What is the Zurich MedicaGen 200 Medical Card?
Zurich MedicaGen 200, is a new and improved Zurich medical insurance cover that offers protection to all those who have it against the financial burden of having a medical catastrophe.
This Zurich medical card will prepare you for the sometimes-overwhelming cost of medical treatments and help you to concentrate your efforts on getting better instead of worrying about expenses.
How much does this Zurich insurance cover?
Well like most plan the Zurich insurance covers all expenses for medical and hospital services.
So that means everything from room and board, to the use of the ICU on to surgical fees and physician visits. These are all the costs covered by the medical insurance policy itself.
However, the perks of this plan is that it also covers a select number of outpatient and post-hospitalization treatments.
Such as kidney dialysis treatments, cancer treatments and physiotherapy should you require it. Also, in case you face any accidental injury after your surgery or hospitalization, the remedies for that will be covered by the policy.
Other than that, you will have coverage for child care, ambulance fees and home nursing care, if recommended by the doctors.
What are the benefits of this medical insurance?
There are a couple that you might want to take note of.
This medical insurance comes with high annual and lifetime limits and protection of up to 3 times the overall annual limit.
Unlike most medical insurance plans, this Zurich medical card comes with and personal accident cover of RM50,000 as well.
Zurich MedicaGen 200 medical card is made up of 4 different plans within the policy, each with varying ranges of coverage and varying ranges for premiums.
Therefore, you can choose to select and customize the plan you want to meet your needs and your budget as you see fit.
Who can get Zurich MedicaGen 200 Medical Card?
Anyone over the legal age can purchase Zurich MedicaGen 200 medical card, as and when you want to.
For parents who are picking this Zurich insurance up for their kids, they need to be at least a year old before they become eligible for the plan.
The maximum entry age for this medical insuarance is before your 60th birthday. After which, the plan can be renewed up till the age of 75.