Underwritten by Prudential Assurance Malaysia Berhad

Prudential PRUlife Ready

Get rewarded for your life achievements when you have this Prudential protection plan. Set your life goals and plan ahead, while getting the protection you need.

    • RM10k Minimum Sum Assured
    • TPD Coverage Until Age 70
    • TPD Benefit Up To 100% of Sum Assured
    • Death Benefit Up To 100% of Sum Assured


What makes this Prudential insurance policy stand out?

Cover Term
Protection up to age 100
Premium Type
Progressive rate. Increases as you age.
Income Tax Relief
Up to a maximum of RM3,000 a year.

Protection for Your Family

How will Prudential help to secure my family’s financial future?

What's covered by your insurance plan
Main Coverage
Coverage Period
Am I Protected?
A lump-sum payment to your family when you die of any causes
from 19 to years oldYes, up to 100% of sum assured
Total and Permanent Disability
When you’re unable to work or take care of yourself due to ongoing injury or sickness
from 19 to 70 years oldYes, up to 100% of sum assured

How to Claim

Prudential Customer Care Hotline

Age Requirements

Am I eligible to apply for this Prudential insurance?

Minimum Age
at least 19 years of age
Maximum Age
at most 25 years of age
Expiry Age
at most 100 years of age

Frequently Asked Questions about Prudential PRUlife Ready

Things you might want to know

What is PRUlife Ready?

PRUlife Ready is a life protection plan offered by Prudential Insurance to help guard your life and give your loved ones’ peace of mind. This plan also offers you rewards when you meet certain life achievements, with Prudential’s Goal Achievement Benefit. PRUlife Ready comes with affordable premiums and comprehensive coverage, if that is what you are looking for, then this plan is most suited to you.

What do I get with PRUlife Ready?

Aside from Death and Total and Permanent Disability benefits, you will also have the option to attach multiple riders to your insurance plan. Protect yourself with a medical plan, illness coverage, travel care, even accident coverage. The choices are endless and you can pick and choose what you want.

What is a Goal Achievement Benefit?

In life that are several milestones that one can meet at any time. Prudential wants to reward you when some of those goals are met. This benefit rewards you with a one-time sum of RM500 for each of the following achievements. Getting married, and giving birth are two of the goals that Prudential will award this benefit to.

Aside from this, travelling to 10 different countries, buying a new home and a doubling of your salary from the time of purchase will also warrant the same reward.

How do the premiums work?

Premiums for this plan are calculated based on your age, gender and life commitments. However you can choose the payment method you would like to employ, whether it’s via Auto Debit, Credit Card, Cash or Cheque. You can also choose to pay your premiums, annually, half-yearly, quarterly or monthly.

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