Wishing you could earn cash rebates on all your daily spending, all the time? Then the Citi Cash Back Platinum is the perfect credit card for you. With no minimum spending requirement, earning cash back couldn’t be easier with this credit card.
Up to 5% Cash Back
Citi Cash Back Platinum rewards its cardholders based on a tiered cashback system. The benefits of Citibank Cash Back credit card is that you will receive up to 5% cashback on everything. Let's see the breakdown of these categories, shall we:
- 5% petrol rebate at all petrol stations nationwide, capped at RM20 per month;
- 2% pharmaceutical rebate at Watson, Guardian and Caring pharmacies;
- 2% groceries rebate at AEON Big, Tesco, Cold Storage, Giant, Everise, Servay, Econsave and Mydin, capped at RM60 per month;
- 2% telco rebate for bill payment (excluding JomPay transactions) at Maxis and Digi
Last but not least, all other approved retail spending, such as utilities, Astro and municipal councils transactions, are qualified for 0.2% unlimited cashback.
Citi Cash Back Platinum cardholders can also easily manage their finances with Citibank Balance Transfer. This feature allows cardholders to transfer outstanding balances from other credit cards or charge cards to Citi Cash Back Platinum credit card.
Then, cardholders can pay off the total outstanding balances at 0.99% per annum interest rate over a 6-month period. With balance transfer, cardholders can manage their credit card balances more efficiently and even save on interest payments.
Citi Cash Back Platinum has also got you covered with exclusive healthcare packages carefully selected to help you maintain your health. With twenty participating hospitals throughout Malaysia, Citibank has got you protected.
These offers include 20% discount on all Executive Screening Packages (excluding medical officers and specialists' consultation fees) and 15% discount on all walk-in hospital room rates (from RM120 and above).
Spend More, Get More
To apply for Citi Cash Back Platinum credit card, you need to be at least 21 years old with a minimum annual income of RM60,000. Annual fee is set at RM206.70, inclusive of 6% GST. However, this can be easily offset with the cash back received from daily spending.
This credit card makes it so easy to get cash back as it is tailored to reward cardholders on all categories of spending. Its philosophy is simple – the more you spend, the more cash back you will earn.