From the latest gadgets to cash vouchers to free luggage, these are just some of the credit card gifts that could be yours when you sign up for a credit card with RinggitPlus.
Our RinggitPlus credit card promotion runs every week, so go ahead and bookmark this page so that you don't miss out on all the great credit card deals.
Without further ado, we bring you this week's lineups for our credit card promotion below.
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Sign Up Gift
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JBL Soundgear Frames (Guaranteed to qualified applicants who fulfil the requirement below.)
Bonus Gift (Sign-up with Flexi-On-Balance or FlexiPay Plus)
RM200 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who participate in the Flexi-On-Balance/FlexiPay Plus via the SC mobile app, with a minimum amount of RM500 within 150 calendar days upon the card approval)
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Sign Up Period
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16 December 2024 - 6 January 2025 |
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Requirement
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Apply, get approved by Standard Chartered, subsequently activate the new card, and spend a minimum of RM400 per month, for three (3) months upon the approval date.
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Eligible Card |
Standard Chartered Journey Credit Card
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Eligible Applicant
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New customer only.
Existing principal/supplementary cardholders or those who have cancelled their Standard Chartered credit card(s) within 18 months before the date of the flash deal application are not eligible.
Terms and conditions apply.
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Sign Up Gift
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RM800 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for the HSBC Live+ Credit Card)
RM500 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have applied for the HSBC Visa Signature Credit Card and HSBC TravelOne Credit Card)
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Sign Up Period
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23 December 2024 - 6 January 2025 |
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Requirement
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Apply, get approved by HSBC, activate the new card, and subsequently spend a minimum of RM1,000 in retail transactions within 60 days of the card approval date.
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Eligible Card |
HSBC Visa Signature Credit Card
HSBC TravelOne Credit Card
HSBC Live+ Credit Card
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Eligible Applicant
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New customer only.
Existing primary cardholders, those who have their HSBC credit card(s) application approved or denied within 6 months, and those who have cancelled their HSBC credit card(s) within 6 months before the date of the flash deal application are not eligible.
Terms and conditions apply.
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Sign Up Gift
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Apple iPad Pro M4 (For every 38th qualified applicant based on the bank's approval list, capped at 5 units)
RM600 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who apply for the UOB Zenith Card, UOB Visa Infinite Card, UOB PRVI Miles Elite Card, UOB PRVI Miles Card, UOB World Card, UOB Lady's Solitaire Card, and UOB Platinum Business Card)
RM400 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who apply for the UOB Preferred Card, UOB Lady's Card, UOB ONE Card, UOB EVOL Card, Lazada UOB Card, and UOB Simple Card)
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Sign Up Period
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23 December 2024 - 30 December 2024
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Requirement
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Apply and get approved by UOB, subsequently activate the new card and make a minimum of RM200 in retail transactions within 60 days from the approval date, with no minimum spend.
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Eligible Card |
UOB EVOL Card
UOB Simple Card
UOB PRVI Miles Card
UOB ONE Card
UOB Preferred Card
UOB Lady's Card
UOB Lady's Solitaire Card
UOB Visa Infinite Card
UOB World Card
Lazada UOB Card
UOB PRVI Miles Elite Card
UOB Zenith Card
UOB Platinum Business Card
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Eligible Applicant
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New customer only.
Existing cardholders or those who have cancelled their UOB credit card(s) within 12 months before the date of the flash deal application are not eligible.
Terms and conditions apply.
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| Sign Up Gift | Trip to Phuket for Two OR Travel Voucher Valued At RM3,000 (For qualified applicants who meet the requirement criteria and are also the top monthly spenders during the Eligible Spending Period (T&C Clause 2), capped at 100 units)
Additional Guaranteed Gift (For the Alliance Bank Visa Virtual Credit Card)
URBANlite Verge (20") Black Luggage Bag (Guaranteed to qualified applicants who meet the requirement criteria based on the Eligible Spending Period stated in the T&C Clause 2)
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| Sign Up Period | 1 October 2024 - 31 December 2024 |
| Requirement | Apply with RinggitPlus and get approved by Alliance Bank, then activate before 15th January 2025 (11:59 PM) and subsequently perform a minimum retail spend of RM300 based on the Eligible Spending Period (T&C Clause 2.4) with the Eligible Cards.
