Make Your Credit Card Application a Simple Process in Malaysia 2023

Get credit card recommendation, compare your chances of approval, and apply to the right card in one go.

Getting A Credit Card Recommendation with RinggitPlus

First time applying for a credit card with us and not sure which card suits you best? Let us help you by recommending a few credit cards that you will have a high chance of approval.

Make a comparison and apply a credit card online in just a few clicks!

How to get our credit card recommendation?

  1. Start your credit card search with our 24/7 WhatsApp chatbot assistant
  2. Compare your finances against the credit card eligibility criteria
  3. Get matched to the credit cards you stand a high chance to get

Why should you compare and find the right credit card with us?

  • Eligibility check

With our deep insight into the bank’s credit card eligibility criteria, you can find out your chance of a card approval.

  • Credit card recommendation

Based on your financial profile and the credit card eligibility criteria, we only recommend the cards that are right for you.

  • Guided application process

After knowing which card to get, finish your credit card application with our guidance on the next steps and documents required.

How do we compare and recommend the right credit cards for you?

We have been partnering with some of the best banks in Malaysia for our credit card deals. Due to our partnerships, we have insights into the eligibility criteria and application process of the featured credit cards. This allows us to match you to the cards you can get a fast approval.

To match you with the best credit cards available, we take the following factors into account.

  • Debt service ratio (DSR)
  • Monthly net income
  • Monthly commitment
  • Credit history
  • Credit score

To view all of our featured credit cards and latest credit card deals, check out our Best Credit Card Sign Up Offers now.

Which banks do we partner with to compare the best credit cards?

We currently partner with the following banks to make sure we match you to the credit cards that best suit your spending goals.

  • Citibank
  • HSBC
  • Standard Chartered
  • Alliance Bank
  • Maybank

Nonetheless, we strive to build partnerships with more banks to offer insights into the eligibility criteria of more credit cards to you. Therefore, we’ll update the list of our partnerships from time to time.

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