| Accidental Death The worst thing that could ever happen while you're on holiday | Not covered | RM 300000 per adultRM 75000 per child | RM 300000 per adultRM 75000 per child |
| Permanent Disability An accident that leaves you unable to work or care for your family | Not covered | RM 300000 per adult | RM 300000 per adult |
| Loss of Limbs or Sight Injury that prevents you from ever working again | Not covered | RM 300000 per adult | RM 300000 per adult |
| Medical Expenses Cover for hospital charges related to accident and injury | Not covered | RM 900000 familyRM 300000 per adult | RM 900000 familyRM 300000 per adult |
| Visiting Allowance Financial help when you need to visit a family member in hospital | Not covered | RM 22500 familyRM 7500 per adultRM 7500 per child | RM 22500 familyRM 7500 per adultRM 7500 per child |
| Traditional or Alternative Medicine When conventional treatment is just too mainstream | Not covered | RM 3000 familyRM 1000 per adultRM 1000 per child | RM 3000 familyRM 1000 per adultRM 1000 per child |
| Child Care Need a childminder whilst you're in hospital? No problem | Not covered | RM 15000 familyRM 5000 per adult | RM 15000 familyRM 5000 per adult |
| Follow-up Treatment in Malaysia Your treatment and recovery might take a while | Not covered | RM 90000 familyRM 30000 per adult | RM 90000 familyRM 30000 per adult |
| Hospital Fees Never mind the doctor's bills - just get better | Not covered | RM 31500 familyRM 10500 per adultRM 10500 per child | RM 31500 familyRM 10500 per adultRM 10500 per child |
| Quarantine Catch a contagious disease and you'll be spared the cost of isolation | Not covered | RM 6000 familyRM 2000 per adultRM 2000 per child | RM 6000 familyRM 2000 per adultRM 2000 per child |
| Education Fund Payment to an education fund for your children in the event of your death | Not covered | RM 10000 familyRM 10000 per adult | RM 10000 familyRM 10000 per adult |
| Medical Evacuation Fees can be astronomical - better to be safe at home than broke | Not covered | Unlimited | Unlimited |
| Emergency Transportation to Malaysia For when you need to go home: right now! | Not covered | Unlimited | Unlimited |
| Funeral In Malaysia Bringing your body back home for burial | Not covered | Unlimited | Unlimited |
| Loss of Luggage and Personal Belongings You might arrive safely at your destination, but will your suitcase? | Not covered | RM 22500 familyRM 7500 per adultRM 7500 per child | RM 22500 familyRM 7500 per adultRM 7500 per child |
| Loss of Passport and Money Every traveller's worst nightmare covered | Not covered | RM 22500 familyRM 7500 per adultRM 7500 per child | RM 22500 familyRM 7500 per adultRM 7500 per child |
| Luggage Delay You might arrive safely at your destination, but will your suitcase? | Not covered | RM 2400 familyRM 800 per adultRM 800 per child | RM 2400 familyRM 800 per adultRM 800 per child |
| Travel Delay Get compensated for late arrival at your holiday destination | Not covered | RM 9600 familyRM 3200 per adultRM 3200 per child | RM 9600 familyRM 3200 per adultRM 3200 per child |
| Loss of Travel Deposit due to Cancellation Get a refund on your travel deposit if you choose to cancel your trip | Not covered | RM 60000 familyRM 20000 per adultRM 20000 per child | RM 60000 familyRM 20000 per adultRM 20000 per child |
| Travel Interruption Nobody likes a holiday cut short - get paid if it happens to you! | Not covered | RM 60000 familyRM 20000 per adultRM 20000 per child | RM 60000 familyRM 20000 per adultRM 20000 per child |
| Denied Boarding Plane overbooked? Been kicked off the flight? Get compensation! | Not covered | RM 9000 familyRM 3000 per adultRM 3000 per child | RM 9000 familyRM 3000 per adultRM 3000 per child |
| Missed Connecting Flight or Transport Don't worry about the cost of missing the next connection | Not covered | RM 600 familyRM 200 per adultRM 200 per child | RM 600 familyRM 200 per adultRM 200 per child |
| Hijacking Get covered for every travellers worst nightmare | Not covered | RM 30000 familyRM 10000 per adultRM 10000 per child | RM 30000 familyRM 10000 per adultRM 10000 per child |
| Missed Departure Been left behind thanks to public transport being late? Get money back | Not covered | RM 6000 familyRM 2000 per adultRM 2000 per child | RM 6000 familyRM 2000 per adultRM 2000 per child |
| Travel Re-route Flight diversions add unnecessary expense - get yourself covered | Not covered | RM 600 familyRM 200 per adultRM 200 per child | RM 600 familyRM 200 per adultRM 200 per child |
| Loss of Travel Deposit due to Airline Bankruptcy Probably not a wise choice to fly with this airline again | Not covered | RM 15000 familyRM 5000 per adultRM 5000 per child | RM 15000 familyRM 5000 per adultRM 5000 per child |
| Loss of Credit Card Cover for purchases made after your card is stolen | Not covered | RM 15000 familyRM 5000 per adultRM 5000 per child | RM 15000 familyRM 5000 per adultRM 5000 per child |
| Personal Liability | Not covered | RM 3000000 familyRM 1000000 per adultRM 1000000 per child | RM 3000000 familyRM 1000000 per adultRM 1000000 per child |
| Home Care Loss or damage to your home and contents when you are away | Not covered | RM 15000 familyRM 5000 per adultRM 5000 per child | RM 15000 familyRM 5000 per adultRM 5000 per child |
| Loss or Damage to Rental Car Don't pay the Rental Excess charge - get covered at a reasonable cost | Not covered | RM 3000 familyRM 1000 per adultRM 1000 per child | RM 3000 familyRM 1000 per adultRM 1000 per child |
| Ransom Payment for Hostage and Kidnapping It's some consolation to know that your captor's demands will be met | Not covered | RM 300000 familyRM 100000 per adultRM 100000 per child | RM 300000 familyRM 100000 per adultRM 100000 per child |