cancellation refund
Hospital Accommodation
Up to 365 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Takaful Malaysia Customer Care Hotline

Regardless of which hospital you are at, be it a panel hospital or a non-panel hospital, Takaful Malaysia will ensure you of a hassle free claim experience.

Panel Hospitals

Getting admitted to a hospital isn't frustrating at all when you have Takaful Malaysia medical card. Here is what you need to do:

  1. Visit your preferred Takaful Malaysia panel hospitals
  2. Present your medical card at the admissions counter and sign the medical form.

Takaful Malaysia and the hospital will take care of the rest of the process!

Non-panel Hospitals

Always remember to acknowledge Takaful Malaysia of any event that is about to happen or has happened that may result in a claim as soon as possible. Here is what you need to do in an event to claim:

  1. Fill in the claim form
  2. Attach the original itemised medical bills and medical report as supporting documents along with the completed claim form
  3. Submit all the documents to any Takaful Malaysia's branches

Once your claims have been processed, Takaful Malaysia will notify you to let you know the status of your claims


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Maximum Renewal Age
At most 85 years of age

More Information

Tell me about Takaful myHealth Protector Medical Card

This Takaful medical card is one that comes with multiple affordable plans within it to ensure that it can be available to everyone. 

With 8 options to choose from,Takaful myHealth Protector provides comprehensive coverage to all who choose it.

Say goodbye to exorbitant premiums and the stigma surrounding medical insurance as it is a useful tool to have in your back pocket for a rainy day.

What does this Takaful medical card cover?

As a Takaful medical card plans go, this one also covers hospital room and board expenses, along with ICU charges. 

You will not have to worry about any charges relating to surgery, and the use of hospital equipment.

This medical insurance also provides a certain degree of outpatient care, taking into consideration you might need cancer treatment, some of you who take up this policy might also need kidney dialysis treatment or stroke treatment and follow up medical care. 

Therefore, these charges can all be covered by the policy.

You will also have access to home nursing care and emergency medical treatment should you need it.

Other benefits offered under this Takaful Malaysia medical card

One of the best things about this Takaful Malaysia medical card is that if no claims have been made over the coverage period, then you may receive up to 15% cashback credited to you. 

On top of that with this Takaful protection, you will have 24-hour international and domestic emergency medical assistance.

Best of all, you can choose to include critical illness cover for added protection.

Who can get Takaful myHealth Protector Medical Card?

Anyone over the legal age of 21 can pick up Takaful myHealth Protector medical card as and when they please. 

Simply select which of the 8 plans works best for you and fall into your preferred budget.

For parents who would like to purchase this Takaful medical card for your child, they will need to be 30 days old to be eligible.

The maximum entry age for this medical insurance is 70 years old. After which, you can renew the plan up until you turn 85 years old.

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