- To apply, leave your contact details on the Citibank online enquiry form. One of the Citibank sales representatives will contact you within the next business day.
- As soon as you've been approved, Citibank will deposit your cash into any of your preferred savings or checking account.
- If you're big on talking, you can call CitiPhone at 03-2383 0000 (Kuala Lumpur), 04-296 0000 (Penang), 07-268 0000 (Johor Bahru) or 1800 82 1010 (Sabah & Sarawak) anytime, any day to request for Dial-For-Cash.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- Citibank Balance Transfer Plan
Pay Over With Interest Rate At When You Transfer 9 months 2.99% p.a. and no one-time upfront handling fee from RM1000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- 5% of outstanding amount
- Early Termination Fee
- None
How To Apply for Citibank Balance Transfer Plan
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about Citibank Balance Transfer Plan
Things you might want to know
Enjoy low interest rates of 2.99% p.a. on your outstanding balance repayment without any extra fees and charges with Citibank Balance Transfer Plan.
How does Citibank’s Balance Transfer Plan work?
Citibank Balance Transfer Plan allows you to transfer all or part of your outstanding balance from other credit cards to your Citibank credit card. The minimum transfer amount is RM1,000, while the maximum amount is subject to 50% of your approved credit limit.
Do I get any benefits from this balance transfer. Any cash back or reward points?
Unfortunately, you won’t be eligible for benefits like cashback or rewards points for your balance transfer with Citibank.
Am I given the option of paying a minimum monthly payment?
If you think you are not able to make full monthly payments, perhaps due to a tight budget – you can opt to pay the minimum monthly payment of 5% of the outstanding balance.
What happens if I fail to make repayment before the monthly due date?
In this case, your credit card will be charged daily interest of 18% p.a. on the unpaid minimum monthly amount due.
On the other hand, if you fail to settle your outstanding balance in full before the end of the repayment period, 18% p.a. interest will be imposed on the outstanding balance.
Can I settle my credit card debts early?
Yes, you can. There is no early settlement fee for this balance transfer plan!
Apply for a Balance Transfer with one of these Citibank Credit Cards
Get out of debt fast - enjoy 2.99% interest.
| Credit card image | Credit card name and benefits | Annual Fee | Minimum Annual Income | Apply Online |
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 | Citi Cash Back PlatinumUp to 5% cash back on petrol, groceries, phone bills, pharmacies and more. No registration, no minimum spend. Just shop and save! |
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 | Citi Business Platinum CardA unique card that balances your business and lifestyle needs, both locally or abroad. Whenever and wherever you spend, you earn cash back. |
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 | Shell-Citi Gold Credit CardNew enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide. |
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 | AirAsia-Citi Gold VisaPerks in the air and on the ground - a world of privilege awaits. Earn 2X AirAsia Points and complimentary in-flight amenities with your favourite low cost carrier. |
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 | AirAsia-Citi Platinum VisaTravel smart with AirAsia-Citibank Platinum Visa Credit Card and enjoy privileges on the ground and in the air. |
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 | Citi Clear VisaWhatever your spending your money on the Citi Clear Visa offers priority access and a host of great rewards for life in the fast lane. |
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 | Citi PremierMiles Visa SignatureWelcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast airmile conversion for free flights! |
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 | Citi PrestigeCiti Prestige is your passport to a world of unforgettable experiences, offering unique benefits and premium personalised service. |
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 | Citi Cash Back Credit CardGet attractive cash back of up to 5% on all your purchases including petrol and groceries everyday. There's no minimum spend required! |
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 | Citi SimplicityGet rewarded when you pay your bills on time with 10% interest back and if you are late on payments, cut the drama with no late fees. |
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 | Citi Rewards Visa SignatureEnjoy the luxury of global access and 5x Rewards Point not only at your favorite department stores, but worldwide. |
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