Citi Business Signature Card is designed for companies with employees who manage their expense accounts with credit cards. Supporting cost centre control and billing Business Signature is the ultimate breath of fresh air for company Finance Directors everywhere.
And to sweeten the deal, Citibank offers some impressive features to help you get even more for your money.
Security, Flexibility and Protection
Citibank recognises that a company credit card are an essential business tool that requires fine control. You can choose either Full Corporate Liability, where the company is the principal account holder and solely liable for use, or Joint and Several Liability, where employees are equally liable for costs incurred.
Complimentary Corporate Liability Waiver Insurance of up to RM75,000 per cardmember will also protect your company against abuse of card privileges.
0.5% Cashback
The Citi Business Signature Card offers 0.5% cashback on everything charged to the card, uncapped. Unlike most cards on the market, cashback will not be automatically credited to the card, instead it will be accumulated for redemption on demand in minimum RM200 disbursements. Unredeemed cash back will be carried forward each month.
Full Corporate Liability: all cash back earned by your employee will be credited to the principal account. Only the Authorised Representative or Authorised Signatory of the company can action a redemption.
Joint and Several Liability: cash back earned by a cardholder may be redeemed by that cardholder.
Travel and Dining privileges
The Citi Business Signature Card also lets you enjoy discounts at selected Premium gold club worldwide, automatic room upgrades and well, a world of privileges via the Visa Signature programme.
You'll also enjoy dining discounts at over 800 selected restaurants in Malaysia. Plus, a complimentary travel insurance coverage of up to RM500,000 will be yours when you charge your air travel tickets to Citi Business Signature Card.
The coverage also includes travel inconvenience benefits including flight delay of up to RM1,250, missed flight connection of up to RM1,250, luggage lost of up to RM6,000, luggage delay of up to RM2,000 and luggage damage of up to RM500.
Requirements
Registered company in Malaysia with at least 3 years of operation.
Company’s Annual turnover of minimum RM5 Million
Employee must be 21 years of age and above.
Employees'minimum income must be at least RM24,000 p.a.
Company application documents
Certified true copies of Form 24, Form 49, M&A,
Board Resolution (in the form prescribed by the Bank)
Corporate Guarantor Board Resolution (in the form prescribed by the Bank)
Audited Annual Report
latest 3-month bank statements
Copy of NRIC/Passport of Authorised Signatories, Directors, Shareholders and Partners
Supporting employee documents
Photocopy of MyKad (both sides)