Citibank Balance Transfer Plan

BIG Interest savings when you transfer your debts to a brand new Citibank credit card for up to 6 months. No processing or upfront fees involved!

Low Interest Plans

Transfer your debt now to enjoy special low interest fees each month!

Citibank Balance Transfer Plan
Pay OverWith Interest Rate AtWhen You Transfer
9 months2.99% p.a. and no one-time upfront handling feefrom RM1000

Fees & Charges

There are always fees but how much are they?

Minimum monthly payment
5% of outstanding amount
Early Termination Fee

How To Apply for Citibank Balance Transfer Plan

Stay afloat in the vast ocean of your credit card debts

  1. To apply, leave your contact details on the Citibank online enquiry form. One of the Citibank sales representatives will contact you within the next business day.
  2. As soon as you've been approved, Citibank will deposit your cash into any of your preferred savings or checking account. 
  3. If you're big on talking, you can call CitiPhone at 03-2383 0000 (Kuala Lumpur), 04-296 0000 (Penang), 07-268 0000 (Johor Bahru) or 1800 82 1010 (Sabah & Sarawak) anytime, any day to request for Dial-For-Cash.

Frequently Asked Questions about Citibank Balance Transfer Plan

Things you might want to know

Enjoy low interest rates of 2.99% p.a. on your outstanding balance repayment without any extra fees and charges with Citibank Balance Transfer Plan.

How does Citibank’s Balance Transfer Plan work?

Citibank Balance Transfer Plan allows you to transfer all or part of your outstanding balance from other credit cards to your Citibank credit card. The minimum transfer amount is RM1,000, while the maximum amount is subject to 50% of your approved credit limit.

Do I get any benefits from this balance transfer. Any cash back or reward points?

Unfortunately, you won’t be eligible for benefits like cashback or rewards points for your balance transfer with Citibank.

Am I given the option of paying a minimum monthly payment?

If you think you are not able to make full monthly payments, perhaps due to a tight budget – you can opt to pay the minimum monthly payment of 5% of the outstanding balance.

What happens if I fail to make repayment before the monthly due date?

In this case, your credit card will be charged daily interest of 18% p.a. on the unpaid minimum monthly amount due. 

On the other hand, if you fail to settle your outstanding balance in full before the end of the repayment period, 18% p.a. interest will be imposed on the outstanding balance.

Can I settle my credit card debts early?

Yes, you can. There is no early settlement fee for this balance transfer plan!

Read More

Apply online now for Citibank Balance Transfer Plan

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Citibank Balance Transfer Plan

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Citibank website

If you have any questions let us know at, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.