HSBC Amanah MPower Platinum Credit Card-i
Enjoy extra savings and up to 8% cashback on your petrol, groceries and e-wallet spending with HSBC Amanah's latest cash rebate programme. No annual fee when you swipe 12 times in a year and meet a minimum annual spend of RM2,000.
Product summary
- Min. Income
- RM3,000/month
- Annual Fee
- Free*
- Cashback
- up to 8%
- Balance Transfer
- From 0% p.a.
- Easy Payment Plan
- From 0% p.a.
- Interest Rate
- 15% p.a.
- Interest-free
- 20 days
Hear from our users
Find out how Malaysians start making smart financial decisions with us
Cashback
Grab up to 8% cashback on petrol, groceries and eWallets for monthly spending above RM2,000. Get an extra 0.2% cashback on all other spending with an RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!
CASHBACK CATEGORY | CASHBACK RATE | MONTHLY CAP | SPEND |
---|---|---|---|
Petrol (any petrol station in Malaysia) | 8% | RM15 | from RM2,000 or above monthly |
Groceries (Giant, Lotus's, AEON BIG, and Mydin) | 8% | RM15 | from RM2,000 or above monthly |
eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay) | 8% | RM15 | from RM2,000 or above monthly |
Petrol (any petrol station in Malaysia) | 1% | RM15 | up to RM1,999 monthly |
Groceries (Giant, Lotus's, AEON BIG, and Mydin) | 1% | RM15 | up to RM1,999 monthly |
eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay) | 1% | RM15 | up to RM1,999 monthly |
All Local and Overseas Retail Spends | 0.2% | uncapped | any amount monthly |
Petrol
Swipe your petrol purchases and get up to 8% cashback with a minimum spend of RM2,000 or more each month.
Balance Transfer
Save on your credit card debt with a special low-interest Balance Transfer Instalment from HSBC.
Pay Over | With Interest Rate At | When You Transfer |
---|---|---|
3 months | 0% p.a.and no one-time upfront handling fee | from RM1,000 |
6 months | 0% p.a. and 1.88%one-time upfront handling fee | from RM1,000 |
12 months | 0% p.a. and 3.88%one-time upfront handling fee | from RM1,000 |
Easy Payment Plans
Keeping tabs on that dream item? Convert it and enjoy zero interest rates on tenure as long as 36 months with participating merchants.
Pay Over | With Interest Rate At | When You Spend |
---|---|---|
6 months | 0% p.a. and no one-time upfront handling fee | RM500 |
12 months | 0% p.a. and no one-time upfront handling fee | RM1,000 |
18 months | 0% p.a. and no one-time upfront handling fee | RM1,500 |
24 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
36 months | 0% p.a. and no one-time upfront handling fee | RM2,000 |
Fees & Charges
- Annual Fee
- RM240 primary card
Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000
- RM120 supplementary card
- RM240 primary card
- Sales and Service Tax
- RM25 on each principal and supplementary card upon activation and anniversary date
- Minimum Monthly Payment
- RM50 or 5% of outstanding amount, whichever is higher
- Late Payment Fee
- RM10 or 1% of outstanding amount, up to a maximum of RM100
- Cash withdrawal Fee
- 2% of outstanding amount
- Interest Rate on Cash Withdrawals
- 18%
- Contact-less Payment Methods
- Visa payWave
Requirements
- Minimum Annual Income
- RM36,000
- Minimum Age
- 21 years old primary card
- 18 years old supplementary card
- Who can apply
- Anybody
Features
- Easy Payment Plan
- HSBC Card Instalment Plan
- Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
- Cash Advance / Cash Loan
- HSBC Cash Instalment Plan
- Take care of your immediate needs with HSBC. New-to-card customers get as low as 3.88% p.a. while existing-to-card customers enjoy 4.88% p.a. over a 12-month tenure. Both customers have the flexibility to borrow up to 60% of their credit limit. Reach out to the bank for more details!
- Balance Transfer Plans
- HSBC Balance Transfer Instalment
- Enjoy low-interest rates and have the flexibility to stretch your payment over a 3-month, 6-month or 12-month tenure. Get back in control of your finances!