Citi PremierMiles Mastercard

Welcome your VIP lifestyle with complimentary access to selected airport lounges, free rides home from KLIA, and fast PremierMiles conversion for free flights!

Citi PremierMiles MastercardAir Miles & Flights Privileges
Min. Income
RM8,333.33/month
Annual Fee
Free*
Balance Transfer
From 5.32% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
BOOST CREDIT
worth RM300
when you apply through RinggitPlus3

BOOST CREDIT

Rewards

Earn 1 PremierMiles for every RM3 spent locally and 2 PremierMiles for every RM3 equivalent spent in foreign currencies and selected online travel merchants. Get 10,000 PremierMiles every year on your card anniversary (upon annual fee payment).

Citi PremierMiles
EarnSpend
2 points on every RM3on equivalent spent in foreign currencies
2 points on every RM3on selected online travel merchants
1 point on every RM3on all local expenses

Petrol

Earn 1x PremierMile with every RM3 spend on petrol nationwide.

Travel

8X complimentary access to 39 Plaza Premium Lounge across 19 airports in 9 countries and territories (for international flights).

Travel CoverageSum Insured
Personal AccidentUp to RM300,000
Delayed FlightUp to RM2,500
Missed FlightUp to RM2,500
Lost LuggageUp to RM12,000
Delayed LuggageUp to RM2,500

Premium

Receive a complimentary ride home from KLIA1 when you spend on your PremierMiles card overseas.

Balance Transfer

Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Pay off your debts in no time with smaller installments and a flexible repayment tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.81% p.a. and no one-time upfront handling feefrom RM1,000
9 months5.56% p.a. and no one-time upfront handling feefrom RM1,000
12 months5.44% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.35% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
30 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.33% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Citibank Balance Transfer via Instalment Plan

Easy Payment Plans

Citibank Easy Pay Plan offers payment terms of up to 48 months at zero interest rates with a minimum spend of RM500.

Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
48 months0% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Easy Pay Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Free for first 3 years. New cardholders only.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Daily Maximum Cash Withdrawal
Up to RM10,000
Contact-less Payment Methods
MasterCard PayPass

Requirements

Minimum Annual Income
RM100,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Citibank Easy Pay Plan
Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months.
Cash Advance / Cash Loan
Citi Quick Cash
Get convenient cash that's bundled with instalment options! Now you can manage your finances better, and enjoy convenient cash access any time.
Balance Transfer Plans
Citibank Balance Transfer via Instalment Plan
Transfer your outstanding balance to a brand new Citibank credit card. Convert your debts to easy to manage monthly repayments for up to 36 months.

Review

Enter the world of luxury travel with Citi PremierMiles Mastercard: the premium credit card by Citibank for frequent flyers that welcomes you to the VIP life.

Evergreen Citi PremierMiles with Citi PremierMiles Mastercard

Citi PremierMiles Mastercard is an air miles credit card that partners with international airlines. 

For every RM3 spend on retail transaction locally including Petrol, you earn 1x PremierMiles.

Earn 2 PremierMiles when you spend RM3 on your Citi PremierMiles Mastercard in foreign currencies, as well as on selected online travel merchants such as:

Airlines: AirAsia.com, CathayPacific.com, MalaysiaAirlines.com and SingaporeAir.com

Hotels: Agoda.com, Airbnb.com, Expedia.com and Traveloka.com

The best part about PremierMiles is that it never expires. Plus, on your card anniversary and upon payment of card annual fee, you will be receive 10,000 Bonus PremierMiles every year.

Citi PremierMiles to FFP Miles

With Citi PremierMiles Mastercard, you have a plenty of choices to redeem your frequent flyer program (FPP) miles. Plus, the conversion rate is low too. 

For every 1,500 PremierMiles, you can redeem 1,000 air miles with over 90 airlines partners as listed on the website. Only principal cardholder is allowed to redeem FPP miles.

Citi PremierMiles to Cash Rebates

You can also redeem Cash Rebates with your PremierMiles. This cash rebates can be used to pay for your recent purchases in selected categories. 

Also known as Pay with Points Online redemption of PremierMiles for Cash Rebates can only be done via Citibank Online. 

Citi Thank You Rewards Program

And last but not least, you can redeem your PremierMiles the traditional way via Citi Thank You Rewards program.

There are a host of products, services, vouchers and gifts you can choose from. Best, you can pay your Citibank credit card annual fee at 300,000 PremierMiles. 

8x Complimentary Plaza Premium Lounge Access from Citibank

Present your Citi credit card to get 8x complimentary access to 39 Plaza Premium Lounges across 19 airports in 9 countries and territories.

Please be noted that Citibank may change the lounges from time to time and this feature is only applicable for international flights. 

Click here to get the latest information about the complimentary airport lounge access.

That's not all, you can also enjoy a complimentary ride home from KLIA1 when you spend on your PremierMiles card overseas.

Free Travel Insurance for Citi PremierMiles Mastercard Cardholders

Citi PremierMiles Mastercard is equipped with up to RM300,000 travel insurance coverage for principal and supplementary cardholders when you charge your travel with the Citi card. 

This comprehensive insurance coverage include personal accident and travel inconveniences.