HSBC Amanah MPower Platinum Credit Card-i

Enjoy extra savings and up to 8% cashback on your petrol, groceries and e-wallet spending with HSBC Amanah's latest cash rebate programme. No annual fee when you swipe 12 times in a year and meet a minimum annual spend of RM2,000.

HSBC Amanah MPower Platinum Credit Card-i
Min. Income
RM3,000/month
Annual Fee
Free*
Cashback
up to 8%
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Cashback

Grab up to 8% cashback on petrol, groceries and eWallets for monthly spending above RM2,000. Get an extra 0.2% cashback on all other spending with an RM15 cap per category. Maximise your cashback by getting your loved ones a supplementary card!

CASHBACK CATEGORYCASHBACK RATEMONTHLY CAPSPEND
Petrol (any petrol station in Malaysia)8%RM15from RM2,000 or above monthly
Groceries (Giant, Lotus's, AEON BIG, and Mydin)8%RM15from RM2,000 or above monthly
eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay)8%RM15from RM2,000 or above monthly
Petrol (any petrol station in Malaysia)1%RM15 up to RM1,999 monthly
Groceries (Giant, Lotus's, AEON BIG, and Mydin)1%RM15 up to RM1,999 monthly
eWallets (SamsungPay, GrabPay, Touch 'n Go, and FavePay)1%RM15 up to RM1,999 monthly
All Local and Overseas Retail Spends0.2%uncappedany amount monthly

Petrol

Swipe your petrol purchases and get up to 8% cashback with a minimum spend of RM2,000 or more each month.

Premium

This card is available with Apple Pay. Spoil yourself with some retail therapy under HSBC VIP SmartPrivileges Programme and enjoy great deals and discounts at more than 6,500 participating shopping outlets nationwide. Donate to any cause with your card, and HSBC will contribute 1% to supported charities. Additionally, get your online purchases protected for up to USD200 with the E-Commerce Purchase Protection.

Balance Transfer

Save on your credit card debt with a special low-interest Balance Transfer Instalment from HSBC.

Pay OverWith Interest Rate AtWhen You Transfer
3 months0% p.a.and no one-time upfront handling feefrom RM1,000
6 months0% p.a. and 1.88%one-time upfront handling feefrom RM1,000
12 months0% p.a. and 3.88%one-time upfront handling feefrom RM1,000
Learn more about HSBC Balance Transfer Instalment

Easy Payment Plans

Keeping tabs on that dream item? Convert it and enjoy zero interest rates on tenure as long as 36 months with participating merchants.

HSBC Card Instalment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM1,000
18 months0% p.a. and no one-time upfront handling feeRM1,500
24 months0% p.a. and no one-time upfront handling feeRM2,000
36 months0% p.a. and no one-time upfront handling feeRM2,000
Learn more about HSBC Card Instalment Plan

Fees & Charges

Annual Fee
  • RM240 primary card

    Waived when you do 1x swipe once a month for 12 consecutive months, and meet annual spending of RM2,000

  • RM120 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
2% of outstanding amount
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Minimum Annual Income
RM36,000
Minimum Age
  • 21 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
HSBC Card Instalment Plan
Enjoy a 0% interest rate on tenure as long as 36 months at zero fees. Never have to worry about money when you can convert it HSBC Card Instalment Plan.
Cash Advance / Cash Loan
HSBC Cash Instalment Plan
Take care of your immediate needs with HSBC. New-to-card customers get as low as 3.88% p.a. while existing-to-card customers enjoy 4.88% p.a. over a 12-month tenure. Both customers have the flexibility to borrow up to 60% of their credit limit. Reach out to the bank for more details!
Balance Transfer Plans
HSBC Balance Transfer Instalment
Enjoy low-interest rates and have the flexibility to stretch your payment over a 3-month, 6-month or 12-month tenure. Get back in control of your finances!

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