Balancing your business and lifestyle needs can sometimes be a little tricky. With Citi Business Platinum Card, you can do this easily as this credit card provides benefits to suit your work and lifestyle requirements and rewards you at the same time.
It is easy to earn cashback with Citi Business Platinum Card. Cardholders will be awarded 0.5% cashback on all local spending. However, petrol purchases and government charges are not eligible for cashback.
For those who travel overseas, this credit card is the perfect way to earn more cashback. All overseas spending charged to Citi Business Platinum Card will be given 1.2% cashback.* This cashback can be redeemed at any time with just a phone call. Best of all, there is no cap on the cashback amount you can earn. Hence, the more you spend, the more cashback you receive!
However, you will only receive the cashback when the accumulated amount is RM20. If your accumulated cashback is less than RM20 for a particular month, the total cashback amount will be carried forward to the following month and so forth. The cashback you earned will be credited into the principal card member's account.
*Starting from 7 November 2019, no cashback given for transactions made at merchants located in the European Economic Area (EEA). Click here for more info.
Dining & Travel Perks
This credit card also allows you to entertain in style and make a good impression on your clients. When Citi Business Platinum Card cardholders spend RM500 or more in a single receipt at selected premium dining venues, they are entitled to a 20% discount on total food bill. Moreover, they also get to enjoy wine or dessert on the house.
You will get free travel insurance coverage when you purchase your travel tickets with Citi Business Platinum Card.
- Up to RM100000 for personal accident benefits
- Up to RM675 for flight delay
- Up to RM675 for missed flight
- Up to RM675 for luggage delay
- Up to RM2000 for luggage loss
- Up to RM250 for luggage damage
The insurance policy is written by ACE Jerneh Insurance Berhad.
Managing your finances well is important to create an ideal balance between work and life. The Citi Business Platinum Card has the features to help cardholders do this easily and efficiently. Its Balance Transfer plan allows cardholders to settle outstanding balances transferred from other credit cards or charge cards at 2.99% p.a. over a 9-month period.
Cardholders who want to pay for large purchases over a period of time can opt for the Citibank Flexi Payment Plan available under Citi Business Platinum Card. With this plan, cardholders can convert their purchases into fixed monthly installments of 6 to 36 months based on flat interest rates of 9.84% to 10.57% per annum.