Citi Cash Back Platinum

Spend and save with Citi Cash Back Platinum credit card. 10% cashback on petrol, groceries, dining and Grab rides every month with min spend of RM1,500

Citi Cash Back PlatinumUp to 10% Cashback!
Min. Income
Annual Fee
up to 10%
Balance Transfer
From 5.32% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
20 days

Get a FREE
Giordano 20’ Luggage Bag
worth RM249
when you apply through RinggitPlus3
*Valid for new Citibank cardmember only

Giordano 20’ Luggage Bag


10% cashback on petrol, groceries, dining and Grab with a total spend of RM1,500 and above per month. Any other spends earn you 0.2% cashback.

Cashback categoryCashback rateMonthly capSpend
Petrol10%RM15from RM1,500 and above monthly
Groceries10%RM15from RM1,500 and above monthly
Dining10%RM15from RM1,500 and above monthly
Grab Rides10%RM15from RM1,500 and above monthly
Petrol0.2%uncappedfrom RM1 up to RM1,499 monthly
Groceries0.2%uncappedfrom RM1 up to RM1,499 monthly
Dining0.2%uncappedfrom RM1 up to RM1,499 monthly
Grab Rides0.2%uncappedfrom RM1 up to RM1,499 monthly
Other Retail Spends0.2%uncappedany amount monthly


Earn 10% cashback on petrol when you spend more than RM1,500 with Citi Cash Back Platinum, capped at RM15 per month.

Balance Transfer

Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Pay off your debts in no time with smaller installments and a flexible repayment tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.81% p.a. and no one-time upfront handling feefrom RM1,000
9 months5.56% p.a. and no one-time upfront handling feefrom RM1,000
12 months5.44% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.35% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
30 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.33% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Citibank Balance Transfer via Instalment Plan

Easy Payment Plans

Citibank Flexi Payment Plan offers payment terms of 6 to 36 months with flat interest rates. Enjoy interest free for purchases at participating merchants.

Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
48 months0% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Easy Pay Plan

Fees & Charges

Annual Fee
  • RM195 primary card

    Free for first 3 years. New cardholders only.

  • RM100 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Cash withdrawal fee
RM20 or 5% of withdrawn amount, whichever is higher
Interest Rate on Cash Withdrawals
Contact-less Payment Methods
Visa payWave


Minimum Annual Income
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody


Easy Payment Plan
Citibank Easy Pay Plan
Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months.
Cash Advance / Cash Loan
Citi Quick Cash
Get convenient cash that's bundled with instalment options! Now you can manage your finances better, and enjoy convenient cash access any time.
Balance Transfer Plans
Citibank Balance Transfer via Instalment Plan
Transfer your outstanding balance to a brand new Citibank credit card. Convert your debts to easy to manage monthly repayments for up to 36 months.


Citi Cash Back Platinum - up to 10% cashback

Citi Cash Back Platinum is the cashback credit card to die for as you can earn up to 10% cashback on your daily spending. 

All you need to do to earn RM60 cashback per month is to spend a minimum of RM1,500 on your cashback credit card.

  • Up to 10% petrol rebate at all petrol stations nationwide
  • Up to 10% Grab rides
  • Up to 10% groceries rebate at Jaya Grocer, Ben’s Independent Grocers, Village Grocer, AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave and Mydin
  • Up to 10% dining rebate
  • 0.2% cashback on other retail spends

If your total retail spending for the month is below RM1,500, you will still earn 0.2% cashback on all categories, UNCAPPED!

Top Citibank credit card features

With Citibank credit card, you are not only in for the world of cashback and rewards, but also accesses to premium dining, cheap traveling, shopping and credit facilities. 

Below are some of the top features of Citibank credit card:

  • Citi PayLite and Citibank Easy Pay Plan (easy payment plans)
  • Citibank Balance Transfer
  • Citi Quick Cash
  • Citi FlexiBill (auto balance conversion plan)
  • Citi World Privileges

Easy Bill Payments with Citi Cash Back Platinum

Charge your recurring utility bills to your Citi Cash Back Platinum with the Citibank One Bill service and never lose track of your monthly payments ever again.

Enjoy peace of mind while saving money with cash rebates on the payment of your utility bills.