Enter the world of luxury travel with Citi PremierMiles Visa Signature: the premium credit card by Citibank for frequent flyers that welcomes you to the VIP life.
Evergreen Citi PremierMiles
Citi PremierMiles is a reward system that allows you to collect air miles from more than 90 airlines partners with Citibank. You can accumulate as many PremierMiles as you like as they never expire and have no limit!
Spend RM3 on your Citi PremierMiles Visa Signature locally and overseas, you will earn 1 PremierMile and 2 PremierMiles respectively. What's more, you will also get 3 PremierMiles when you spend on selected online travel merchants such as:
Airlines: AirAsia.com, CathayPacific.com, MalaysiaAirlines.com and SingaporeAir.com
Hotels: Agoda.com, Airbnb.com, Expedia.com and Traveloka.com
Citi PremierMiles Redemption
It is not uncommon for air miles to be redeemed with free flights. But with PremierMiles, you have a plenty of redemption choices. First of all, you have the flexibility to convert 1,500 PremierMiles to 1,000 air miles with over 90 airlines partners as listed on the website.
Second of all, you can convert you PremierMiles to pay for your recent purchases in selected categories to reduce your credit card balance. This must be done via Citibank Online. Using the same mechanic, you can use PremierMiles to instantly redeem rewards at Citi Thank You Rewards program.
And last but not least, you can use your PremierMiles to renew your Citi PremierMiles Visa Signature annual fee at a conversion rate of 300,000 PremierMiles. Plus, you will be rewarded with 10,000 PremierMiles on your card anniversary upon payment of the annual fee.
Balance Transfer Promotion
Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments. First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.
Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.
Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.
Just apply for a Citibank PremierMiles credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.
Discounts and Privileges
With Citi PremierMiles Visa Signature, you get an unlimited complimentary access to Plaza Premium Lounge at local and international airports. In addition, you will get a 50% off when you bring a guest along.
Apart from that, you will also be entitled to a 45% discount at some of Malaysia's best restaurant, as well as 30% green fees on weekdays at 30 golf clubs in Southeast Asia when you book at Visa Golf Program.
Get up to 50% discount and preferential treatment at over 24,000 establishments worldwide for dining, shopping, leisure and travel at Citi World Privileges' website.
Comprehensive Insurance Coverage
Managing emergency while abroad is a daunting task. With that in mind, Citi PremierMiles Visa Signature card covers you and your supplementary cardmembers for personal accident of up to RM300,000 when you buy travel tickets with the card. You will be covered for up to 30 days.
Some other insurance coverage you are entitled for is travel inconveniences, medical expenses, loss and damage to personal belongings and home content insurance.