Citi PremierMiles Visa Signature credit card

Citi PremierMiles Visa Signature

Welcome your VIP lifestyle with unlimited access to selected airport lounges, free rides home from KLIA, and fast airmile conversion for free flights!

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 8.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM636.00 annual fee
  • Earn up to 2x reward points 

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Get a Complimentary Huawei MediaPad T3 with Your New Citi Card!

Apply online now for Citi PremierMiles Visa Signature

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Because you should be rewarded for giving the bank your business

Earn miles for everyday spending: Get 1X PremierMile for every 3 Ringgit spend locally and double PremierMile for overseas spending. Redeem them for complimentary flights from over 90 airlines. Your PremierMiles will never expire, so take your time collecting and spend them wisely!
Citi PremierMiles
1 point on every RM3on all local expenses
2 points on every RM3on all overseas expenses
Rewards points earned never expires
Balance Transfer
Citibank Balance Transfer offers special low interest rates of 0.99% p.a. on a 6-month payment term, for a limited time only.
Pay OverWith Interest Rate AtWhen You Transfer
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Citibank Balance Transfer Plan
Easy Payment Plan (EPP)
Citibank Flexi Payment Plan offers payment terms of 6 to 36 months on any retail purchases at interest rates from 9.90%. Pay 0% interest on instalment when you make purchase at participating merchants.
Pay OverWith Interest Rate AtWhen You Spend
36 months0% one-time upfront handling feefrom RM500 
Learn more about Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months10.57% p.a. and no one-time upfront handling feefrom RM500 
12 months9.96% p.a. and no one-time upfront handling feefrom RM500 
18 months9.84% p.a. and no one-time upfront handling feefrom RM500 
24 months9.85% p.a. and no one-time upfront handling feefrom RM500 
30 months9.91% p.a. and no one-time upfront handling feefrom RM500 
36 months9.99% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Citibank Flexi Payment Plan
Concierge Service, Airmiles, Free Airport Limo, Worldwide Airport Lounge privileges, and Preferential Luxury Hotel booking. Free travel insurance coverage of up to RM300000.
Travel CoverageSum Insured
Personal AccidentUp to RM300000
Delayed FlightUp to RM2500
Missed FlightUp to RM2500
Lost LuggageUp to RM12000
Delayed LuggageUp to RM2500
The Visa Signature Concierge is available 24 hours a day, 7 days a week to help you with your lifestyle and travel needs.

Fees & Charges

There are always fees but how much are they?

Annual Fee
  • Free for first year when you swipe 3 times within 60 days
Annual Fee for Supplementary Card
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM21.20 or 5.30% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods

All fees & charges are inclusive of 6% GST if applicable


Are you eligible for this credit card?

Minimum annual income
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Malaysians and Permanent Residents


Get some extra help from your credit card when you need it most

Easy Payment Plan
Citibank Easy Pay Plan
Citibank Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Cash Advance / Cash Loan
Citibank Dial For Cash
Cash Advance is a loan against the credit limit of your card at a reasonable rate.
Balance Transfer
Citibank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Citi PremierMiles Visa Signature review

What's so good (or not so good) about it?

If you are a frequent flyer, this is the ideal travel card that welcomes you to the VIP life.

Earn Miles For Everyday Spending

For every RM3 you spend both domestically and internationally, you can redeem complimentary flights from more than 90 airlines. Accumulate as many PremierMiles as you like as they will never expire! With 30,000 of PremierMiles, you can already pick Hong Kong, Taipei, or Xiamen as your next travel destination.

That's not all, you will also be rewarded with 10,000 PremierMiles every year on your card anniversary upon payment of the annual fee.

Convert your purchases to PremierMiles

Every RM3 worth of spending on retail purchases locally posted to your card account, 1 PremierMiles will be credited. Double your PremierMiles on overseas spending. Upon renewal and payment of the annual fees for the card, a bonus of 10,000 PremierMiles will be credited to your account. 

Additionally, once your application is approved and you have activated your card by charging on any retail purchase to it, 2000 PremierMiles will be rewarded!

Free Travel Insurance

Citi PremierMiles Visa Signature covers you and your supplementary cardmembers for personal accident of up to RM300,000 while you are travelling at overseas. This benefit is available only when you buy the travel tickets with the card. You will be covered for up to 30 days.

The travel inconvenience including flight delay of up to RM2,500, luggage delay of up to RM2,500 and luggage loss of up to RM12,000. This card also covers your luggage damage of up to RM500.

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