Do you like to go see the world for a fraction of the retail price? If your answer is yes, get on board with the Alliance Bank MasterCard Platinum - a truly travel credit card with perks for frequent flyers and high credit limit.
Timeless Bonus Points
With Alliance Bank MasterCard Platinum, you can get rewarded with Timeless Bonus Points (TBP) for making payment at POS terminals or online checkout.
TBP is an incentive given in the form of reward points, whereby you can collect without limit, and then convert it into items of value by redeeming it.
It's easy to collect reward points: if you want to capture 3x TBP, swipe your MasterCard Platinum more often while overseas; or pay for your petrol, groceries and utility bills with MasterCard Platinum every month to get 2x TBP.
The best part about TBP is that it is non-expiry and uncapped. That said, you don't have to rush to Alliance Bank's rewards catalogue to make redemption within 3 years (as per market standard), and have a plenty of time to collect more TBP for your next travel plan.
Airlines Miles Redemption
Yes, your next travel plan can be funded with air miles, instead of cash and credit payments. If you are already a member of Malaysia Airlines Enrich Miles and / or AirAsia BIG Points, you halfway there.
For Alliance Bank MasterCard Platinum credit cardholders, you have the privileges to convert your TBP to air miles at a fair conversion rate: 6,000 TBP for 1,000 Enrich Miles.
Airport Lounge Access
If you are a member of Alliance Privilege or Alliance Personal, you will be entitled to unlimited free access to Plaza Premium Lounge in KLIA, where you can enjoy first-class services such as free WiFi, epicurean food and drinks, entertainments and grooming facilities.
To become an Alliance Privilege and / or Alliance Personal member, you must fulfill these criteria:
- A minimum of RM200,000 (Alliance Privilege) or RM50,000 (Alliance Personal) deposited in any Alliance Bank current account, savings account, fixed deposit or investment account;
- A minimum of RM10,000 out of the required deposit amount mentioned has to be placed in Alliance Bank Hybrid Account; OR
- An Alliance Bank home loan with loan amount of RM1,000,000 for Alliance Privilege or RM500,000 for Alliance Personal.
Payments for your Alliance Bank credit card can be easily made using as cash or cheque at Alliance Bank branches, standing instruction by deducting from your Alliance Bank savings or current account, internet banking via allianceonline, ATMs, and MEPS IBG at any Alliance Bank branch or other participating banks.
Annual Fee Waiver
You only need to spend a minimum of RM5,000 or swipe 12 times within a 12-month period in order to waived from annual fees. Swipe once a month and pay your credit card bills on time - build a solid credit history at the same time!