Best Micro Enterprise Business Loans in Malaysia

Grow your startup funding with a micro business loan to help your working capital and credit score. Compare sustainable microfinance loans from partner banks with Bank Negara Malaysia and get lower loan rates from the micro enterprise fund.

I would like to borrow RM over

My annual sales turnover is RM

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Bank logoPersonal loan name and reviewInterest RateBorrowed AmountMonthly RepaymentApply Online
Agrobank Modal Usahawan 1Malaysia-i

Agrobank Modal Usahawan 1Malaysia-i

For micro entrepreneurs looking to enhance working capital and business expenditure, Agrobank helps you meet your financing needs up to 100% margin.

Profit Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
Agrobank Term Financing-i

Agrobank Term Financing-i

No guarantor working capital financing for micro and small entrepreneurs to carry out Shariah compliant business activities in the agriculture sector

Profit Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
BSN Micro TemaNiaga

BSN Micro TemaNiaga

A flexible small business loan with insurance coverage catering to micro and small entrepreneurs looking to expand businesses

Interest Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
BSN Micro TemaNiaga-i Murabahah

BSN Micro TemaNiaga-i Murabahah

Borrow up to RM50,000 at a low and flat profit rate for maximum 5 years with BSN Micro TemaNiaga-i Murabahah to inject the capital needed for business expansion

Profit Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
BSN Micro TemaNiaga-i Tawarruq

BSN Micro TemaNiaga-i Tawarruq

Open to all Malaysian small business owners, BSN Micro TemaNiaga-i Tawarruq helps get your enterprise up and running at low profit rates and flexible repayment tenure

Profit Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
BSN Micro TemanMesra

BSN Micro TemanMesra

In need of working capital to boost productions and sales? Borrow for as high as RM50,000 at flat profit rate to elevate your micro business status to small and medium!

Interest Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
BSN Microplus

BSN Microplus

Conventional SME loan for working capital for SMEs in the Manufacturing, Services, Retail or Wholesale sector, offering higher financing up to RM250,000 at a flat interest rate.

Interest Rate
9.95% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM5410.42
Read moreApply now
Bank Islam Al-Ansar Business Financing-i

Bank Islam Al-Ansar Business Financing-i

A working capital business financing for capital expenditure offering a flat profit rate and higher financing limit up to RM50,000!

Profit Rate
4.5% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM4729.17
Read moreApply now
Bank Rakyat Skim Pembiayaan Mikro-i MEF

Bank Rakyat Skim Pembiayaan Mikro-i MEF

Manage and expand your SME business with Bank Rakyat working capital financing. Enjoy low and flat profit rate, and flexible repayment tenure up to 5 years

Profit Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
Bank Rakyat Skim Pembiayaan Mikro-i MUsk

Bank Rakyat Skim Pembiayaan Mikro-i MUsk

Expand your small business and compete confidently in the mainstream market with help from Bank Rakyat business financing, offering flexible instalments at flat profit rate

Profit Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
MIDF SME Emergency Fund

MIDF SME Emergency Fund

Soft loan for SMEs that help inject working capital requirements into your debilitated business. Don't let natural disasters eat away your passion and income!

Interest Rate
% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM
Read moreApply now
MIDF Soft Loan Scheme for Small & Medium Enterprises

MIDF Soft Loan Scheme for Small & Medium Enterprises

For new startups and existing SMEs looking for accessible financing for working capital, fixed asset acquisition and business premise renovation.

Interest Rate
4% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM4666.67
Read moreApply now
SME Bank Business Accelerator Program

SME Bank Business Accelerator Program

An SME financing program for aspiring entrepreneurs to meet their working capital requirements and fixed asset purchase.

Interest Rate
4% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM4666.67
Read moreApply now
SME Bank Small Business Financing

SME Bank Small Business Financing

Want to increase your product marketability but lacking the funds? Small Business Financing by SME Bank has got you covered at competitive rate!

Interest Rate
7.5% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM5104.17
Read moreApply now
UOB BizMoney

UOB BizMoney

No collateral business loan for working capital purposes with fast loan approval time and low interest rates for SME entrepreneurs

Interest Rate
6.48% p.a.
Borrowing
RM150000
over 3 years
Monthly Repayment
RM4976.67
Read moreApply now

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