Citi PremierMiles Visa Signature

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast air miles conversion for free flights!

Citi PremierMiles Visa SignatureAir Miles & Golf Privileges
Min. Income
Annual Fee
Balance Transfer
From 5.32% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3
*Valid for new Citibank cardmember only

Giordano 20’ Luggage Bag


2x PremierMiles for overseas spending and selected online travel merchants. 1x PremierMile for every RM3 spend locally. Receive 10,000 PremierMiles upon card anniversary!

Citi PremierMiles
2 points on every RM3on all overseas expenses
2 points on every RM3on selected online travel merchants
1 point on every RM3on all local expenses


Earn 1x PremierMile with every RM3 spend on petrol nationwide.


Unlimited complimentary access to Plaza Premium Lounges in Malaysia. Complimentary travel insurance coverage of up to RM300,000, including personal accident and travel inconveniences.

Travel CoverageSum Insured
Personal AccidentUp to RM300,000
Delayed FlightUp to RM2,500
Missed FlightUp to RM2,500
Lost LuggageUp to RM12,000
Delayed LuggageUp to RM2,500


Complimentary limo ride home from airport with minimum 3 valid sales slips on overseas purchases made in foreign currency.

Balance Transfer

Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Pay off your debts in no time with smaller installments and a flexible repayment tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.81% p.a. and no one-time upfront handling feefrom RM1,000
9 months5.56% p.a. and no one-time upfront handling feefrom RM1,000
12 months5.44% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.35% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
30 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.33% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Citibank Balance Transfer via Instalment Plan

Easy Payment Plans

Citibank Flexi Payment Plan offers payment terms of 6 to 36 months on any retail purchases at affordable interest rates with a minimum spend of RM500. On the other hand, the instalment interest is 0% for purchases at participating merchants.

Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
48 months0% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Easy Pay Plan

Fees & Charges

Annual Fee
  • RM600 primary card

    Free for first 3 years. New cardholders only.

  • RM0 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Citibank Easy Pay Plan
Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months.
Cash Advance / Cash Loan
Citi Quick Cash
Get convenient cash that's bundled with instalment options! Now you can manage your finances better, and enjoy convenient cash access any time.
Balance Transfer Plans
Citibank Balance Transfer via Instalment Plan
Transfer your outstanding balance to a brand new Citibank credit card. Convert your debts to easy to manage monthly repayments for up to 36 months.


Enter the world of luxury travel with Citi PremierMiles Visa Signature: the premium credit card by Citibank for frequent flyers that welcomes you to the VIP life.

Evergreen Citi PremierMiles with Citi PremierMiles Visa Signature

Citi PremierMiles Visa Signature is an air miles credit card that partners with international airlines. 

For every RM3 spend on retail transaction locally including Petrol, you earn 1x PremierMile.

Earn 2 PremierMiles when you spend RM3 on your Citi PremierMiles Visa Signature overseas, as well as on selected online travel merchants such as:

Airlines:,, and

Hotels:,, and

The best part about PremierMiles is that it never expires. Plus, on your card anniversary and upon payment of card annual fee, you will be receive 10,000 Bonus PremierMiles every year.

Citi PremierMiles to FFP Miles

With Citi PremierMiles Visa Signature, you have a plenty of choices to redeem your frequent flyer program (FPP) miles. Plus, the conversion rate is low too. 

For every 1,500 PremierMiles, you can redeem 1,000 air miles with over 90 airlines partners as listed on the website. Only principal cardholder is allowed to redeem FPP miles.

Citi PremierMiles to Cash Rebates

You can also redeem Cash Rebates with your PremierMiles. This cash rebates can be used to pay for your recent purchases in selected categories. 

Also known as Pay with Points Online redemption of PremierMiles for Cash Rebates can only be done via Citibank Online. 

Citi Thank You Rewards Program

And last but not least, you can redeem your PremierMiles the traditional way via Citi Thank You Rewards program.

There are a host of products, services, vouchers and gifts you can choose from. Best, you can pay your Citibank credit card annual fee at 300,000 PremierMiles. 

Citibank Unlimited Plaza Premium Lounge Access

Present your Citibank credit card to get unlimited complimentary access to Plaza Premium Lounges in Malaysia. 

Enjoy 3-hours complimentary lounge visit before international departure. Get 50% off retail price when you bring a guest into PPL. 

That's not all, you can also enjoy complimentary rides home with airport limo when you shop overseas. 

Just produce 3 valid sales slips of purchases made in foreign currency to redeem limo ride at Citi-Airport Limo Priority Booth B01 at KLIA1. 

Free Travel Insurance for Citi PremierMiles Visa Signature Cardholders

Citi PremierMiles Visa Signature card is equipped with up to RM300,000 travel insurance coverage for principal and supplementary cardholders when you charge your travel with the card. You will 

This comprehensive insurance coverage include personal accident and travel inconveniences.