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Best 12 Month FD Rates in Malaysia 2022

Need help from the year end sales? Why not shop around for the highest one year FD rates in the market and protect your hard earned cash from the shopping monster in you. Your savings aren't just panic room safe, they're also PIDM protected!

BSN Term Deposit Senior Citizen
Interest Rate
2.95% p.a.
Early Withdrawal
No
Interest Earned
RM1,475
BSN Term Deposit
Interest Rate
2.85% p.a.
Early Withdrawal
No
Interest Earned
RM1,425
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
2.7% p.a.
Early Withdrawal
No
Interest Earned
RM1,350
Alliance FD Gold
Interest Rate
2.7% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,350
Bank of China Fixed Deposit Account
Interest Rate
2.65% p.a.
Early Withdrawal
No
Interest Earned
RM1,325
Bank of Nova Scotia Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM1,300

Public Bank eFixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM1,300
Maybank eFixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,300
India International Bank Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM1,300
Maybank Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,300
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,300
CIMB Unfixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,300

Alliance Bank Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
No
Interest Earned
RM1,300
Affin Bank Fixed Deposit
Interest Rate
2.6% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,300
RHB Senior Fixed Deposit
Interest Rate
2.55% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,275
RHB Ordinary Fixed Deposit
Interest Rate
2.55% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,275
OCBC MYR Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,250
Hong Leong Priority Banking Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,200

Hong Leong Senior Savers Flexi FD
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,200
Hong Leong Junior Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,200
Hong Leong Flexi FD
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,200
UOB Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
No
Interest Earned
RM1,200
HSBC Time Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,200
Standard Chartered Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
No
Interest Earned
RM1,175
AmBank Am50 Plus
Interest Rate
2.25% p.a.
Early Withdrawal
No
Interest Earned
RM1,125
Hong Leong e-Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,125
AmBank AmQuantum
Interest Rate
2.25% p.a.
Early Withdrawal
No
Interest Earned
RM1,125
Hong Leong Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM1,125
AmBank Conventional Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
No
Interest Earned
RM1,125

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Wondering what the rates are for other deposits? Check out the tenures below