No point prolonging the inevitable, it may be time for get your very own credit card if you still don't have one yet. Alliance Bank MasterCard Gold is a basic starter card that you could start with if you're still on the fence, with no annual fees for the first 3 years.
Enjoy easy payments at the cashier, and convenient online bookings with a 20-days interest free period to settle these charges. Apply online if you meet the minimum salary requirements of RM2,000 a month.
Alliance Bank MasterCard Gold comes with more perks than just ease of payment. Introduce yourself to Alliance Bank Timeless Bonus Points (TBP) as an extra incentive to keep all your payments cashless.
Make your payments at the cashier and online with your Alliance Bank credit card to get 1x TBP for every RM1 spent locally; whereas 2x TBP for every Ringgit spent overseas and on utility payments. Spend and collect TBPs at the same time to redeem exciting gifts, benefits and vouchers.
Airline Miles Redemption
Since your Timeless Bonus Points collected are timeless (aka non expiry), now you can spend more with your Alliance Bank MasterCard Gold to enjoy free flights from Malaysia Airlines and AirAsia, courtesy of Airline Miles Redemption.
Here's how it works: for every 6,000 TBP, you can convert to 1,000 Enrich Miles; whereas 1,000 AirAsia BIG Points for every 3,000 TBP (however available for Alliance Bank Visa Credit Card only).
20 Days Interest Free
More financial flexibility with your gold MasterCard – swipe first and repay what you owe within the next 20 days for 0% interest charges. This grace period is perfect for costly emergencies, whether it’s a car repair or an unexpected medical bill before the end of the month when the salary cheques clear.
Credit Card Services
Owning an Alliance Bank credit card comes with special credit features that would otherwise not be available to you, including:
- Alliance Bank Balance Transfer Plan – grab special low interest rates when you move your outstanding credit from another bank to your MasterCard Gold
- Alliance Bank FastCash – get cash withdrawals using your MasterCard gold at interest rates as low as 5.99% for up to 36 months
Any Malaysian above the ages of 21 with a steady income and good credit rating can apply, provided that you do not owned more than one existing credit card. Supplementary card holders have to be at least 18 years of age to apply.