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Best 12 Month FD Rates in Malaysia 2022

Need help from the year end sales? Why not shop around for the highest one year FD rates in the market and protect your hard earned cash from the shopping monster in you. Your savings aren't just panic room safe, they're also PIDM protected!

BSN Term Deposit
Interest Rate
2.45% p.a.
Early Withdrawal
No
Interest Earned
RM1,225
BSN Term Deposit Senior Citizen
Interest Rate
2.35% p.a.
Early Withdrawal
No
Interest Earned
RM1,175
RHB Senior Fixed Deposit
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,100
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
2.2% p.a.
Early Withdrawal
No
Interest Earned
RM1,100
Alliance FD Gold
Interest Rate
2.2% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,100
Bank of China Fixed Deposit Account
Interest Rate
2.15% p.a.
Early Withdrawal
No
Interest Earned
RM1,075

Bank of Nova Scotia Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
No
Interest Earned
RM1,050
Public Bank eFixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
No
Interest Earned
RM1,050
Maybank eFixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,050
Maybank Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,050
RHB Ordinary Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,050
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,050

CIMB Unfixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,050
Alliance Bank Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
No
Interest Earned
RM1,050
Affin Bank Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,050
UOB Fixed Deposit
Interest Rate
2% p.a.
Early Withdrawal
No
Interest Earned
RM1,000
OCBC MYR Fixed Deposit
Interest Rate
2% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,000
Hong Leong Senior Savers Flexi FD
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM975

Hong Leong Junior Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM975
Hong Leong Flexi FD
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM975
HSBC Time Deposit
Interest Rate
1.9% p.a.
Early Withdrawal
Yes
Interest Earned
RM950
Standard Chartered Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
No
Interest Earned
RM925
Hong Leong e-Fixed Deposit
Interest Rate
1.8% p.a.
Early Withdrawal
Yes
Interest Earned
RM900
Hong Leong Fixed Deposit
Interest Rate
1.8% p.a.
Early Withdrawal
Yes
Interest Earned
RM900
AmBank Am50 Plus
Interest Rate
1.75% p.a.
Early Withdrawal
No
Interest Earned
RM875
Hong Leong Priority Banking Fixed Deposit
Interest Rate
1.75% p.a.
Early Withdrawal
Yes
Interest Earned
RM875
AmBank Conventional Fixed Deposit
Interest Rate
1.75% p.a.
Early Withdrawal
No
Interest Earned
RM875
India International Bank Fixed Deposit
Interest Rate
1.55% p.a.
Early Withdrawal
No
Interest Earned
RM775
Citibank Time Deposit
Interest Rate
1.55% p.a.
Early Withdrawal
Yes
Interest Earned
RM775

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