Citibank

Citibank Premium Checking Account

A unique integrated savings and checking account which offers attractive interest rates with balances above RM10000. Also comes with a personalized Citibank cheque book.

    • Phone Banking Service
    • Account Statement
    • eStatement (via email)
    • No Introducer Required
  • Min. AmountMax. AmountInterest Rate
    RM10001RM1000000.1% p.a.
    RM100001RM2000000.25% p.a.
    RM200001RM5000000.5% p.a.
    RM500001RM10000001% p.a.
    RM1000001no maximum1.25% p.a.

Features

What would make it different?

Overdraft
Ready Credit
Online Banking
Citibank Online
Mobile App
PIDM Protected

Fees & Charges

There are always fees but how much are they?

Service Fee
  • RM15.00
  • Waived with monthly average balance of RM5000
  • ATM Card Issuance Fee
    RM8.00
    MEPS Withdrawal Fee
    RM4.00
    Cheque Book Issuance Fee
    RM7.50
    Early Closure Fee
    RM10.00
    Dishonoured Cheque Fee
    RM100
    Stop Payment Cheque Fee
    RM10.00

    Requirements

    Are you eligible for this account?

    Nationality
  • Malaysians
  • Minimum Age
    18 years old
    Minimum Initial Deposit
    RM5000

    Frequently Asked Questions about Citibank Premium Checking Account

    Things you might want to know

    What is Citibank Premium Checking Account about?

    Citibank Premium Checking Account is an integrated deposit account that combines savings and current accounts' features, and opens to all Citibank customers. This interest-bearing checking account rewards profit when your balance hit a minimum of RM10,000. 

    To open an account, you only need a minimum deposit of RM5,000 for Citibank customer, and RM10,000 for Citigold members.

    How is the interest rate calculated?

    The interest rate will only be charged when you have a balance of at least RM10,000 in your checking account. The highest interest rate you can get is 1.25% p.a., when your account balance reach RM1 million. 

    However, Citibank customers will earn slightly less percentage as compared to Citigold members.

    What do I get upon opening of this Citibank current account?

    There are more than meet the eyes with Citibank Premium Checking Account, such as:

    • Citibank Debit & ATM card and a personalized cheque book will be issued to you within 3 days after successful account opening
    • Convenience of cross-border fund transfers and account overview via Citibank Global Transfer and Online Global View
    • Emergency cash withdrawal up to US$10,000 at any Citibank branches worldwide
    • Access to over 20,000 Citibank ATM worldwide, 11,000 MEPS ATMs nationwide
    • Free Interbank GIRO fund transfer which otherwise could cost you RM0.11...and many more!

    Is it safe to keep my money in this current account?

    Absolutely. You can rest assured that your fixed deposit with Citibank is guaranteed up to RM250,000 by Perbadanan Insurans Deposit Malaysia.

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