Citi PremierMiles Visa Signature credit card

Citi PremierMiles Visa Signature

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast air miles conversion for free flights!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 8.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM600.00 annual fee
  • Earn up to 2x reward points 

Get a Complimentary Samsung J2 Pro!

Get a Complimentary Samsung J2 Pro!

Apply online now for Citi PremierMiles Visa Signature

RinggitPlus will help you every step of the way.

By typing your contact information, you agree to our Terms of Use. We respect your privacy and are committed to handle your personal information safely and responsibly.

You've almost completed your application for Citi PremierMiles Visa Signature

To help you better we need to know a little bit more about your application.
Confirm your application

Oops. We can't seem to get a quote for you for a while there. Please click "Get Quote" again.

Your qualifications have not met the requirements of this policy. Don’t worry, you can still check other insurance policies

Please fill in all fields and enter a valid email

Thank you for applying with RinggitPlus!

We’ve sent you an email to help with your application.

Continue to Citibank website

If you have any questions let us know at can@ringgitplus.com, we'd love to help!

Follow us to keep in touch and not miss out on offers and promotions.

View product disclosure sheet.

Benefits

Because you should be rewarded for giving the bank your business

Rewards
Earn PremierMiles that never expire: 1X PremierMile for every RM3 spend locally and 2X PremierMiles for overseas spending. Redeem PremierMiles for free flights from over 90 airlines partners or convert miles into credit for your next purchases.
Citi PremierMiles
EarnSpent
2 points on every RM3on all overseas expenses
1 point on every RM3on all local expenses
Rewards points earned never expires
Balance Transfer
Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Pay off your debts in no time with smaller installments and a flexible repayment tenure.
Pay OverWith Interest Rate AtWhen You Transfer
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Citibank Balance Transfer Plan
Pay OverWith Interest Rate AtWhen You Transfer
6 months5.81% p.a. and no one-time upfront handling feefrom RM1000 
9 months5.56% p.a. and no one-time upfront handling feefrom RM1000 
12 months5.44% p.a. and no one-time upfront handling feefrom RM1000 
18 months5.35% p.a. and no one-time upfront handling feefrom RM1000 
24 months5.32% p.a. and no one-time upfront handling feefrom RM1000 
30 months5.32% p.a. and no one-time upfront handling feefrom RM1000 
36 months5.33% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Citibank Balance Transfer via Instalment Plan
Easy Payment Plan (EPP)
Citibank Flexi Payment Plan offers payment terms of 6 to 36 months on any retail purchases at affordable interest rates with a minimum spend of RM500. On the other hand, the instalment interest is 0% for purchases at participating merchants.
Pay OverWith Interest Rate AtWhen You Spend
36 months0% one-time upfront handling feefrom RM500 
Learn more about Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months10.57% p.a. and no one-time upfront handling feefrom RM500 
12 months9.96% p.a. and no one-time upfront handling feefrom RM500 
18 months9.84% p.a. and no one-time upfront handling feefrom RM500 
24 months9.85% p.a. and no one-time upfront handling feefrom RM500 
30 months9.91% p.a. and no one-time upfront handling feefrom RM500 
36 months9.99% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Citibank Flexi Payment Plan
Travel
Concierge service, Air Miles, free airport limo ride, worldwide airport lounge privileges, and preferential luxury hotel booking, on top of a free personal accident insurance coverage of up to RM300,000.
Travel CoverageSum Insured
Personal AccidentUp to RM300000
Delayed FlightUp to RM2500
Missed FlightUp to RM2500
Lost LuggageUp to RM12000
Delayed LuggageUp to RM2500
Premium
Get bonus PremierMiles amounting to 10,000 every year on your card anniversary upon payment of your annual fee!

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM600.00
  • Free for first year when you swipe 3 times within 60 days
Annual Fee for Supplementary Card
RM0
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20.00 or 5.00% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
18%
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM100000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Permanent Residents

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Citibank Easy Pay Plan
Citibank Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Citi Quick Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Citibank Balance Transfer Plan
Citibank Balance Transfer via Instalment Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Citi PremierMiles Visa Signature review

What's so good (or not so good) about it?

Enter the world of luxury travel with Citi PremierMiles Visa Signature: the premium credit card for frequent flyers that welcomes you to the VIP life.

Evergreen Citi PremierMiles

Citi PremierMiles is a reward system that allows you to collect air miles from more than 90 airlines partners with Citibank. You can accumulate as many PremierMiles as you like as they never expire and have no limit!

Spend RM3 on your Citi PremierMiles Visa Signature locally and overseas, you will earn 1 PremierMile and 2 PremierMiles respectively. What's more, you will also get 3 PremierMiles when you spend on selected online travel merchants such as:

Airlines: AirAsia.com, CathayPacific.com, MalaysiaAirlines.com and SingaporeAir.com

Hotels: Agoda.com, Airbnb.com, Expedia.com and Traveloka.com

Citi PremierMiles Redemption

It is not uncommon for air miles to be redeemed with free flights. But with PremierMiles, you have a plenty of redemption choices. First of all, you have the flexibility to convert 1,500 PremierMiles to 1,000 air miles with over 90 airlines partners as listed on the website. 

Second of all, you can convert you PremierMiles to pay for your recent purchases in selected categories to reduce your credit card balance. This must be done via Citibank Online. Using the same mechanic, you can use PremierMiles to instantly redeem rewards at Citi Thank You Rewards program.

And last but not least, you can use your PremierMiles to renew your Citi PremierMiles Visa Signature annual fee at a conversion rate of 300,000 PremierMiles. Plus, you will be rewarded with 10,000 PremierMiles on your card anniversary upon payment of the annual fee.

Balance Transfer Promotion

Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments. First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.

Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.

Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.

Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.

Discounts and Privileges

With Citi PremierMiles Visa Signature, you get an unlimited complimentary access to Plaza Premium Lounge at local and international airports. In addition, you will get a 50% off when you bring a guest along. 

Apart from that, you will also be entitled to a 45% discount at some of Malaysia's best restaurant, as well as 30% green fees on weekdays at 30 golf clubs in Southeast Asia when you book at Visa Golf Program.

Get up to 50% discount and preferential treatment at over 24,000 establishments worldwide for dining, shopping, leisure and travel at Citi World Privileges' website.

Comprehensive Insurance Coverage

Managing emergency while abroad is a daunting task. With that in mind, Citi PremierMiles Visa Signature covers you and your supplementary cardmembers for personal accident of up to RM300,000 when you buy travel tickets with the card. You will be covered for up to 30 days.

Some other insurance coverage you are entitled for is travel inconveniences, medical expenses, loss and damage to personal belongings and home content insurance.

Read More