So, what’s different about the Citibank SmartTraveller VIP Plan?
Aside from the fact that almost everyone can have this coverage, this particular travel insurance gives you one of the most comprehensive coverage deals in town.
This travel insurance works pretty much anywhere outside of Malaysia.
So if you’re thinking of taking a EuroTour or even visiting some of our amazing Asian neighbours, with this policy, you are always covered.
Who is eligible for the policy?
Anyone who is a Malaysian Citizen, Permanent Resident here or if you hold a Malaysian work permit, then you are eligible for this plan.
You will need to be between the age of 18 and 79 years old, for individual applications.
For those of you who would like to take up the plan as a family, then both parents need to be over 30 years of age with a maximum of 79 years old.
Aside from that, any kids you want to include under your umbrella need to be over 30 days old up to 18 years.
If your child is pursuing a university or college education then the maximum age limit is extended to the age of 23, while still studying.
What does it cover exactly?
Everything from travel inconveniences to like missed flights and delayed luggage to more stressful situations, like accidents and injury, hospital fees and such.
You are covered, for medical expenses, follow up treatments, childcare, quarantine, medical evacuation among a few other things.
Most of these situations have an unlimited cover, so no matter the price you pay, the SmartTraveller plan has got your back.
Also, any inconvenience caused by the airline such as loss or delay of luggage and personal effects is covered by this plan.
However, that’s not all that it covers, personal liability, loss or damage of the rental car, loss of credit cards, missed departures, and hijacking are some of the other things that this policy takes care off.
Can I cancel my policy?
Sure, you can, but you will need to submit a written notice to Citibank however there is no guarantee that any premiums paid will be returned to you.
On that note, if you were to cancel a plan that you just signed up for before the 14-day cooling period was over then you will have any premiums paid refunded to you.