Citi PremierMiles Visa Signature

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast airmile conversion for free flights!

15% p.a. interest rate
20 days interest-free period
2.99% p.a. balance transfer over 9 months
Easy Payment Plan (EPP)
RM636.00 annual fee
Earn up to 2x reward points

Benefits
Fees & Charges
Requirements
Features
Review
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Sit Back & Relax

Get a Compimentary Robot Vacuum with Your New Citi Credit Cards

2017-03-142017-07-31

Apply online now for Citi PremierMiles Visa Signature

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Benefits

Because you should be rewarded for giving the bank your business

Rewards

Earn miles for everyday spending: Get 1X PremierMile for every 3 Ringgit spend locally and double PremierMile for overseas spending. Redeem them for complimentary flights from over 90 airlines. Your PremierMiles will never expire, so take your time collecting and spend them wisely!

Citi Rewards Program
Earn	Spent
1 point on every RM3	on all local expenses
2 points on every RM3	on all overseas expenses

Rewards points earned never expires

Balance Transfer

Citibank Balance Transfer offers special low interest rates of 0.99% p.a. on a 6-month payment term, for a limited time only.

Pay Over	With Interest Rate At	When You Transfer
9 months	2.99% p.a. and no one-time upfront handling fee	from RM1000

Learn more about Citibank Balance Transfer Plan

Easy Payment Plan (EPP)

Citibank Flexi Payment Plan offers payment terms of 6 to 36 months on any retail purchases at interest rates from 9.90%. Pay 0% interest on instalment when you make purchase at participating merchants.

Pay Over	With Interest Rate At	When You Spend
36 months	0% one-time upfront handling fee	from RM500

Learn more about Citibank Easy Pay Plan

Pay Over	With Interest Rate At	When You Spend
6 months	10.57% p.a. and no one-time upfront handling fee	from RM500
12 months	9.96% p.a. and no one-time upfront handling fee	from RM500
18 months	9.84% p.a. and no one-time upfront handling fee	from RM500
24 months	9.85% p.a. and no one-time upfront handling fee	from RM500
30 months	9.91% p.a. and no one-time upfront handling fee	from RM500
36 months	9.99% p.a. and no one-time upfront handling fee	from RM500

Learn more about Citibank Flexi Payment Plan

Travel

Concierge Service, Airmiles, Free Airport Limo, Worldwide Airport Lounge privileges, and Preferential Luxury Hotel booking. Free travel insurance coverage of up to RM300000.

Travel Coverage	Sum Insured
Personal Accident	Up to RM300000
Delayed Flight	Up to RM2500
Missed Flight	Up to RM2500
Lost Luggage	Up to RM12000
Delayed Luggage	Up to RM2500

Premium: The Visa Signature Concierge is available 24 hours a day, 7 days a week to help you with your lifestyle and travel needs.

Fees & Charges

There are always fees but how much are they?

Annual Fee

RM636.00

Free for first year when you swipe 3 times within 60 days

Annual Fee for Supplementary Card

RM0

Minimum monthly payment

RM50 or 5% of outstanding amount

Late payment fee

RM10 or 1% of outstanding amount, up to a maximum of RM100

Cash withdrawal fee

RM21.20 or 5.30% of withdrawn amount, whichever is higher

Interest Rate on Cash Withdrawals

18%

Contact-less Payment Methods

payWave

All fees & charges are inclusive of 6% GST if applicable

Requirements

Are you eligible for this credit card?

Minimum annual income: RM100000
Minimum age for primary card holder: 21 years old
Minimum age for supplementary card holder: 18 years old
Who can Apply: Malaysians and Permanent Residents

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan: Citibank Easy Pay Plan; Citibank Flexi Payment Plan; Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.

Cash Advance / Cash Loan: Citibank Dial For Cash; Cash Advance is a loan against the credit limit of your card at a reasonable rate.

Balance Transfer: Citibank Balance Transfer Plan; Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Citi PremierMiles Visa Signature review

What's so good (or not so good) about it?

If you are a frequent flyer, this is the ideal travel card that welcomes you to the VIP life.

Earn Miles For Everyday Spending

For every RM3 you spend both domestically and internationally, you can redeem complimentary flights from more than 90 airlines. Accumulate as many PremierMiles as you like as they will never expire! With 30000 of PremierMiles, you can already pick Hong Kong, Taipei, or Xiamen as your next travel destination.

Convert your purchases to PremierMiles

Every RM3 worth of spending on retail purchases locally posted to your card account, 1 PremierMiles will be credited. Double your PremierMiles on overseas spending. Upon renewal and payment of the annual fees for the card, a bonus of 10,000 PremierMiles will be credited to your account. Additionally, once your application is approved and you have activated your card by charging on any retail purchase to it, 2000 PremierMiles will be rewarded!

Free Travel Insurance

Citi PremierMiles Visa Signature covers you and your supplementary cardmembers for personal accident of up to RM300000 while you are travelling at overseas. This benefit is available only when you buy the travel tickets with the card. You will be covered for up to 30 days.

The travel inconvenience including flight delay of up to RM2500, luggage delay of up to RM2500 and luggage loss of up to RM12000. This card also covers your luggage damage of up to RM500.