Best Credit Card Sign-Up Offers in Malaysia 2024

Get the best credit card sign up gifts. Apply for your credit card online and get free vouchers and more!

Don't miss out!

Our Previous Winners

The RinggitPlus Gift Redemption Process

So you’ve applied for a credit card with sign-up gifts, what’s next? Once your application is approved by the bank, you’ll need to fulfil the gift criteria stated in our terms and conditions. From there, the banks will send us a list of approved applications that are eligible for the sign-up gifts. This process will take around 2 months.

From then on, you will receive a gift redemption email if you are eligible for a sign-up gift. The email contains a designated code from us and instructions on how to claim your gift. Please refer to our comprehensive FAQs here to find out more. For a clearer picture, below is our sign-up gift redemption process.

RinggitPlus Sign-up Gift Redemption Process


Full Lists of Winners

Date Campaign Name Winners
29 January 2024 - 19 February 2024 RHB Apple MacBook Air M1 Flash Deal See full list
15 January 2024 - 29 January 2024 UOB Sony PlayStation 5 Disc Version Flash Deal See full list
8 January 2024 - 15 January 2024 HSBC Apple iPhone 15 Pro Flash Deal See full list
8 January 2024 - 15 January 2024 Standard Chartered Apple iPhone 15 Pro Max Flash Deal See full list
18 December 2023 - 2 January 2024 UOB Sony PlayStation 5 Disc Version Flash Deal See full list
4 December 2023 - 18 December 2023 UOB Apple iPhone 15 Pro Flash Deal See full list
27 November 2023 - 4 December 2023 UOB Apple Watch Series 9 Flash Deal  See full list
14 November 2023 - 27 November 2023 UOB Apple iPhone 14 Pro Max Flash Deal  See full list
30 October 2023 - 14 November 2023 UOB RM5,000 Cash Via DuitNow Flash Deal  See full list
11 September 2023 - 25 September 2023 UOB Apple iPhone 14 Pro Flash Deal See full list
6 September 2023 - 25 September 2023 AEON Apple AirPods Pro Flash Deal  See full list
19 June 2023 - 3 July 2023 UOB Apple iPad Air Flash Deal See full list
19 September 2023 - 2 October 2023 Alliance Bank RM5000 Touch ‘n Go E-Wallet Credit Flash Deal See full list
9 October 2023 - 23 October 2023 Alliance Bank Apple Watch Ultra 2 Flash Deal See full list
9 October 2023 - 23 October 2023 UOB Apple iPad Pro M2 Flash Deal See full list
23 October 2023 - 6 November 2023 UOB Apple Watch Ultra 2 Flash Deal See full list

Can’t find the winners list you’re looking for?

Email us at [email protected] and we’ll answer any questions you have

RinggitPlus Credit Card Promotions 2024

From the latest gadgets to cash vouchers to free luggage, these are just some of the credit card gifts that could be yours when you sign up for a credit card with RinggitPlus.

Our RinggitPlus credit card promotion runs every week, so go ahead and bookmark this page so that you don't miss out on all the great credit card deals.

Without further ado, we bring you this week's lineups for our credit card promotion below.

Standard Chartered Credit Cards Promotion

Sign up gift Samsung Galaxy Z Flip6 (For every 25th qualified applicant who submits EPF statements as their income document to the bank’s online application form, capped at 8 units)

RM600 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who submit EPF statements as their income document to the bank’s online application form)

RM500 Touch ‘n Go E-Wallet Credit (Guaranteed to qualified applicants who do not submit EPF statements as their income document to the bank’s online application form)

Bonus Gift (Sign-up with Flexi-On-Balance or FlexiPay Plus)
RM200 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who participate in the Flexi-On-Balance/FlexiPay Plus via the SC mobile app, with a minimum amount of RM500 within 150 calendar days upon the card approval)

Bonus Gift (Sign-up with Standard Chartered JumpStart Savings Account-i)
Apple iPhone 15 Pro Max or Apple iPhone 15 (For qualified applicants with the highest average deposit amount throughout the promotion period (until 31 July 2024), capped at 1 each)

RM200 Touch 'n Go E-Wallet Credit (Guaranteed)

*The EPF statements must be downloaded as a full statement from the KWSP i-Akaun portal or the i-KWSP App with a minimum of 6 months or 2 years' contribution.
Sign up period 15 July 2024 - 22 July 2024
Requirement Apply, get approved by Standard Chartered, subsequently activate the new card, and spend a minimum of RM400 per month, for three (3) months upon the approval date.
Eligible card(s) Standard Chartered Simply Cash Credit Card
Standard Chartered Smart Credit Card
Standard Chartered Journey Credit Card
Standard Chartered Visa Platinum Credit Card
Eligible applicant New customer only.

