- To apply, leave your contact details on the Citibank online enquiry form. Citibank sales representative will contact you within the next business day
- If you're big on talking, you can call CitiPhone at 03 2383 0000 (Kuala Lumpur), 04 296 0000 (Penang), 07 268 0000 (Johor Bahru) or 1 800 82 1010 (Sabah & Sarawak) anytime, any day.
Low Interest Plans
Transfer your debt now to enjoy special low interest fees each month!
- Citibank Balance Transfer Plan
Pay Over With Interest Rate At When You Transfer 12 months 8.99% p.a. and no one-time upfront handling fee from RM1000
Fees & Charges
There are always fees but how much are they?
- Minimum monthly payment
- 5% of outstanding amount
- Early Termination Fee
- None
How To Apply for Citibank Balance Transfer Plan
Stay afloat in the vast ocean of your credit card debts
Frequently Asked Questions about Citibank Balance Transfer Plan
Things you might want to know
Enjoy a flat interest rate of 8.99% p.a. on your outstanding balance repayment without any extra fees and charges with Citibank Balance Transfer Plan.
How does Citibank’s Balance Transfer Plan work?
Citibank Balance Transfer Plan allows you to transfer all or part of your outstanding balance from other credit cards to your Citibank credit card. The minimum transfer amount is RM1,000, while the maximum amount will be subject to your available credit limit and Citibank's discretion.
Do I get any benefits from this balance transfer. Any cash back or reward points?
Unfortunately, you won’t be eligible for benefits like cashback or rewards points for your balance transfer with Citibank.
Am I given the option of paying a minimum monthly payment?
If you think you are not able to make full monthly payments, perhaps due to a tight budget – you can opt to pay the minimum monthly payment of 5% of the outstanding balance.
What happens if I fail to make repayment before the monthly due date?
In this case, your credit card will be charged daily interest of 18% p.a. on the unpaid minimum monthly amount due.
On the other hand, if you fail to settle your outstanding balance in full before the end of the repayment period, 18% p.a. interest will be imposed on the outstanding balance.
Can I settle my credit card debts early?
Yes, you can. There is no early settlement fee for this balance transfer plan!
Apply for a Balance Transfer with one of these Citibank Credit Cards
Get out of debt fast - enjoy 8.99% interest.
| Credit card image | Credit card name and benefits | Annual Fee | Minimum Annual Income | Apply Online |
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 | Citi Cash Back PlatinumSpend and save with Citi Cash Back Platinum credit card and earn up to 10% cashback on petrol, groceries, dining and even Grab rides! |
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 | Citi Business Platinum CardA unique card that balances your business and lifestyle needs, both locally or abroad. Whenever and wherever you spend, you earn cash back. |
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 | Shell-Citi Gold Credit CardNew enhanced Shell-Citi Gold Credit Card - combine all your spending to earn cash rebates of up to 8% on petrol at any Shell station nationwide. |
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 | Citi Clear VisaCiti Clear Visa offers priority access and a host of great rewards for life in the fast lane: evergreen loyalty point, instant rewards, zero liability and many more! |
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 | Citi PremierMiles Visa SignatureWelcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast air miles conversion for free flights! |
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 | Citi PrestigeCiti Prestige is your passport to a world of unforgettable experiences, offering unique benefits and premium personalised service. |
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 | Citi Cash Back Credit CardGet attractive cashback of up to 10% on all your spending from petrol to groceries, grab rides, dining and many more with Citi Cash Back Credit Card. |
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 | Citi SimplicityGet 10% interest back on finance charges when you make minimum monthly payment on time and in full. Cut the drama with no late, over limit and annual fees! |
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 | Citi Rewards Visa SignatureEnjoy the luxury of global access and 5x Rewards Points not only at your favorite department stores and supermarket, but worldwide. |
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