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Best 3 Month FD Rates in Malaysia 2025

Bitcoin and foreign currency won't fit in, but you'll get bigger savings on every RM and sen with the best fixed deposit promotions! Enjoy auto-renewals and convenient online banking to help you manage your cash investments with ease.

Wondering what the rates are for other deposits? Check out the tenures below

India International Bank Fixed Deposit
Interest Rate
2.95% p.a.
Early Withdrawal
No
Interest Earned
RM368.75
Bank of China Fixed Deposit Account
Interest Rate
2.9% p.a.
Early Withdrawal
No
Interest Earned
RM362.50
BSN Term Deposit
Interest Rate
2.55% p.a.
Early Withdrawal
No
Interest Earned
RM318.75
Alliance Bank Fixed Deposit
Interest Rate
2.55% p.a.
Early Withdrawal
No
Interest Earned
RM318.75
UOB Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
No
Interest Earned
RM312.50
OCBC MYR Fixed Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM312.50

HSBC Time Deposit
Interest Rate
2.5% p.a.
Early Withdrawal
Yes
Interest Earned
RM312.50
RHB P.A.Y.S Short Term Fixed Deposit
Interest Rate
2.45% p.a.
Early Withdrawal
Yes
Interest Earned
RM306.25
RHB Ordinary Fixed Deposit
Interest Rate
2.45% p.a.
Early Withdrawal
Yes
Interest Earned
RM306.25
Public Bank PB Golden 50 PLUS FD Account
Interest Rate
2.4% p.a.
Early Withdrawal
No
Interest Earned
RM300
Standard Chartered Fixed Deposit
Interest Rate
2.4% p.a.
Early Withdrawal
No
Interest Earned
RM300
Maybank eFixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
Yes
Interest Earned
RM293.75

Maybank Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
Yes
Interest Earned
RM293.75
CIMB Fixed Deposit
Interest Rate
2.35% p.a.
Early Withdrawal
Yes
Interest Earned
RM293.75
AmBank Am50 Plus
Interest Rate
2.3% p.a.
Early Withdrawal
No
Interest Earned
RM287.50
Public Bank eFixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
No
Interest Earned
RM287.50
Public Bank PLUS Fixed Deposit Account
Interest Rate
2.3% p.a.
Early Withdrawal
Yes
Interest Earned
RM287.50
AmBank Conventional Fixed Deposit
Interest Rate
2.3% p.a.
Early Withdrawal
No
Interest Earned
RM287.50

Hong Leong e-Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM281.25
Hong Leong Priority Banking Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM281.25
Hong Leong Senior Savers Flexi FD
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM281.25
Hong Leong Junior Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM281.25
Hong Leong Fixed Deposit
Interest Rate
2.25% p.a.
Early Withdrawal
Yes
Interest Earned
RM281.25
Affin Bank Fixed Deposit
Interest Rate
2.1% p.a.
Early Withdrawal
Yes
Interest Earned
RM262.50

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