Citibank

Citibank Balance Transfer Plan

Enjoy interest savings when you transfer your credit card debts to a brand new Citibank credit card for up to 12 months. No upfront fees involved!

    • Interest rate from 8.99% p.a.
    • No early termination fee
    • No setup fee

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Citibank Balance Transfer Plan
Pay OverWith Interest Rate AtWhen You Transfer
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
5% of outstanding amount
Early Termination Fee
None

How To Apply for Citibank Balance Transfer Plan

Stay afloat in the vast ocean of your credit card debts

Frequently Asked Questions about Citibank Balance Transfer Plan

Things you might want to know

Enjoy a flat interest rate of 8.99% p.a. on your outstanding balance repayment without any extra fees and charges with Citibank Balance Transfer Plan.

How does Citibank’s Balance Transfer Plan work?

Citibank Balance Transfer Plan allows you to transfer all or part of your outstanding balance from other credit cards to your Citibank credit card. The minimum transfer amount is RM1,000, while the maximum amount will be subject to your available credit limit and Citibank's discretion.

Do I get any benefits from this balance transfer. Any cash back or reward points?

Unfortunately, you won’t be eligible for benefits like cashback or rewards points for your balance transfer with Citibank.

Am I given the option of paying a minimum monthly payment?

If you think you are not able to make full monthly payments, perhaps due to a tight budget – you can opt to pay the minimum monthly payment of 5% of the outstanding balance.

What happens if I fail to make repayment before the monthly due date?

In this case, your credit card will be charged daily interest of 18% p.a. on the unpaid minimum monthly amount due. 

On the other hand, if you fail to settle your outstanding balance in full before the end of the repayment period, 18% p.a. interest will be imposed on the outstanding balance.

Can I settle my credit card debts early?

Yes, you can. There is no early settlement fee for this balance transfer plan!

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