Accidental Death The worst thing that could ever happen while you're on holiday | Not covered | RM 300000 individualRM 900000 familyRM 300000 per adultRM 75000 per child | RM 300000 individualRM 900000 familyRM 300000 per adultRM 75000 per child |
Loss of Limbs or Sight Injury that prevents you from ever working again | Not covered | RM 300000 | RM 300000 |
Child Education | Not covered | RM 10000 | RM 10000 |
Permanent Disability An accident that leaves you unable to work or care for your family | Not covered | RM 300000 individualRM 900000 familyRM 300000 per adultRM 75000 per child | RM 300000 individualRM 900000 familyRM 300000 per adultRM 75000 per child |
Medical Expenses Cover for hospital charges related to accident and injury | Not covered | RM 300000 individualRM 900000 familyRM 300000 per adultRM 300000 per child | RM 300000 individualRM 900000 familyRM 300000 per adultRM 300000 per child |
Compassionate Visitation | Not covered | RM 7500 individualRM 2500 familyRM 7500 per adultRM 7500 per child | RM 7500 individualRM 2500 familyRM 7500 per adultRM 7500 per child |
Traditional or Alternative Medicine When conventional treatment is just too mainstream | Not covered | RM 1000 individualRM 3000 familyRM 1000 per adultRM 1000 per child | RM 1000 individualRM 3000 familyRM 1000 per adultRM 1000 per child |
Child Care Benefit | Not covered | RM 5000 individualRM 15000 family | RM 5000 individualRM 15000 family |
Follow-up Treatment in Malaysia Your treatment and recovery might take a while | Not covered | RM 30000 individualRM 90000 familyRM 30000 per adultRM 30000 per child | RM 30000 individualRM 90000 familyRM 30000 per adultRM 30000 per child |
Hospital Allowance | Not covered | RM 10500 individualRM 31500 familyRM 10500 per adultRM 10500 per child | RM 10500 individualRM 31500 familyRM 10500 per adultRM 10500 per child |
Quarantine Catch a contagious disease and you'll be spared the cost of isolation | Not covered | RM 2000 individualRM 6000 familyRM 2000 per adultRM 2000 per child | RM 2000 individualRM 6000 familyRM 2000 per adultRM 2000 per child |
Repatriation of Mortal Remains | Not covered | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child |
Emergency Medical Evacuation | Not covered | Unlimited | Unlimited |
Emergency Medical Repatriation | Not covered | Unlimited | Unlimited |
Loss or Damage of Personal Property and Baggage | Not covered | RM 7500 individualRM 22500 familyRM 7500 per adultRM 7500 per child | RM 7500 individualRM 22500 familyRM 7500 per adultRM 7500 per child |
Loss of Travel Documents and Money | Not covered | RM 7500 individualRM 22500 familyRM 7500 per adultRM 7500 per child | RM 7500 individualRM 22500 familyRM 7500 per adultRM 7500 per child |
Luggage Delay You might arrive safely at your destination, but will your suitcase? | Not covered | RM 800 individualRM 2400 familyRM 800 per adultRM 800 per child | RM 800 individualRM 2400 familyRM 800 per adultRM 800 per child |
Travel Delay Get compensated for late arrival at your holiday destination | Not covered | RM 3200 individualRM 9600 familyRM 3200 per adultRM 3200 per child | RM 3200 individualRM 9600 familyRM 3200 per adultRM 3200 per child |
Cancellation due to Delay | Not covered | RM 500 individualRM 1500 familyRM 500 per adultRM 500 per child | RM 500 individualRM 1500 familyRM 500 per adultRM 500 per child |
Loss of Deposit or Cancellation | Not covered | RM 20000 individualRM 60000 familyRM 20000 per adultRM 20000 per child | RM 20000 individualRM 60000 familyRM 20000 per adultRM 20000 per child |
Trip Curtailment | Not covered | RM 20000 individualRM 60000 familyRM 20000 per adultRM 20000 per child | RM 20000 individualRM 60000 familyRM 20000 per adultRM 20000 per child |
Trip Overbooked | Not covered | RM 3000 individualRM 9000 familyRM 3000 per adultRM 3000 per child | RM 3000 individualRM 9000 familyRM 3000 per adultRM 3000 per child |
Trip Misconnection | Not covered | RM 200 individualRM 600 familyRM 200 per adultRM 200 per child | RM 200 individualRM 600 familyRM 200 per adultRM 200 per child |
Hijacking Get covered for every travellers worst nightmare | Not covered | RM 10000 individualRM 30000 familyRM 10000 per adultRM 10000 per child | RM 10000 individualRM 30000 familyRM 10000 per adultRM 10000 per child |
Missed Departure Been left behind thanks to public transport being late? Get money back | Not covered | RM 2000 individualRM 6000 familyRM 2000 per adultRM 2000 per child | RM 2000 individualRM 6000 familyRM 2000 per adultRM 2000 per child |
Travel Re-route Flight diversions add unnecessary expense - get yourself covered | Not covered | RM 200 individualRM 600 familyRM 200 per adultRM 200 per child | RM 200 individualRM 600 familyRM 200 per adultRM 200 per child |
Loss Of Deposit Due To Abscondment Or Insolvency Of Travel Agency | Not covered | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child |
Loss of Credit Card Cover for purchases made after your card is stolen | Not covered | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child |
Personal Liability | Not covered | RM 1000000 individualRM 3000000 familyRM 1000000 per adultRM 1000000 per child | RM 1000000 individualRM 3000000 familyRM 1000000 per adultRM 1000000 per child |
Home Care Loss or damage to your home and contents when you are away | Not covered | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child | RM 5000 individualRM 15000 familyRM 5000 per adultRM 5000 per child |
Rental Car Excess | Not covered | RM 1000 individualRM 3000 familyRM 1000 per adultRM 1000 per child | RM 1000 individualRM 3000 familyRM 1000 per adultRM 1000 per child |
Ransom Payment for Hostage and Kidnapping It's some consolation to know that your captor's demands will be met | Not covered | RM 100000 individualRM 300000 familyRM 100000 per adultRM 100000 per child | RM 100000 individualRM 300000 familyRM 100000 per adultRM 100000 per child |