Existing principal/supplementary cardholders or those who have cancelled their Standard Chartered credit card(s) within 18 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

HSBC Credit Cards Promotion

Sign up gift RM5,000 Touch 'n Go E-Wallet Credit (For every 20th qualified applicant who has applied for the HSBC Visa Signature Credit Card, HSBC TravelOne Credit Card and HSBC Live+ Credit Card, based on the qualified applicants listed by the bank, capped at 10 units)

RM500 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for the HSBC Visa Signature Credit Card and HSBC TravelOne Credit Card)

Apple AirPods 2nd Gen (Guaranteed to qualified applicants who have applied for the HSBC Live+ Credit Card)

RM200 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for HSBC Platinum Credit Card)

RM50 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for HSBC Amanah MPower Platinum Credit Card-i)
Sign up period 17 July 2024 - 29 July 2024
Requirement For HSBC Visa Signature Credit Card, HSBC TravelOne Credit Card and HSBC Live+ Credit Card
Apply, get approved by HSBC, activate the new card, and subsequently spend a minimum of RM1,000 in retail transactions within 60 days of the card approval date.

For HSBC Amanah MPower Platinum Credit Card-i and HSBC Platinum Credit Card
Apply, get approved by HSBC, activate the new card, and subsequently spend a minimum of RM500 in retail transactions within 60 days, and perform five (5) e-wallet top-ups of the card approval date.
Eligible card(s) HSBC Visa Signature Credit Card
HSBC TravelOne Credit Card
HSBC Live+ Credit Card
HSBC Amanah MPower Platinum Credit Card-i
HSBC Platinum Credit Card
Eligible applicant New customer only.

Existing primary cardholders, those who have their HSBC credit card(s) application approved or denied within 6 months, and those who have cancelled their HSBC credit card(s) within 6 months before the date of the flash deal application are not eligible
.

Terms and conditions apply.

RHB Credit Cards Promotion

Sign up gift JBL Authentics 500 Bluetooth Speaker (For three (3) randomly selected qualified applicants per week based on the bank's approval list, capped at 9 units)

RM400 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have two (2) approved RHB Credit Card applications)

RM300 Touch 'n Go E-Wallet Credit (Guaranteed)
Sign up period 1 July 2024 - 22 July 2024
Requirement Apply and get approved by RHB Bank, and subsequently make a minimum of one (1) retail transaction as the Principal cardholder within 60 days of the new credit card approval.

Applicants who apply for two (2) eligible cards must make a minimum of one (1) retail transaction on both the eligible cards as the Principal cardholder within 60 days of the new credit card approval.

*Eligible transactions are retail transactions that include local and overseas retail spending and e-wallet top-ups.
Eligible card(s) RHB Visa Infinite
RHB Visa Signature
My-EG RHB Credit Card
RHB World Mastercard Credit Card
RHB World Mastercard Credit Card-i
RHB Cash Back Visa Credit Card
RHB Cash Back Mastercard Credit Card
RHB Islamic Cash Back Visa Credit Card-i
RHB Islamic Cash Back Mastercard Credit Card-i
RHB Rewards Visa Credit Card
RHB Rewards Mastercard Credit Card
RHB Islamic Rewards Visa Credit Card-i
RHB Islamic Rewards Mastercard Credit Card-i
RHB Rewards Visa Motion Code Credit Card
RHB Rewards Visa Motion Code Credit Card-i
RHB Shell Visa Credit Card
RHB Shell Visa Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders or those who have cancelled any of their RHB credit card(s) within 12 months before the date of application for the Campaign are not eligible.

Terms and conditions apply.

UOB Credit Cards Promotion

Sign up gift RM2,000 Touch 'n Go E-Wallet Credit (For every 12th qualified applicant based on the bank's approval list, capped at 15 units)

RM500 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who apply for the UOB Zenith Card, UOB Visa Infinite Card, UOB PRVI Miles Elite Card, UOB PRVI Miles Card, UOB World Card, UOB Lady's Solitaire Card, and UOB Platinum Business Card)

RM400 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who apply for the UOB Preferred Card, UOB Lady's Card, UOB ONE Card, UOB EVOL Card, Lazada UOB Card, UOB Simple Card, and UOB Basic Card)
Sign up period 15 July 2024 - 22 July 2024
Requirement Apply and get approved by UOB, subsequently activate the new card and make a minimum of 3 retail transactions within 60 days from the approval date, with no minimum spend.
Eligible card(s) UOB EVOL Card
UOB Basic Card
UOB Simple Card
UOB PRVI Miles Card
UOB ONE Card
UOB Preferred Card
UOB Lady's Card
UOB Lady's Solitaire Card
UOB Visa Infinite Card
UOB World Card
Lazada UOB Card
UOB PRVI Miles Elite Card
UOB Zenith Card
UOB Platinum Business Card
Eligible applicant New customer only.

