Best Alliance Bank Credit Cards in Malaysia 2022

Home to Malaysia’s favourite You:nique Card, Alliance Bank offers great credit card deals for everyone. Whether you want Visa or MasterCard, more cash back or rewards! Alliance Bank has got you covered with a wide range of credit cards and premium promotions nationwide. Compare the best credit cards and apply online today.

Get a FREE
AmazFit TREX PRO Or Samsung Galaxy Fit 2
worth RM599
when you apply through RinggitPlus *

AmazFit TREX PRO Or Samsung Galaxy Fit 2

Our Previous Winners

Overview of Alliance Bank Credit Cards in Malaysia

Alliance Bank offers end-to-end banking and financial solutions through its consumer banking, Islamic banking, SME banking, wholesale banking, investment banking and stockbroking businesses.

Alliance Bank Credit Card Campaign FAQs:

For a limited time only, all approved applicants of eligible Alliance Bank credit card(s) will receive a guaranteed sign-up gift of either a 

  • AmazFit T-Rex Pro (For new credit cardholder application with Balance Transfer)
  • Samsung Galaxy Fit 2 (For new credit cardholder application without Balance Transfer)

This campaign runs from 19 September 2022 to 3 October 2022, subject to the campaign's terms and conditions.

Who is qualified for this promotion?

This campaign is open to new customers only. Existing principal cardholders(s), and those who have cancelled his/her Alliance Bank credit card(s) within 6 months from the campaign's start date are not eligible.

How to be eligible for the free gift?

Your Alliance Bank credit card must be approved by the bank before 31 October 2022 (12AM), and you are required to subsequently activate and performs one (1) retail spend of ANY amount by 30 November 2022 (12AM) before being eligible for the free sign-up gift.

Which credit cards can I apply for?

You can apply for:

  • Alliance Bank Visa Platinum
  • Alliance Bank Visa Infinite
  • Alliance Bank Visa Signature

Where can I reach out to you for more information?

For any questions, please get in touch with us via email at [email protected]. We're happy to help!

Features and benefits of an Alliance Bank credit card

Each Alliance Bank credit card comes with its own features and benefits. We've listed some of them as follows:

  • Alliance credit cards offer high credit limits
  • No annual fee when you spend a minimum of RM5,000 or swipe your Alliance credit card 12x within a 12-month period
  • Enjoy discounts and 0% instalment payment plan at participating merchants
  • 24-hour customer service
  • Zero charge for lost card
  • Bonus points that never expire
  • Low minimum repayment (minimum 5% of the outstanding balance or RM50)
  • Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines
  • Worldwide recognition and acceptance

Types of Alliance Bank credit cards:

There are many types of Alliance cards that will cater to your needs. 

Whether you want to save more when shopping, or a businessman, or simply love rewards, find and compare Alliance credit cards on RinggitPlus.

1. Alliance Cashback credit card:

Alliance Bank Visa Infinite Business Credit Card

Earn up to 1.5% cashback monthly on the company and overseas purchases. You can also opt for Alliance Bank Timeless Bonus Point instead of the cashback.

2. Alliance Rewards credit cards:

Alliance Bank Visa Infinite

Enjoy up to 8X Timeless Bonus Points when you spend on all of your online transactions and E-Wallet reloads.

Alliance Bank Visa Platinum

Enjoy PLATINUM benefits and earn 8X Timeless Bonus Points for your everyday online spending and E-Wallet reloads.

Alliance Bank credit card fees, charges & interest rates in 2022

Credit Card Principal Supplementary Interest Rate

Alliance Bank Visa Basic



15% p.a.

Alliance Bank Visa Classic



15% p.a.

Alliance Bank Visa Gold



15% p.a.

Alliance Bank Visa Platinum



15% p.a.

Alliance Bank Visa Infinite



15% p.a.

Alliance Bank Visa Infinite Business Credit Card



15% p.a.

Who can apply for Alliance Bank credit card?

In general, the principal cardholders must be minimum 21 years old and the principal cardholders must be minimum 18 years old.

Age of Principal Cardholder Minimum 21 years old
Age of Supplementary Cardholder Minimum 18 years old
Nationality Anyone
Income Requirement (monthly)*

*Please note that the monthly income requirement for expats might be different.

Alliance Bank credit card application

Found your ideal Alliance credit card? The next step is to prepare these documents to complete your application.

MNC/PLC/GLC Employee Non MNC/PLC/GLC Employee Self Employed
MyKad copy (both sides) or a valid passport copy, and
✔ EPF (minimum latest 13 months' statements), or
✔ Latest 1-month payslip
MyKad copy (both sides) or a valid passport copy, and
EPF (minimum latest 13 months' statements), or
Latest 3 months payslips/bank statement
Business Registration Certificate/Trading License/Form 9, Form 24, Form 49, and
✔ Latest 6-months company bank statements, or
✔ Latest 1-year Borang B and Tax Receipt / E-Ledger

How do I pay my Alliance Bank credit card bills?

There are a few ways to pay your Alliance card bills, such as:

  • Cash or cheque at Alliance Bank branches nationwide
  • Standing Instruction (via deduction from your Alliance Bank savings or current account)
  • Cheque Xpress/Cash Deposit Machines at selected branches
  • Internet banking via allianceonline
  • Automated Teller Machine (ATM)
  • MEPS IBG at participating financial institutions

What are my obligations as Alliance credit card owner?

As an Alliance credit card owner, here are the things that you should do to keep using your credit card seamlessly and avoiding the penalty:

  1. Your Alliance credit card minimum monthly repayment must be 5% of the outstanding balance or RM50 (whichever is higher)
  2. Finance charges free period is 20 days from the Statement of Account of the new retail transaction (provided there’s no outstanding balance)
  3. If you fail to pay your Alliance credit card in full and on time, your finance charges on retail transactions will be calculated from the posting date of the transactions
  4. Alliance Bank Principal Cardholders are liable to all transactions incurred by the Supplementary Cardholders

What should I do if I lose my Alliance credit card?

In case your Alliance Bank credit card is lost or stolen, contact your credit card issuer immediately.

Alliance Bank Customer Service is ready to help you 24/7 for Emergency Cases and Lost or Stolen Card. 

Furthermore, remember to lodge a police report about the missing card.

Phone: 03-5516 9988

Email : [email protected]

Here are the 3 best Alliance Bank Credit Cards in 2022:

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