Great Eastern

Underwritten by Great Eastern Life Assurance (Malaysia) Berhad

Great Eastern Smart Legacy

Get full time coverage with this premium linked protection plan that offers you coverage, benefits and savings all at once. Ensure that you and your loved ones are always prepared with this comprehensive plan.

    • RM500k Minimum Sum Assured
    • TPD Coverage Until Age 70
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured
View product disclosure sheet.


What makes this Great Eastern insurance policy stand out?

Cover Term
Protection up to age 100
Premium Type
Flat rate. Stays the same throughout coverage term.
Loyalty Bonus
Up to 1% increase of the Basic Sum Assured every year up to a maximum of 30%
Income Tax Relief
Up to a maximum of RM3,000 a year.

Protection for Your Family

How will Great Eastern help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
A lump-sum payment to your family when you die of any causes
up to 100 years oldYes, up to 100% of sum assured
Accidental Death
Death due to injury from an accident. Acts of war and illegal activities exempted.
up to 70 years oldYes, up to 100% of sum assured , optional benefit
Public Conveyance Death
Use taxi, bus, or LRT? Get covered for accidents when on public transportation!
up to 70 years oldYes, up to 200% of sum assured , optional benefit
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
up to 70 years oldYes, up to 100% of sum assured

How to Claim

To make a claim with Great Eastern, you can choose to either call their claims hotline centre or email them at [email protected]

Follow the steps below for the easiest path to getting your claims;

  1. Download their claims form
  2. Prepare all necessary documents 
  3. Email your claims request or visit the nearest Great Eastern Branch to fast track your claims. 

Remember that you need to make your claims within 14 days of an incident or they will be invalid.

Great Eastern Customer Care Hotline

Age Requirements

Am I eligible to apply for this Great Eastern insurance?

Minimum Age
at least 18 years of age
Minimum Age
at least 30 days of age
Maximum Age
at most 70 years of age
Expiry Age
at most 100 years of age

Frequently Asked Questions about Great Eastern Smart Legacy

Things you might want to know

What is Great Eastern Smart Legacy?

Smart Legacy is a premium investment-linked life insurance plan that offers you not just regular coverage but fully added bonus protections. Grow your wealth and ensure your life is taken care of at the same time, but also, keep your loved ones afloat.

What am I covered for?

Of course, you will be covered for Death since it is a life insurance plan. If you do indeed die, then your next-of kin, will receive a full 100% pay-out of your selected sum assured. As optional benefits, you can pick up additional protection for Accidental Death and Public Conveyance Death.

Accidental Death will offer you a coverage in case your cause of death is caused by any kind of accident, or can be categorised as not a fault of your own. Public Conveyance on the other hand, is when your death is caused by a form of public transportation involving accidents. Both offer you coverage only until the age of 70 years old.

Finally, you will have coverage for Total and Permanent Disability. In the case you are severely injured and can no longer work or look after yourself, as a result. Then you will receive a 100% pay-out of your selected sum assured. This benefit does not only apply to injuries but to illnesses that have the same effects as well.

What are the other benefits?

Great Eastern offers you a beneficial safety net with Smart Legacy. For every year that you do not make a claim, your sum assured will increase by 1%. It will continue to increase to a maximum of 30%. This means that if your family are faced with an incident, or if you die then they will receive both your selected sum assured, plus the additional cushion.

This is of course provided that no claims have been made up to that point in the policy term.

How long am I covered for?

Well you can purchase this protection individually anytime after the age of 18, but you only have until the age of 70 to make a registration. What this means is, if you want to be covered until maybe your death of the maximum age of 100, then you must have already purchased the plan before your 70th birthday.

After 70, the plan can be renewed annually till the maximum age of 100 years old.

Request a Call Back

If you would like to know more details, you can request for a call by filling up a form. You will receive a call within 48 hours upon form submission. Call times are weekdays between 9am and 5pm.

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