- To apply, leave your contact details on the Citibank online enquiry form. Citibank sales representative will contact you within the next business day
- If you're big on talking, you can call CitiPhone at 03 2383 0000 (Kuala Lumpur), 04 296 0000 (Penang), 07 268 0000 (Johor Bahru) or 1 800 82 1010 (Sabah & Sarawak) anytime, any day.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- Citibank Balance Transfer Plan
Pay Over With Interest Rate At When You Transfer 12 months 8.99% p.a. and no one-time upfront handling fee from RM1000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- 5% of outstanding amount
- Early Termination Fee
How To Apply for Citibank Balance Transfer Plan
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about Citibank Balance Transfer Plan
Things you might want to know
Enjoy a flat interest rate of 8.99% p.a. on your outstanding balance repayment without any extra fees and charges with Citibank Balance Transfer Plan.
How does Citibank’s Balance Transfer Plan work?
Citibank Balance Transfer Plan allows you to transfer all or part of your outstanding balance from other credit cards to your Citibank credit card. The minimum transfer amount is RM1,000, while the maximum amount will be subject to your available credit limit and Citibank's discretion.
Do I get any benefits from this balance transfer. Any cash back or reward points?
Unfortunately, you won’t be eligible for benefits like cashback or rewards points for your balance transfer with Citibank.
Am I given the option of paying a minimum monthly payment?
If you think you are not able to make full monthly payments, perhaps due to a tight budget – you can opt to pay the minimum monthly payment of 5% of the outstanding balance.
What happens if I fail to make repayment before the monthly due date?
In this case, your credit card will be charged daily interest of 18% p.a. on the unpaid minimum monthly amount due.
On the other hand, if you fail to settle your outstanding balance in full before the end of the repayment period, 18% p.a. interest will be imposed on the outstanding balance.
Can I settle my credit card debts early?
Yes, you can. There is no early settlement fee for this balance transfer plan!