Best Credit Card Sign-Up Offers in Malaysia 2023

Get the best credit card sign up gifts. Apply for your credit card online and get free vouchers and more!

Don't miss out!

Our Previous Winners

The RinggitPlus Gift Redemption Process

So you’ve applied for a credit card with sign-up gifts, what’s next? Once your application is approved by the bank, you’ll need to fulfil the gift criteria stated in our terms and conditions. From there, the banks will send us a list of approved applications that are eligible for the sign-up gifts. This process will take around 2 months.

From then on, you will receive a gift redemption email if you are eligible for a sign-up gift. The email contains a designated code from us and instructions on how to claim your gift. Please refer to our comprehensive FAQs here to find out more. For a clearer picture, below is our sign-up gift redemption process.

RinggitPlus Sign-up Gift Redemption Process


Full Lists of Winners

Date Campaign Name Winners
15 May - 6 June 2023 RHB RM5000 Cash Via DuitNow Flash Deal See full list
25 April - 2 May 2023 HSBC Apple iPhone 14 Flash Deal See full list
10 April - 17 April 2023 HSBC Samsung Galaxy S23 PLUS Flash Deal See full list
13 February - 27 February 2023 RHB Apple Watch SE Flash Deal See full list
27 March - 3 April 2023 Citibank Samsung Galaxy S23 ULTRA Flash Deal See full list
10 April - 17 April 2023 Citibank Apple iPhone 14 Pro Flash Deal See full list
7 February - 27 February 2023 Public Bank Amazfit GTS2 Mini Flash Deal See full list
20 March - 10 April 2023 Public Bank Amazfit GTS2 Mini Flash Deal See full list
20 February - 27 February 2023 HSBC Apple Watch Series 8 Flash Deal See full list
27 February - 6 March 2023 HSBC Samsung Galaxy S23 ULTRA Flash Deal See full list

Can’t find the winners list you’re looking for?

Email us at [email protected] and we’ll answer any questions you have

RinggitPlus Credit Card Promotions 2023

From the latest gadgets to cash vouchers to free luggage, these are just some of the credit card gifts that could be yours when you sign up for a credit card with RinggitPlus.

Our RinggitPlus credit card promotion runs every week, so go ahead and bookmark this page so that you don't miss out on all the great credit card deals.

Without further ado, we bring you this week's line-ups of our credit card promotion below.

Standard Chartered Credit Cards Promotion

Sign up giftApple iPhone 15 Pro (For every 20th qualified applicant based on the bank's approval list, capped at 10 units)

Apple AirPods with Charging Case (Guaranteed)
Sign up period27 November 2023 - 4 December 2023
RequirementApply, get approved by Standard Chartered, subsequently activate the new card and make at least 8 retail transactions with a minimum of RM800 as the sum of these transactions within 60 calendar days upon the approval date.
Eligible card(s)Standard Chartered Simply Cash Credit Card
Standard Chartered Smart Credit Card
Standard Chartered Journey Credit Card
Standard Chartered Visa Platinum Credit Card
Eligible applicantNew customer only.

Existing principal/supplementary cardholders or those who have cancelled their Standard Chartered credit card(s) within 12 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

RHB Credit Cards Promotion

Sign up gift Apple iPhone 14 Pro Max (For one randomly selected qualified applicant per week based on the bank's approval list, capped at 3 units.)

RM300 Touch 'n Go E-Wallet Credit (Guaranteed)
Sign up period 27 November 2023 - 18 December 2023
Requirement Apply and get approved by RHB Bank, and subsequently make at least one (1) retail transaction(s) within 60 days of the new credit card approval.

*Eligible transactions are retail transactions that include local and overseas retail spending and e-wallet top-ups.
Eligible card(s) RHB Visa Infinite
RHB Visa Signature
My-EG RHB Credit Card
RHB World Mastercard Credit Card
RHB World Mastercard Credit Card-i
RHB Cash Back Visa Credit Card
RHB Cash Back Mastercard Credit Card
RHB Islamic Cash Back Visa Credit Card-i
RHB Islamic Cash Back Mastercard Credit Card-i
RHB Limited Edition White Visa Rewards Credit Card
RHB Rewards Mastercard Credit Card
RHB Islamic Limited Edition White Visa Rewards Credit Card-i
RHB Islamic Rewards Mastercard Credit Card-i
RHB Rewards Visa Motion Code Credit Card
RHB Rewards Visa Motion Code Credit Card-i
RHB Shell Visa Credit Card
RHB Shell Visa Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders or those who have cancelled any of their RHB credit card(s) within 12 months before the date of application for the Campaign are not eligible.

Terms and conditions apply.

UOB Credit Cards Promotion

Sign up gift Apple Watch Series 9 (For every 20th qualified applicant based on the bank's approval list, capped at 10 units)

RM300 Touch 'n Go E-Wallet Credit (Guaranteed)
Sign up period 27 November 2023 - 11 December 2023
Requirement Apply and get approved by UOB, subsequently activate the new card and make a minimum of 3 retail transactions within 60 days from the approval date, with no minimum spend.
Eligible card(s) UOB EVOL Card
UOB Basic Card
UOB PRVI Miles Card
UOB ONE Card
UOB Preferred Card
UOB Lady's Card
UOB Lady's Solitaire Card
UOB Visa Infinite Card
UOB World Card
Lazada UOB Card
UOB PRVI Miles Elite Card
UOB Zenith Card
UOB Platinum Business Card
Eligible applicant New customer only.