Existing cardholders or those who have cancelled their UOB credit card(s) within 12 months before the date of the flash deal application are not eligible.

Terms and conditions apply.

Alliance Bank Credit Cards Promotion

Sign up giftLatest Samsung Galaxy Fold (For qualified applicants who are the top 8 spenders during the Eligible Monthly Spend Period in the Alliance Bank's T&Cs, capped at 21 units)

Samsung Galaxy Watch 6 44mm (For qualified applicants who are the top 8 spenders during the Eligible Weekly Spend Period in the Alliance Bank's T&Cs, capped at 91 units) 

Samsung Galaxy Buds FE (For every 8th qualified applicant based on the qualified list by the bank, who has made a minimum retail spend of RM88 in a single transaction within 60 days of the card approval, capped at 882 units)
Sign up period3 July 2024 - 29 July 2024
RequirementApply with RinggitPlus and get approved by Alliance Bank, then activate before 15th August 2024 (12:00 AM), with or without a Balance Transfer / Fast Cash application approved by Alliance Bank before 15th October 2024 (12:00 AM) and subsequently perform a minimum retail spend of RM888 based on the eligible period with the Eligible Cards by 15th October 2024 (12:00 AM).
Eligible card(s)Alliance Bank Visa Platinum Credit Card
Alliance Bank Visa Signature Credit Card
Alliance Bank Visa Infinite Credit Card
Alliance Bank Visa Virtual Credit Card
Eligible applicantNew customers only.

Existing cardholders or applicants who have cancelled any of their existing credit cards issued by the Bank are not eligible.

Terms and conditions apply.

Maybank Credit Cards Promotion

Sign up giftNew Maybank Credit Card Holders
JBL Bar 5.1 (For every 20th qualified applicant who applies for only one (1) Maybank Credit Card during the Campaign Period, capped at 5 units)

Existing Maybank Credit Card Holders
JBL Soundgear Frames Audio Glasses (For every 20th qualified applicant who is an existing credit card holder and applies for only one (1) Maybank Credit Card during the Campaign Period, capped at 5 units)

JBL Go 3 Portable Waterproof Bluetooth Speaker (Guaranteed to qualified applicants who do not fulfil the Premium Gifts criteria above)
Sign up period9 July 2024 - 22 July 2024
RequirementApply with RinggitPlus and get approved by Maybank, then activate and use the Eligible Card to make a minimum of one (1) retail transaction within 60 calendar days from the card approval date, with no minimum spend amount.
Eligible card(s)Maybank Manchester United Visa Card
Petronas Maybank Visa Gold
Maybank Islamic Petronas Ikhwan Visa Gold Card-i
Maybank Islamic Petronas Ikhwan Visa Platinum Card-i
Maybank Islamic Ikhwan Visa Infinite Card-i
Maybank Visa Infinite
Maybank World MasterCard
Petronas Maybank Visa Platinum
Maybank Manchester United Visa Infinite
Maybank Visa Signature
Maybank Islamic MasterCard Ikhwan Platinum Card-i
Maybank Islamic MasterCard Ikhwan Gold Card-i
Maybank FC Barcelona Visa Signature
Maybank Islamic World Mastercard Ikhwan
Maybank Shopee Visa Platinum
Maybank Grab Mastercard Platinum
Maybank myimpact Visa Signature Credit Card
Maybank Islamic myimpact Ikhwan Mastercard Platinum Credit Card-i
Maybank 2 Gold Cards
Maybank 2 Platinum Cards
Singapore Airlines KrisFlyer American Express Gold
Maybank Islamic Ikhwan American Express Platinum Card-i
Maybank American Express Platinum
Maybank 2 Cards Premier
Maybank American Express Cash Back Gold
Singapore Airlines KrisFlyer American Express Platinum 
Eligible applicantNew and existing customers only.

Any bank cardholders whose former credit card account(s) is/was delinquent and permanent and contract employees of Maybank are not eligible.

Terms and conditions apply.

