Fancy having a customised credit card design using your own favourite photo? It can be a snapshot of you after a stylish makeover or even the picture of your beloved pet. Yes, now there is one credit card that can let you do that – Alliance Bank You:nique. Plus, this credit card is also packed for great benefits.
With an effective annual percentage rate ( APR) as low as 9% on outstanding balances if you settle at least the minimum payment required on time for 12 consecutive months, Alliance Bank You:nique credit card cardholders can enjoy significant savings on interest payments. This interest rate is almost half of the range stipulated by Bank Negara Malaysia at 15 to 18%. Take this advantage to clear off your credit card debts that you had trouble paying in the months before.
More savings on interest payments are installed for Alliance Bank You:nique cardholders when they opt for the Alliance Bank Balance Transfer programme. This feature allows cardholders to transfer outstanding balances from other credit cards or charge cards to Alliance Bank You:nique credit card at just 6% per annum. The total amount can be settled in 12, 18 or 24 months.
Alliance Bank has a special deal to help you clear your outstanding credit card debt. Perform a balance transfer of RM5000 and above anytime from today to 31 October 2016 to your Alliance Bank You:nique - Great Rates credit card and no interest rate or upfront fee will be charged! Yes you heard it right, 0% interest rate for real. Just select 6 months payment tenure and transfer RM5000 and you are good to go!
Easy Payment Plan ( EPP)
It is also easy for Alliance Bank You:nique cardholders to shop for big ticket items and pay for them over a period of time using the Flexible Payment Plan offered by Alliancebank. Under the EPP, cardholders can charge a minimum purchase of RM500 to Alliance Bank You:nique credit card and enjoy payment terms of 6, 12 18 and 24 months with one-time handling fee of 2.5%.
Annual Fee Waiver
Owning the Alliance Bank You:nique credit card is a breeze. Minimum Income level is set at RM24000 per year and the applicant must be at least 21 years old. Annual fee for this card is RM156.88 but this can be easily waived with just 12 swipes in a year.
Alliance Bank You:nique credit card is big on cash rebates, reward points and helping cardholders to save on interest payments. Most significantly, it is a credit card with an identity that is uniquely yours.