Best 12 Month FD Rates in Malaysia 2023
Need help from the year end sales? Why not shop around for the highest one year FD rates in the market and protect your hard earned cash from the shopping monster in you. Your savings aren't just panic room safe, they're also PIDM protected!
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Fixed Deposit » 12 Month
BSN Term Deposit Senior Citizen
- Interest Rate
- 3.5% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,750
BSN Term Deposit
- Interest Rate
- 3.35% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,675
Alliance FD Gold
- Interest Rate
- 3.2% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,600
Bank of China Fixed Deposit Account
- Interest Rate
- 3.15% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,575
Bank of Nova Scotia Fixed Deposit
- Interest Rate
- 3.1% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,550
India International Bank Fixed Deposit
- Interest Rate
- 3.1% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,550
Alliance Bank Fixed Deposit
- Interest Rate
- 3.1% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,550
Affin Bank Fixed Deposit
- Interest Rate
- 3.1% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,550
OCBC MYR Fixed Deposit
- Interest Rate
- 3% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,500
HSBC Time Deposit
- Interest Rate
- 2.9% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,450
Standard Chartered Fixed Deposit
- Interest Rate
- 2.85% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,425
Maybank eFixed Deposit
- Interest Rate
- 2.8% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,400
RHB Senior Fixed Deposit
- Interest Rate
- 2.8% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,400
Public Bank PB Golden 50 PLUS FD Account
- Interest Rate
- 2.8% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,400
Maybank Fixed Deposit
- Interest Rate
- 2.8% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,400
RHB Ordinary Fixed Deposit
- Interest Rate
- 2.8% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,400
CIMB Unfixed Deposit
- Interest Rate
- 2.8% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,400
Public Bank eFixed Deposit
- Interest Rate
- 2.7% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,350
UOB Fixed Deposit
- Interest Rate
- 2.7% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,350
Public Bank PLUS Fixed Deposit Account
- Interest Rate
- 2.7% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,350
AmBank Am50 Plus
- Interest Rate
- 2.6% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,300
AmBank Conventional Fixed Deposit
- Interest Rate
- 2.6% p.a.
- Early Withdrawal
- No
- Interest Earned
- RM1,300
Hong Leong Priority Banking Fixed Deposit
- Interest Rate
- 2.5% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,250
Hong Leong Senior Savers Flexi FD
- Interest Rate
- 2.5% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,250
Hong Leong Junior Fixed Deposit
- Interest Rate
- 2.5% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,250
Hong Leong Flexi FD
- Interest Rate
- 2.5% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,250
Hong Leong e-Fixed Deposit
- Interest Rate
- 2.35% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,175
Hong Leong Fixed Deposit
- Interest Rate
- 2.35% p.a.
- Early Withdrawal
- Yes
- Interest Earned
- RM1,175
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