Alliance Bank MasterCard Platinum

Explore the world with a credit card that gives you platinum travel privileges, Enrich Miles and BIG Points on each spend and a higher credit limit.

Alliance Bank MasterCard PlatinumExtra travel benefits!
Min. Income
Annual Fee
Balance Transfer
From 0% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days


Collect Timeless Bonus Points that never expire when you swipe on all retail purchases locally and overseas. Reward points can be redeemed for attractive gifts, products, services and even air miles!

Timeless Bonus Points
3 points on every RM1on all overseas retail spends
1 point on every RM1on all local retail spends


Get 1,000 MAS Enrich Points with a simple exchange of 6,000 TBP.


Enjoy exclusive discounts and privileges at participating merchants.

Balance Transfer

Enjoy low interest rates and flexible repayment terms up to 24 months when you transfer a minimum outstanding balance of RM1,000 into Alliance Bank credit card.

Pay OverWith Interest Rate AtWhen You Transfer
6 months0% p.a. and no one-time upfront handling feefrom RM3,000
12 months9.88% p.a. and no one-time upfront handling feefrom RM1,000
18 months9.88% p.a. and no one-time upfront handling feefrom RM1,000
24 months9.88% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Alliance Bank Balance Transfer Plan

Fees & Charges

Annual Fee
  • RM438 primary card

    Free for first year

    Waived when you spend RM5,000 or swipe 12 times each year

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM15 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Daily Maximum Cash Withdrawal
Up to 80%


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Cash Advance / Cash Loan
Alliance Bank FastCash
Get the money you want when you need it with the Alliance Bank FastCash plan
Balance Transfer Plans
Alliance Bank Balance Transfer Plan
Switch to the Alliance Bank Balance Transfer Plan to enjoy low interest rates starts from 9.88% p.a. when you transfer a minimum of RM1,000. You can even earn reward points on your transferred balance.


Fancy traveling with class? If you do, get on board with Alliance Bank MasterCard Platinum - a travel credit card for frequent flyers.

Timeless Bonus Points

With Alliance Bank MasterCard Platinum, you can get rewarded with Timeless Bonus Points (TBP) for making payment at POS terminals or online checkout. 

TBP is an incentive given in the form of reward points, whereby you can collect without limit, and then convert them into items of value by redeeming it.

It's easy to collect reward points: if you want to capture 3x TBP, swipe your MasterCard Platinum more often while overseas. 

The best part about TBP is that it is non-expiry and uncapped. That said, you don't have to rush to make redemption within 3 years as with other banks; you have plenty of time to collect more rewards points.

Airlines Miles Redemption

Why breaking your bank when you can fund your next travel with air miles? If you are already a member of Malaysia Airlines Enrich Miles and/or AirAsia BIG Points, you halfway there.

For Alliance Bank MasterCard Platinum credit cardholders, you have the privileges to convert your TBP to air miles at a fair conversion rate of 6,000 TBP for 1,000 Enrich Miles.

Easy Payments

Payments for your Alliance Bank credit card can be easily made using as cash or cheque at Alliance Bank branches, Standing Instruction by deducting from your Alliance Bank account, internet banking via allianceonline, ATMs, and MEPS IBG at any Alliance Bank branch or other participating banks.

Annual Fee Waiver

Enjoy annual fee waiver for the first year, on the house. From the second year onward, you only need to spend a minimum of RM5,000 or swipe 12 times in a year to get your Alliance Bank's credit card annual fees waived.