No point prolonging the inevitable, it may be time for get your very own credit card if you still don't have one yet. Alliance Bank MasterCard Gold is a basic starter card that you could start with if you're still on the fence, with no annual fees for the first 3 years.
Enjoy easy payments at the cashier, and convenient online bookings with a 20-days interest free period to settle these charges. Apply online if you meet the minimum salary requirements of RM2,000 a month.
Alliance Bank MasterCard Gold comes with more perks than just ease of payment. Introduce yourself to Alliance Bank Timeless Rewards programme as extra incentive to keep all your payments cashless.
Make your payments at the cashier and online with your credit card an get 1 Timeless Reward Point for every 1 RM that you spend. Collect these points and redeem them for exciting gifts to get a lil’ extra on your purchases.
Low Interest Rates
It’s not always a good idea to buy too many things on credit, but Alliance Bank eases the costs by offering interest rates starting at 13.5% p.a. To qualify you’ll have to pay your credit card bills on time and regularly through the year.
20 Days Interest Free
More financial flexibility with your gold MasterCard – swipe first and repay what you owe within the next 20 days for 0% interest charges. This grace period is perfect for costly emergencies, whether it’s a car repair or an unexpected medical bill before the end of the month when the salary cheques clear.
Credit Card Services
Owning an Alliance Bank credit card comes with special credit features that would otherwise not be available to you, including:
- Alliance Bank Balance Transfer Plan – grab special low interest rates when you move your outstanding credit from another bank to your MasterCard Gold
- Alliance Bank Flexible Payment Plan – extend your repayment period for items bought with your MasterCard Gold at even lower interest rates
- Alliance Bank FastCash – get cash withdrawals using your MasterCard gold at interest rates as low as 5.99% for up to 36 months
Any Malaysian above the ages of 21 with a steady income and good credit rating can apply, provided that you do not owned more than one existing credit card. Supplementary card holders have to be at least 18 years of age to apply.