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Best 12 Month FD Rates in Malaysia 2024

Need help from the year end sales? Why not shop around for the highest one year FD rates in the market and protect your hard earned cash from the shopping monster in you. Your savings aren't just panic room safe, they're also PIDM protected!

Wondering what the rates are for other deposits? Check out the tenures below

Bank of China Fixed Deposit Account
Interest Rate
3.15% p.a.
Early Withdrawal
No
Interest Earned
RM1,575
India International Bank Fixed Deposit
Interest Rate
3.1% p.a.
Early Withdrawal
No
Interest Earned
RM1,550
BSN Term Deposit Senior Citizen
Interest Rate
3.05% p.a.
Early Withdrawal
No
Interest Earned
RM1,525
Alliance FD Gold
Interest Rate
2.9% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,450
BSN Term Deposit
Interest Rate
2.8% p.a.
Early Withdrawal
No
Interest Earned
RM1,400
Alliance Bank Fixed Deposit
Interest Rate
2.8% p.a.
Early Withdrawal
No
Interest Earned
RM1,400

UOB Fixed Deposit
Interest Rate
2.7% p.a.
Early Withdrawal
No
Interest Earned
RM1,350
Standard Chartered Fixed Deposit
Interest Rate
2.7% p.a.
Early Withdrawal
No
Interest Earned
RM1,350
HSBC Time Deposit
Interest Rate
2.7% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,350
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM1,300
OCBC MYR Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,300
AmBank Am50 Plus
Interest Rate
2.5% p.a.
Early Withdrawal
No
Interest Earned
RM1,250

Public Bank eFixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
No
Interest Earned
RM1,250
Hong Leong Priority Banking Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
Maybank eFixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
RHB Senior Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
Hong Leong Senior Savers Flexi FD
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
Hong Leong Junior Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250

Hong Leong Flexi FD
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
Maybank Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
RHB Ordinary Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
CIMB Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
AmBank Conventional Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
No
Interest Earned
RM1,250
Hong Leong e-Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,175
Hong Leong Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,175
Affin Bank Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,175

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