Alliance Bank MasterCard Platinum

Explore the world with a credit card that gives you platinum travel privileges, Enrich Miles and BIG Points on each spend and a higher credit limit.

15% p.a. interest rate
20 days interest-free period
6% p.a. balance transfer over 18 months
Easy Payment Plan (EPP)
RM464.28 annual fee
Earn up to 3x reward points

Benefits
Fees & Charges
Requirements
Features
Review
Apply Now

Get A Free Barry Smith Luggage Bag With Your New Alliance Bank Credit Card!

2017-04-112017-09-30

Apply online now for Alliance Bank MasterCard Platinum

RinggitPlus will help you every step of the way.

My income is greater than RM60000 a year. That's at least RM5000 monthly.

By typing your contact information, you agree to our terms & conditions. We respect your privacy and are committed to handle your personal information safely and responsibly.

*Get A Complimentary Barry Smith Luggage - Terms and Conditions apply.

Benefits

Because you should be rewarded for giving the bank your business

Rewards

Big rewards are up for grabs when you charge your purchases to your MasterCard Platinum, from travel and bags, to vouchers and flyers miles, gifts and more! Extra points when you shop overseas and swipe on petrol, groceries and your utility bills.

Alliance Bank Timeless Rewards
Earn	Spent
3 points on every RM1	on all overseas spending
2 points on every RM1	on petrol, grocery and utility payments
1 point on every RM1	on all other local spending

Rewards points earned never expires

Balance Transfer

Start managing your credit debt instead of avoiding the bills in your mailbox. Alliance Bank Balance Transfer offers low interest rates from 6% and payment terms up to 24 months when you transfer your credit from other banks.

Pay Over	With Interest Rate At	When You Transfer
12 months	6.99% p.a. and no one-time upfront handling fee	from RM1000
18 months	6% p.a. and no one-time upfront handling fee	from RM1000
24 months	7.99% p.a. and no one-time upfront handling fee	from RM1000

Learn more about Alliance Bank Balance Transfer Plan

Easy Payment Plan (EPP)

Alliance Bank Flexible Payment Plan offers payments terms up to 24 months on retail purchases. All you need to pay is a one-time handling fee from as low as 2.5% with a minimum spend of RM500.

Pay Over	With Interest Rate At	When You Spend
6 months	2.5% one-time upfront handling fee	from RM500
12 months	5.5% one-time upfront handling fee	from RM500
18 months	7% one-time upfront handling fee	from RM1000
24 months	8% one-time upfront handling fee	from RM1000

Learn more about Alliance Bank Flexible Payment Plan

Travel: Enjoy free and unlimited Plaza Premium Lounge at KLIA for Alliance Privilege (PB) and Alliance Personal (AP) members. Earn 1000 MAS Enrich Points and 2000 AirAsia BIG points with a simple exchange of 6000 Timeless Bonus Points.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM464.28

Waived when you spend RM5,000 or swipe 12 times each year

Annual Fee for Supplementary Card

RM0

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM15.90 or 5.30% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM60000
Minimum age for primary card holder: 21 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians Only

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: Alliance Bank Flexible Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: Alliance Bank FastCash; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: Alliance Bank Balance Transfer Plan; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Alliance Bank MasterCard Platinum review

What's so good (or not so good) about it?

Do you like to go around and see the world...for cheap? How about special privileges even before taking off on your flight? If your answer is a double yes (but honestly, who wouldn't?), get on board with the Alliance Bank MasterCard Platinum - a card with perks for frequent flyers with a high credit limit.

Annual fee waiver

Your annual fee can be waived every year just by, well, using the credit card! It's very simple - you just need to spend a minimum of RM5,000 or swipe 12 times within a the whole year in order to not pay a single sen.

Premium Perks In The Air

Every Ringgit you spent will earn you Enrich Miles under the redemption via Enrich Rewards Program with Malaysia Airlines. You can redeem flights, Enrich vouchers, and golden lounge vouchers with all the wonderful Enrich Miles you earned! You will also be given passport to Global Platinum Privileges from MasterCard Worldwide.

With the Alliance Bank Platinum MasterCard, a series of privileges will come knocking on your door - ranging from special offers, to exclusive promotions to priority access, adding value and enjoyment to the lives of MasterCard Platinum cardholders. Besides, with the busy and lifestyle you lead, you often need a little extra assistance to escape from the 9 to 5 grind. No matter how big or small the problem you face while on holiday or business trip, the MasterCard Platinum 24 hours concierge service is there to help.

Platinum Benefits

You'll be thrilled to get to the airport early now with the Alliance Bank Platinum MasterCard. Why? Because you will have complete and unlimited complimentary access to Plaza Premium Lounge in KLIA. Enjoy yourself like you're at home with all the complimentary amenities and refreshments provided for you! Strong Wi-Fi connection available too so you could pass your time on your laptop or phone - before you know it, it's time to leave on a jetplane!

Note that you'll need to be a member of Alliance Privilege (PB) or Alliance Personal (AP) to enjoy the privilege of unlimited access to Plaza Premium Lounge but hey! It also opens up the door to even more personalised privileges such as dedicated financial consultant, free investment portfolio review, preferential rate or pricing and more! The requirements to be a part of Alliance Privilege or Alliance Personal are as below:

Alliance Privilege

Maintain at least RM200,000 in any Alliance Bank fixed deposit, savings account, current account or investment account which is inclusive of RM10,000 deposit in Alliance Bank Hybrid Account OR
Personal home loan with loan amount of RM1,000,000 and above

Alliance Personal

Maintain at least RM50,000 in any Alliance Bank fixed deposit, savings account, current account or investment account which is inclusive of RM10,000 deposit in Alliance Bank Hybrid Account OR
Personal home loan with loan amount of RM500,000 and above

Easy Payment Channels

Payments for your Alliance Bank Credit Cards can be easily made through a few channels such as cash or cheque at Alliance Bank branches, standing instruction via deduction from your Alliance Bank savings or current account, internet banking via allianceonline, ATMs and MEPS IBG at participating financial institutions. Never miss on any of your utility and phone bills ever again.