What is the MegaMed all about?
Zurich MegaMed is medical protection plan open to anyone who wants to be proactive and requires a comprehensive medical insurance policy. The plan comes with coverage for all sorts of medical maladies and procedures that one might need in their lifetime. More importantly it comes with a chance at peace of mind for both the insured and their loved ones.
You will have 4 plans to choose from, each with various feature and premiums to fit your needs. Select the plan best suited to you and get access to a coverage that is worthy of your time and resources.
How much does the plan cover?
All the plans offered with MegaMed covers all hospital and medical expenses in relation to housing, use of hospital equipment, supplies and services. Both plans also cover pre- and post-hospitalization. If you require hospitalization, all pre-hospitalization diagnostic tests and specialist consultations will be covered by the insurance company.
On that note, you will also have access to post-hospitalization treatment within 90 days of your discharge. Apart from that, there are also a few out-patient benefits that you might want to take note of. If you so required it, the plans all cover costs for kidney dialysis treatment, cancer treatments, physiotherapy and emergency accidental outpatient care.
Zurich MegaMed with the added benefit of coverage for a secondary medical opinion. This is because sometimes illnesses may require a different set of expertise to battle. If you are found to be in this case, remember that the plan offers for Overseas Medical Treatment in Singapore. Which means you can be treated and receive care and consultation at any Singaporean medical hospital and have reimbursement for the cost.
Please also take note that these benefit does come with its own set of terms and conditions you may want to consult prior to making your decision.
Who can apply for this policy?
Anyone over the age of 18 can legally pick up this plan as and when they need. However, to eligible for the protection, children need to be over 30 days old and the age band continues till the age of 69 years old.
To enjoy coverage up the age of 100 you will need to have been registered with a policy before your 69th birthday. After that it will only be a matter of renewing the policy contract every year.
Do I get a medical card?
Sure you do! To avoid the hassle of getting into a hospital, especially when there’s an emergency, simply flash your Zurich Medical Card and let them handle the rest. Take note that to enjoy this cashless admission you will need to be at a Zurich Panel Hospital.