RHB Rewards MasterCard Credit Card

A credit card that's perfect for everyday purchases - online or retail. Get rewarded with up to 10x Reward Points on your everyday spending, including movie ticket purchases.

RHB Rewards MasterCard Credit CardFor your everyday spending
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 4.88% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
Apple iPhone 16 Pro
worth RM4999
when you apply through RinggitPlus *

Apple iPhone 16 Pro

Our Previous Winners

Rewards

Earn 10x Reward Points when you buy movie tickets, whereas up to 4x Reward Points for Overseas, Online, Health, Insurance and Retail shopping. That's not all - for every RM1 spent in other retail categories, you will get 1x Reward Points too!

RHB Reward Points
EarnSpend
10 points on every RM1on movie ticket purchases
4 points on every RM1on overseas spending
3 points on every RM1on online transaction
2 points on every RM1on health and insurance spending
2 points on every RM1on retail shopping
1 point on every RM1on other retail spending

Premium

Fancy golfing? Enjoy no green fee charges at participating golf clubs in Selangor, namely the Sungai Long Golf & Country Club, subject to terms and conditions. For any inquiries or bookings, feel free to give the RHB Customer Care Centre a call at +603 92068118.

Balance Transfer

Take advantage of 4.88% interest per annum for 36 months by moving your credit card balance to RHB with Smart Move Balance Transfer plan. Terms and conditions apply.

Pay OverWith Interest Rate AtWhen You Transfer
6 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
12 months4.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.88% p.a. and no one-time upfront handling feefrom RM1,000
36 months6.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about RHB Smart Move Balance Transfer

Easy Payment Plans

Turn your wish list into reality with a flexible payment plan of up to 36 months at ZERO interest from an RHB credit card.

RHB Smart Instalment
Pay OverWith Interest Rate AtWhen You Spend
6 months0% p.a. and no one-time upfront handling feeRM500
12 months0% p.a. and no one-time upfront handling feeRM500
24 months0% p.a. and no one-time upfront handling feeRM500
36 months0% p.a. and no one-time upfront handling feeRM500
Learn more about RHB Smart Instalment

Fees & Charges

Annual Fee
  • RM200 primary card

    Free for first year

    Waived when you spend RM10,000 each year on the subsequent years

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal Fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
payWave

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 to 60 years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
RHB Smart Instalment
Convert your purchase into affordable monthly instalments with 0% interest for up to 36 months. Use the 100% available credit limit under this plan.
Cash Advance / Cash Loan
RHB CashXcess
Need extra cash? You can withdraw from your principal RHB Credit Card/-i via this plan and enjoy interest rates from 7.88% p.a., valid until 31 December 2025. T&Cs apply.
Balance Transfer Plans
RHB Smart Move Balance Transfer
Enjoy great savings with as low as 4.88% p.a. interest for up to 36 months to repay and consolidate your debt from other credit cards to your new RHB credit card.

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