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Best 12 Month FD Rates in Malaysia 2021

Need help from the year end sales? Why not shop around for the highest one year FD rates in the market and protect your hard earned cash from the shopping monster in you. Your savings aren't just panic room safe, they're also PIDM protected!

BSN Term Deposit
Interest Rate
2.2% p.a.
Early Withdrawal
No
Interest Earned
RM1,100
BSN Term Deposit Senior Citizen
Interest Rate
2.1% p.a.
Early Withdrawal
No
Interest Earned
RM1,050
Alliance FD Gold
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM975
RHB Senior Fixed Deposit
Interest Rate
1.95% p.a.
Early Withdrawal
Yes
Interest Earned
RM975
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
1.95% p.a.
Early Withdrawal
No
Interest Earned
RM975
Bank of China Fixed Deposit Account
Interest Rate
1.9% p.a.
Early Withdrawal
No
Interest Earned
RM950

Maybank Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM925
Maybank eFixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM925
Public Bank eFixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
No
Interest Earned
RM925
CIMB Unfixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM925
Alliance Bank Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
No
Interest Earned
RM925
Public Bank PLUS Fixed Deposit Account
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM925

RHB Ordinary Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM925
Bank of Nova Scotia Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
No
Interest Earned
RM925
Affin Bank Fixed Deposit
Interest Rate
1.85% p.a.
Early Withdrawal
Yes
Interest Earned
RM925
Hong Leong Flexi FD
Interest Rate
1.75% p.a.
Early Withdrawal
Yes
Interest Earned
RM875
Hong Leong Priority Banking Fixed Deposit
Interest Rate
1.75% p.a.
Early Withdrawal
Yes
Interest Earned
RM875
Hong Leong Junior Fixed Deposit
Interest Rate
1.75% p.a.
Early Withdrawal
Yes
Interest Earned
RM875

Hong Leong Senior Savers Flexi FD
Interest Rate
1.75% p.a.
Early Withdrawal
Yes
Interest Earned
RM875
OCBC MYR Fixed Deposit
Interest Rate
1.75% p.a.
Early Withdrawal
Yes
Interest Earned
RM875
UOB Fixed Deposit
Interest Rate
1.75% p.a.
Early Withdrawal
No
Interest Earned
RM875
HSBC Time Deposit
Interest Rate
1.65% p.a.
Early Withdrawal
Yes
Interest Earned
RM825
Hong Leong Fixed Deposit
Interest Rate
1.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM800
Standard Chartered Fixed Deposit
Interest Rate
1.6% p.a.
Early Withdrawal
No
Interest Earned
RM800
Hong Leong e-Fixed Deposit
Interest Rate
1.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM800
AmBank Conventional Fixed Deposit
Interest Rate
1.55% p.a.
Early Withdrawal
No
Interest Earned
RM775
AmBank Am50 Plus
Interest Rate
1.55% p.a.
Early Withdrawal
No
Interest Earned
RM775
Citibank Time Deposit
Interest Rate
1.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM650
India International Bank Fixed Deposit
Interest Rate
1.3% p.a.
Early Withdrawal
No
Interest Earned
RM650

Wondering what the rates are for other deposits? Check out the tenures below