Fancy living in the high life? If your answer is yes, then you would want to explore the benefits of Citi Prestige Card, one of few premium credit cards in Malaysia that speaks the language of luxury and smart finances.
Evergreen Citi Rewards Points
Is there a smart and easy way to get your hand on your favorite merchandise or embark on your next holiday for free?
Yes. By swiping your Citi Prestige Card locally and overseas, you can accumulate Citi Rewards point, which is evergreen and unlimited!
For every RM1 spent on purchases made locally, including petrol transactions, you earn 1 Citi Rewards point; whereas 2 Citi Rewards points will be awarded when you spent in foreign currency internationally.
Collect as much loyal points as you want then convert them into air miles or hotel loyalty points or other benefits via Citi Thank You Rewards program.
One of the most unique rewards offered to Citi Prestige Card cardholders is the Relationship Bonus.
This feature awards loyal members of Citibank who owns Citi Prestige Card with bonus points up to 20% (40% for Citigold members) based on the number of years you have been the bank's customer:
|Years with Citibank||Citibank customer's Relationship Bonus||Citigold customer's Relationship Bonus|
|1- 3 years||5%||10%|
|4 - 6 years||10%||20%|
|7 - 9 years||15%||30%|
|10 years and above||20%||40%|
Balance Transfer Promotion
Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments.
First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.
Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.
Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.
Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.
Unrivaled Travel Perks
Citi Prestige Card cardholders are pampered with fabulous travel deals and privileges such as:
- Complimentary one night stay at any international hotel and resort
- Complimentary limo ride home from KLIA
- Unlimited airport lounge access at over 800 airports around the world
- Personalized and 24-hour global concierge services
As a Citi Prestige Card cardholder, you will also have VIP access to concerts, cultural shows and sporting events around the world. This is where you will experience life and create wonderful memories.
Comprehensive Insurance Coverage
Just purchase your travel tickets with your Citi Prestige and you will be covered with a premium travel accident insurance protection up to US$1 million.
That's not all, under Citi Prestige Card's complimentary insurance benefits, Citibank will also reimburse you in the event of travel inconveniences, loss and damage to your purchases, and against theft and robbery.