Additional Requirement (For the Alliance Bank Visa Virtual Credit Card)
Apply with RinggitPlus and get approved by Alliance Bank, then activate by 31st December 2024 (11:59 PM) and subsequently perform a minimum e-commerce spend of RM300 based on the Eligible Spending Period (T&C Clause 2) with the Eligible Cards. Furthermore, enter the promo code 'RPVCC' during the application process on the bank's app (allianceonline mobile). Otherwise, your application will not qualify for a promotion gift.
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| Eligible Card | Alliance Bank Visa Platinum Credit Card
Alliance Bank Visa Signature Credit Card
Alliance Bank Visa Infinite Credit Card
Alliance Bank Visa Virtual Credit Card
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| Eligible Applicant | New customers only.
Existing cardholders or applicants who have cancelled any of their existing Alliance Bank credit cards issued by the Bank are not eligible.
Terms and conditions apply.
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| Sign Up Gift | AEON Platinum Credit Cards
Apple iPad Air M2 (For every 20th qualified applicant based on AEON's approval list, capped at 5 units)
RM300 Cash Via DuitNow (Guaranteed)
AEON Gold Credit Cards
Apple AirPods Pro 2 (For every 20th qualified applicant based on AEON's approval list, capped at 5 units)
RM200 Cash Via DuitNow (Guaranteed)
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| Sign Up Period | 9 December 2024 - 30 December 2024 |
| Requirement | Apply with RInggitPlus and get approved by AEON, subsequently activate the new card and make a cumulative retail spend of RM500 within 45 days from the card's approval date to be eligible.
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| Eligible Card | AEON MasterCard Gold
AEON Visa Gold
AEON Big Visa Gold
AEON Platinum Visa
AEON Platinum MasterCard
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| Eligible Applicant | New customer only.
Existing primary cardholders or those with their AEON credit card application approved, denied or cancelled within 12 months from the campaign's start date are not eligible.
Terms and conditions apply. |
| Sign Up Gift | RM5,000 Touch 'n Go E-Wallet Credit (For one (1) qualified applicant randomly selected per week based on the bank's approval list, capped at 3 units)
RM400 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who have two (2) approved RHB credit card applications)
RM300 Touch 'n Go E-Wallet Credit (Guaranteed to qualified applicants who are not selected to receive the gifts mentioned above)
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| Sign Up Period | 23 December 2024 - 13 January 2025 |
| Requirement | For applicants who apply for one (1) RHB Credit Card
Get approved, activate your new RHB credit card, and subsequently make one (1) retail transaction with no minimum purchase amount as a Principal cardholder, within 60 days of the card's approval date.
For applicants who apply for two (2) RHB Credit Cards
Get approved, activate your new RHB credit cards, and subsequently make one (1) retail transaction on BOTH the cards with no minimum purchase amount as a Principal cardholder, within 60 days of the card's approval date.
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| Eligible Card | RHB Visa Infinite
RHB Visa Signature
MyEG-RHB Credit Card
RHB World MasterCard Credit Card
RHB World MasterCard Credit Card-i
RHB Cash Back Visa Credit Card
RHB Cash Back MasterCard Credit Card
RHB Islamic Cash Back Credit Card-i
RHB Rewards Visa Credit Card
RHB Rewards MasterCard Credit Card
RHB Rewards Visa Credit Card-i
RHB Rewards Motion Code Credit Card
RHB Islamic Rewards Motion Code Credit Card-i
RHB Shell Visa Credit Card
RHB Shell Visa Credit Card-i
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| Eligible Applicant | New customer only.
Existing principal cardholders and those who have cancelled their RHB credit card within 12 months from the date of the current application are not eligible.
Terms and conditions apply. |
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Sign Up Gift
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Redmi Watch 5 Active (Guaranteed)
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Sign Up Period
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9 December 2024 - 6 January 2025 |
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Requirement
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Get approved, activate your new Public Bank credit card, and subsequently make a total spend of RM250 in retail transactions within 60 days of the card's approval date.
