What is PRUlife Ready?
PRUlife Ready is a life protection plan offered by Prudential Insurance to help guard your life and give your loved ones’ peace of mind. This plan also offers you rewards when you meet certain life achievements, with Prudential’s Goal Achievement Benefit. PRUlife Ready comes with affordable premiums and comprehensive coverage, if that is what you are looking for, then this plan is most suited to you.
What do I get with PRUlife Ready?
Aside from Death and Total and Permanent Disability benefits, you will also have the option to attach multiple riders to your insurance plan. Protect yourself with a medical plan, illness coverage, travel care, even accident coverage. The choices are endless and you can pick and choose what you want.
What is a Goal Achievement Benefit?
In life that are several milestones that one can meet at any time. Prudential wants to reward you when some of those goals are met. This benefit rewards you with a one-time sum of RM500 for each of the following achievements. Getting married, and giving birth are two of the goals that Prudential will award this benefit to.
Aside from this, travelling to 10 different countries, buying a new home and a doubling of your salary from the time of purchase will also warrant the same reward.
How do the premiums work?
Premiums for this plan are calculated based on your age, gender and life commitments. However you can choose the payment method you would like to employ, whether it’s via Auto Debit, Credit Card, Cash or Cheque. You can also choose to pay your premiums, annually, half-yearly, quarterly or monthly.