AEON Credit Cards Promotion

Sign up giftPlatinum Card
Apple iPhone 15 Pro (For every 20th qualified applicant based on AEON's approval list, capped at 5 units)
RM300 Cash Via DuitNow (Guaranteed)

Gold Card
RM1,000 Cash Via DuitNow (For every 20th qualified applicant based on AEON's approval list, capped at 5 units)
RM200 Cash Via DuitNow (Guaranteed)
Sign up period15 July 2024 - 29 July 2024
RequirementApply with RInggitPlus and get approved by AEON, then subsequently activate the new card and spend a minimum of RM500 within 45 days from the card's approval date.
Eligible card(s)AEON MasterCard Gold
AEON Visa Gold
AEON Big Visa Gold
AEON Platinum Visa
AEON Platinum MasterCard
Eligible applicantNew customer only.

Existing primary cardholders or those with their AEON credit card application approved, denied or cancelled within 12 months from the campaign's start date are not eligible.

Terms and conditions apply.

Public Bank Credit Cards Promotion

Sign up gift Xiaomi Smart Band 8 Active (Guaranteed)
Sign up period 1 July 2024 - 29 July 2024
Requirement Get approved, activate your new Public Bank credit card, and subsequently make a total spend of RM250 in retail transactions within 60 days of the card's approval date.
Eligible card(s) Public Bank Visa Infinite
Public Bank World Mastercard
Public Bank Visa Platinum
Public Bank Visa Signature
Public Bank Platinum Mastercard
Public Bank Visa Gold
Public Bank Gold Mastercard
Public Bank Petron Visa Gold
Public Bank AIA Visa Gold
Public Bank Quantum Visa
Public Bank Quantum Mastercard
Public Islamic Bank Gold Mastercard Credit Card-i
Public Islamic Bank Platinum Mastercard Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i
Eligible applicant New customer only.

Existing principal cardholders and those who have cancelled their credit card within 2 years from the date of the current application are not eligible.

Terms and conditions apply.

Credit Card Free Gift and Sign-Up Offer FAQs:

Read the FAQs below to increase your chances of getting a gift with a credit card application on RinggitPlus.

What can I do to get a gift?

You can get a gift simply by applying for a qualifying credit card online with us. There are several participating banks that you can apply to like the following.

Once you have compared and chosen the best credit card that suits your preferences and needs, you can hit the Apply button above to proceed with the credit card application.

Is the gift guaranteed or subject to further selection?

This will be dependent on each of the participating banks' terms and conditions. Some banks offer guaranteed sign-up gifts to all successful applicants, while some may provide sign-up gifts to several successful applicants.

In essence, the sign-up gift will be given to successful applicants who have

  1. Chosen and applied for a qualifying credit card via RinggitPlus
  2. Follow the instructions stated in the Welcome Email (which you will get in your inbox once you click the Apply button to start the application) to complete your application with the bank 
  3. Follow the requirements and processes of the bank, and
  4. Get approved by the bank

Once approved, you will have to fulfil a few requirements to qualify for the sign-up gift. This can include hitting a certain spending amount or activating the credit card within a stipulated time upon the credit card approval date, depending on the bank's T&C.

Just keep your eye on the "Requirement" and "Eligible Applicant" sections in the tables above.

How long does it take for my credit card to be approved?

Your credit card application may take several business days to be approved by the respective bank. We've compiled a detailed FAQ  here, so do check it out.

If you wish to speed up the process, just make sure you complete your submission along with the required documents such as a copy of your IC, your latest salary slips etc. Don't miss any of it!

Note that RinggitPlus is not involved in the process of credit card approvals as this will be done solely by the bank. Hence, you may also call the respective bank to check your credit card application status.

I have received my credit card. How do I activate it?

The steps to activate your credit card vary from one bank to another. But in most cases where your approved credit card has been delivered to you, the respective bank should provide you with instructions in the letter that you got together with your credit card.

The bank also may email you the instructions on how to activate your credit card. So be sure to check your inbox from time to time!

Otherwise, you can always call the bank to find out the steps to activate your credit card.

My credit card is activated and I have completed the requirements to qualify for the sign-up gift. How can I redeem my gift?

Each bank that we are partnering with will send us a list of approved applications that have met all the gift redemption requirements. Note that this process can take around two months.

After that, if you are eligible for a sign-up gift, you will receive a gift redemption email from us with a dedicated code and instructions on how to redeem your gift.

Please find more comprehensive FAQs about our gift redemption process here.

How can I reach out to you for more information or assistance?

If you have any questions regarding your gift redemption or anything related to your credit card application, please get in touch with us via email at [email protected]. We're happy to help! 

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