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Eligible Card |
Public Bank Visa Infinite
Public Bank World Mastercard
Public Bank Visa Platinum
Public Bank Visa Signature
Public Bank Platinum Mastercard
Public Bank Visa Gold
Public Bank Gold Mastercard
Public Bank Petron Visa Gold
Public Bank AIA Visa Gold
Public Bank Quantum Visa
Public Bank Quantum Mastercard
Public Islamic Bank Gold Mastercard Credit Card-i
Public Islamic Bank Platinum Mastercard Credit Card-i
Public Islamic Bank Visa Platinum Credit Card-i
Public Islamic Bank Visa Gold Credit Card-i
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Eligible Applicant
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New customer only.
Existing principal cardholders and those who have cancelled their credit card within 2 years from the date of the current application are not eligible.
Terms and conditions apply.
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Credit Card Free Gift and Sign-Up Offer FAQs:
Read the FAQs below to increase your chances of getting a gift with a credit card application on RinggitPlus.
What can I do to get a gift?
You can get a gift simply by applying for a qualifying credit card online with us. There are several participating banks that you can apply to like the following.
Once you have compared and chosen the best credit card that suits your preferences and needs, you can hit the Apply button above to proceed with the credit card application.
Is the gift guaranteed or subject to further selection?
This will be dependent on each of the participating banks' terms and conditions. Some banks offer guaranteed sign-up gifts to all successful applicants, while some may provide sign-up gifts to several successful applicants.
In essence, the sign-up gift will be given to successful applicants who have
- Chosen and applied for a qualifying credit card via RinggitPlus
- Follow the instructions stated in the Welcome Email (which you will get in your inbox once you click the Apply button to start the application) to complete your application with the bank
- Follow the requirements and processes of the bank, and
- Get approved by the bank
Once approved, you will have to fulfil a few requirements to qualify for the sign-up gift. This can include hitting a certain spending amount or activating the credit card within a stipulated time upon the credit card approval date, depending on the bank's T&C.
Just keep your eye on the "Requirement" and "Eligible Applicant" sections in the tables above.
How long does it take for my credit card to be approved?
Your credit card application may take several business days to be approved by the respective bank. We've compiled detailed FAQs, so do check it out.
If you wish to speed up the process, just make sure you complete your submission along with the required documents such as a copy of your IC, your latest salary slips etc. Don't miss any of it!
Note that RinggitPlus is not involved in the process of credit card approvals as this will be done solely by the bank. Hence, you may also call the respective bank to check your credit card application status.
I have received my credit card. How do I activate it?
The steps to activate your credit card vary from one bank to another. But in most cases where your approved credit card has been delivered to you, the respective bank should provide you with instructions in the letter that you got together with your credit card.
The bank also may email you the instructions on how to activate your credit card. So be sure to check your inbox from time to time!
Otherwise, you can always call the bank to find out the steps to activate your credit card.
What does retail spending mean in the RinggitPlus flash deal T&Cs?
Retail spending typically refers to domestic and overseas purchases, online transactions, e-wallet reloads (such as Touch and Go, BigPay, or Boost), standing orders, non-online auto-billing, and payments for insurance or takaful.
It excludes cash advances, balance transfers, instalment payments, quasi-cash transactions, refunds, contested or fraudulent transactions, payments to charity, utility and government-related payments, and other fees or charges such as interest, late fees, yearly fees, or service costs.
Please note that the definition of retail spending may differ based on the terms and conditions of the issuing bank. Do comb through the T&Cs to find more details or contact us at [email protected]!
My credit card is activated and I have completed the requirements to qualify for the sign-up gift. How can I redeem my gift?
Each bank that we are partnering with will send us a list of approved applications that have met all the gift redemption requirements. Note that this process can take around two months.
After that, if you are eligible for a sign-up gift, you will receive a gift redemption email from us with a dedicated code and instructions on how to redeem your gift.
Please find more comprehensive FAQs about our gift redemption process here.
How can I reach out to you for more information or assistance?
If you have any questions regarding your gift redemption or anything related to your credit card application, please get in touch with us via email at
[email protected]. We're happy to help!