Existing cardholders or those who have cancelled their UOB credit card(s) within 12 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

Alliance Bank Credit Cards Promotion

Sign up giftApple iPhone 15 (For every 20th qualified applicant based on the bank's approval list, capped at 10 units)

RM200 Touch 'n Go E-Wallet Credit (Guaranteed with Balance Transfer)

RM100 Touch 'n Go E-Wallet Credit (Guaranteed without Balance Transfer)
Sign up period27 November 2023 - 11 December 2023
RequirementApply and get approved by Alliance Bank and activate the new card before 31 December 2023 (12 AM), whose Balance Transfer or Fast Cash application is approved by Alliance Bank before 31 January 2024 (12 AM) and subsequently make one (1) retail spending of a minimum of RM1,500 by 31 January 2024 (12 AM).
Eligible card(s)Alliance Bank Visa Virtual Credit Card
Alliance Bank Visa Signature
Alliance Bank Visa Platinum
Alliance Bank Visa Infinite
Eligible applicantNew customers only.

Existing principal cardholders or those who have cancelled their Alliance Bank credit card(s) within 6 months prior to the date of application for the campaign are not eligible.

Terms and conditions apply.

AEON Credit Cards Promotion

Sign up gift JBL Tour One M2 (Guaranteed to all successful applicants of AEON Platinum Cards, and for every 20th successful applicant of AEON Gold Cards, capped at 10 units)

JBL Wave 100TWS Earbuds (Guaranteed to the successful applicants of AEON Gold Cards who aren't part of the Tier 1 gift above)
Sign up period 20 November 2023 - 18 December 2023
Requirement Apply and get approved by AEON, and subsequently spend a minimum of RM500 within 45 days of the card approval date.
Eligible card(s) AEON MasterCard Gold
AEON Visa Gold
AEON BiG Visa Gold
AEON Platinum Visa
AEON Platinum MasterCard
Eligible applicant New customer only.

Existing primary cardholder(s), those who had AEON credit card application approved or denied, or those who have cancelled their AEON credit card(s) within 12 months from the date of application are not eligible.

Terms and conditions apply.

Public Bank Credit Cards Promotion

Sign up gift URBANLite Ledge 24" Luggage (Guaranteed)
Sign up period 14 November 2023 - 4 December 2023
Requirement Apply and get approved by Public Bank, and subsequently make an accumulative of RM250 retail transactions within 60 days upon new credit card approval.
Eligible card(s) Public Bank Visa Infinite
Public Bank World Mastercard
Public Bank Visa Platinum
Public Bank Visa Signature
Public Bank Platinum Mastercard
Public Bank Visa Gold
Public Bank Gold Mastercard
Public Bank Petron Visa Gold
Public Bank AIA Visa Gold
Public Bank Quantum Visa
Public Bank Quantum Mastercard
Public Islamic Bank Mastercard Gold Credit Card-i
Public Islamic Bank Mastercard Platinum Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders and those who have cancelled their credit card within 2 years from the date of the current application are not eligible.

Terms and conditions apply.

Credit Card Free Gift and Sign-Up Offer FAQs:

Read the FAQs below to increase your chances of getting a gift with a credit card application on RinggitPlus.

What can I do to get a gift?

You can get a gift simply by applying for a qualifying credit card online with us. There are several participating banks that you can apply to like the following. 

Once you have compared and chosen the best credit card that suits your preferences and needs, you can hit the Apply button above to proceed with the credit card application.

Is the gift guaranteed or subject to further selection?

This will be dependent on each of the participating banks' terms and conditions. Some banks offer guaranteed sign-up gifts to all successful applicants, while some may provide sign-up gifts to several successful applicants.

In essence, the sign-up gift will be given to successful applicants who have

  1. Chosen and applied for a qualifying credit card via RinggitPlus
  2. Follow the instructions stated in the Welcome Email (which you will get in your inbox once you click the Apply button to start the application) to complete your application with the bank 
  3. Follow the requirements and processes of the bank, and
  4. Get approved by the bank

Once approved, you will have to fulfil a few requirements to qualify for the sign-up gift. This can include hitting a certain spending amount or activating the credit card within a stipulated time upon the credit card approval date, depending on the bank's T&C.

Just keep your eye on the "Requirement" and "Eligible Applicant" sections in the tables above.

How long does it take for my credit card to be approved?

Your credit card application may take several business days to be approved by the respective bank. We've compiled a detailed FAQ here, so do check it out.

If you wish to speed up the process, just make sure you complete your submission along with the required documents such as a copy of your IC, your latest salary slips etc. Don't miss any of it!

Note that RinggitPlus is not involved in the process of credit card approvals as this will be done solely by the bank. Hence, you may also call the respective bank to check your credit card application status.

I have received my credit card. How do I activate it?

The steps to activate your credit card vary from one bank to another. But in most cases where your approved credit card has been delivered to you, the respective bank should provide you with instructions in the letter that you got together with your credit card.

The bank also may email you the instructions on how to activate your credit card. So be sure to check your inbox from time to time!

Otherwise, you can always call the bank to find out the steps to activate your credit card.

My credit card is activated and I have completed the requirements to qualify for the sign-up gift. How can I redeem my gift?

Each bank that we are partnering with will send us a list of approved applications that have met all the gift redemption requirements. Note that this process can take around two months.

After that, if you are eligible for a sign-up gift, you will receive a gift redemption email from us with a dedicated code and instructions on how to redeem your gift.

Please find more comprehensive FAQs about our gift redemption process here.

How can I reach out to you for more information or assistance?

If you have any questions regarding your gift redemption or anything related to your credit card application, please get in touch with us via email at [email protected]. We're happy to help! 

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