No point prolonging the inevitable, it may be time to get your very own credit card if you don't have one yet. Alliance Bank MasterCard Gold is the basic credit card that you could start with if you're still on the fence.
Enjoy easy payment at the cashier, and convenient online booking with a 20-days interest free period to settle these charges. Apply online if you meet the minimum salary requirement of RM2,000 a month.
Timeless Bonus Points
Alliance Bank MasterCard Gold comes with more perks than just ease of payment. Introduce yourself to Alliance Bank Timeless Bonus Points (TBP) as an extra incentive to keep all your payments cashless.
Make your payment at the cashier and online with your Alliance Bank credit card and earn 1x TBP for every RM1 spent locally; whereas 2x TBP for every Ringgit spent overseas and on utility payments. Spend and collect TBPs at the same time to redeem exciting gifts, vouchers, merchandises and air miles!
Airline Miles Redemption
Since your Timeless Bonus Points collected are timeless (aka non expiry), now you can spend more with your Alliance Bank MasterCard Gold to enjoy free flights from Malaysia Airlines and AirAsia, courtesy of Airline Miles Redemption.
Here's how it works: for every 6,000 TBP, you can convert to 1,000 Enrich Miles; whereas 1,000 AirAsia BIG Points for every 3,000 TBP (however available for Alliance Bank Visa Credit Card only).
20 Days Interest Free
More financial flexibility with your gold MasterCard – swipe first and repay what you owe within the next 20 days for 0% interest charges. This grace period is perfect for costly emergencies, whether it’s a car repair or an unexpected medical bill before the end of the month when the salary cheques clear.
Credit Card Services
Owning an Alliance Bank credit card comes with special credit features that would otherwise not be available to you, including:
- Alliance Bank Balance Transfer Plan – grab special low interest rates when you move your outstanding credit from another bank to your MasterCard Gold
- Alliance Bank FastCash – get cash withdrawals using your MasterCard gold at low interest rates for up to 36 months
- Cash Advance of up to 100% of your credit card limit.
Any Malaysian above the ages of 21 with a steady income and good credit rating can apply, provided that you do not owned more than one existing credit card. Supplementary card holders have to be at least 18 years of age to apply.