What do I need to know about the Citibank Basic Checking Account?
FIrst of all, you should know that this is a non-interest bearing current account, that means your deposits won't earn you any interest profits. You will be issued a debit card/ ATM card upon opening a new account.
You will have the convenience to access more than 200,000 Citibank ATMs worldwide. Should you find yourself in a spot of bother, such as losing all your cash while abroad, you can withdraw up to USD10,000 of emergency cash at any Citibank branch worldwide.
You will also have access to 24-hour phone banking services for all your banking inquiries - the ATM swallowed your card? Call Citibank! Last but not least, you will be given a chequebook to make easy payments.
How about Online Banking?
A bank in this day and age has no reason not to provide their customers with online banking services! With the Citibank Basic Checking Account, you will be able to log into Citibank Online, allowing you to view your account details and make interbank fund transfers.
Additionally, you can contact customer service online via e-Chat. In addition, you are able to get view your monthly e-statement. Save the planet!
How can I qualify to apply for this checking account?
Individuals aged 18 and over are eligible to open a new Citibank Basic Checking Account with an initial minimum deposit of RM500.
Is there any introducer required?
No, you don’t require an introducer for new account opening.
What are the costs I need to pay for this current account?
There are a few fees and charges that you need to look out for, such as: