Zurich Takaful Medica2015 Medical Card

Get the full package with a great plan, better coverage and better benefits. On top of that never have to be too worried that your protection will run out.

Zurich Takaful Medica2015 Medical CardLonger protection
Annual Limit
up to RM500k
Lifetime Limit
No limit
Room & Board
up to RM1,000
Coverage Age
From 30 days
No. of Panel Hospitals
Investment-Linked Plan


How much you can claim for hospital bills

Annual Limit
from RM50k up to RM500k
Lifetime Limit
No limit
Pre-Hospitalisation Diagnostic Tests
As charged 90 days after hospitalisation or surgery
Room & Board
from RM150 up to RM1kper day, up to 200 days a year
Surgical Fees
As charged 
Pre-Hospitalisation Consultation
As charged 
Second Medical Opinion
from RM500 per year
Intensive Care Unit (ICU)
As charged 
Hospital Services and Supplies
As charged 
Anaesthetist Fees
As charged 
Operating Theatre Fees
As charged 
In-Hospital Physician Visits
As charged 
Diagnostic and Physiotherapy Procedures
As charged 
Hospital Specialist Fees
As charged 
Post-Hospitalisation Treatment
As charged within 60 days after discharge
Outpatient Kidney Dialysis Treatment
As charged 
Outpatient Cancer Treatment
As charged 
As charged 90 days after hospitalisation or surgery
Emergency Accidental Outpatient Treatment
As charged 
Funeral Benefits
from RM5k 
Accidental Death
As charged up to RM5k
Ambulance Fees
As charged 
Cash Allowance at Government Hospital
from RM50 up to RM250per day, up to 200 days a year
Insured Child Guardian Benefit
from RM150 up to RM500
Home Nursing Care
from RM250 up to RM2kper disability
Government Service Tax (GST)
As charged 
Medical Report Fee
As charged 


Additional benefits with this insurance

No Claim Bonus
1 year no claim bonus at 20%
15 days cancellation refund
Hospital Accommodation
Up to 200 days

How to Claim

Who do I contact if I have a question or emergency?

Medical Assistance Hotline & Services
Zurich Takaful Customer Care Hotline

Making medical claims, can be bothersome and due to the reason of the claim most people are not in the right state of mind to get everything together. So here is a list of things that you will need when making your medical insurance claim to Zurich Takaful;

  • Claims form
  • Police report (if related to Accident/Road Accidents)
  • Medical Report
  • Original itemised medical bills
  • Original medical receipts
  • Referral letter from doctors
  • Bank/Credit card statements (proof of payment)
  • Post mortem report and death certificate (in the case of death)
  • Proof of relationship to the claimant. 

Once you have all the necessary information, along with a written statement of your own account, make your way over the nearest Zurich Takaful branch or call their customer care hotline for further information :+60362876666.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 65 years of age
Maximum Renewal Age
At most 80 years of age

More Information

What is Zurich Medica2015 all about?

The Medica2015 is a Zurich Takaful medical insurance plan that aims to provide both the most necessary and the most affordable coverage to its users. 

There are various plans within in the product that allows you to pick the premium and coverage that suits you best without breaking the bank.

Who can apply for this policy?

Essentially, the plan is meant for everyone, as long as the applicant is over the legal age of 18 you can choose to purchase the plan. 

For those of you who would like to pick up the plan for your kids, feel free to do so. They can be eligible for this coverage as soon as they turn 30 days old.

How much does it cover?

You are covered in the case of accidents and death of course, but that also means, that if and when you required medical attention, then you won’t have to worry about hospitalization charges and specialist consultation fees. 

If you do require surgery at any one point, then this policy will take care of all fees as they are charged.

Also, if you are a parent, there is an aspect of coverage for child care services. 

Should you need post-hospitalization care, you have coverage for home nursing care, kidney dialysis treatments, cancer treatments as well as physiotherapy.

How long am I covered for?

Since this is an annual plan, you will be covered for the entire duration of a year, after which you can renew your policy.

What if I want to cancel the plan?

If you so decide that you no longer need the plan, there is a 15-day cooling period where you can drop the policy and get a refund. 

However, after that cooling period, if you wanted to cancel the plan, there is no guarantee that you will be refunded for the premiums that you have put down.