Great Eastern SmartProtect Legacy Max

Get full time coverage with this premium linked protection plan that offers you long-term coverage, benefits and savings all at once. Ensure that you and your loved ones are always prepared with this comprehensive plan.

Great Eastern SmartProtect Legacy Max
Increasing Sum Assured
Min Sum Assured
Entry Age
30 days - 70 years
Max Coverage
100 years
No Lapse Benefit


Cover Term
Protection up to age 100
Premium Type
Flat rate. Stays the same throughout coverage term.
Income Tax Relief
Up to a maximum of RM3,000 a year.


How will Great Eastern help to secure your family's financial future?

Main CoverageCoverage PeriodAm I Protected?
  • up to 100  years old
  • Yes , up to 100% sum insured  
Accidental Death
  • up to 70  years old
  • Yes , up to 100% sum insured   (optional benefit)
Public Conveyance Death
  • up to 70  years old
  • Yes , up to 200% sum insured   (optional benefit)
Total and Permanent Disability (TPD)
  • up to 70  years old
  • Yes , up to 100% sum insured  

How to Claim

Who do I contact if I have a question or emergency?

Great Eastern Customer Care Hotline

To make a claim with Great Eastern, you can choose to either call their claims hotline centre or email them at [email protected].

Follow the steps below for the easiest path to getting your claims;

  1. Download their claims form
  2. Prepare all necessary documents
  3. Email your claims request or visit the nearest Great Eastern Branch to fast track your claims.

Remember that you need to make your claims within 14 days of an incident or they will be invalid.


Minimum Entry Age
At least 30 days of age
Maximum Entry Age
At most 70 years of age
Coverage Expiry Age
At most 100 years of age

More Information

What is Great Eastern SmartProtect Legacy Max?

SmartProtect Legacy Max is a premium investment-linked life insurance plan that offers you not just regular coverage but fully added bonus protections. Grow your wealth and ensure your life is taken care of at the same time, but also, keep your loved ones afloat.

Can I tailor my investment level?

You have the flexibility of choosing your preferred premium payment term of 5, 10, 20 or 30 years, so that you can adjust according to your needs and better manage your financial commitments.

To safeguard your family's financial security in the future, you have the option to boost the investment value of your policy via single premium top-ups. This is subject to a minimum of RM1,000 per top-up.

What am I covered for?

You will receive high protection against death or Total and Permanent Disability with coverage starting from RM500,000. In an unfortunate event that you die, then your next-of kin will receive a full 100% pay-out of your selected sum assured. 

As optional benefits, you can pick up additional protection for Accidental Death and Public Conveyance Death which offers coverage up to 70 years old.

Accidental Death
(Other than Public Conveyance)
Public Conveyance Death
(Other than Cable Car/ Transport chartered for Private Travel)
 +100% of basic sum assured+200% of basic sum assured

What are the other benefits?

Great Eastern offers you a beneficial safety net with Smart Protect Legacy Max. For every year that you do not make a claim, your sum assured will increase by 1%. It will continue to increase to a maximum of 30%. 

This means that if your family are faced with an incident, or if you die then they will receive both your selected sum assured, plus the additional cushion.

This is provided that no claims have been made up to that point in the policy term.

How long am I covered for?

Well you can purchase this protection individually anytime after the age of 18, but you only have until the age of 70 to make a registration. 

If you want to be covered until maybe your death of the maximum age of 100, then you must have already purchased the plan before your 70th birthday.

After 70, the plan can be renewed annually till the maximum age of 100 years old.

Is there a booster reward?

Yes, a booster reward of 12% of the basic sum assured will be credited into your total investment value account on the policy anniversary of attained age of 70 years or at the end of the 30th policy year, whichever is later.

This is with the condition that the policy is in force and all premiums due are paid.

Can I request for a Call Back

If you would like to know more details, you can request for a call by filling up a form. You will receive a call within 48 hours upon form submission. Call times are weekdays between 9am and 5pm.

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