Wishing you could earn cash rebates on all your daily spending, all the time? Then the, Citi Cash Back Platinum is the perfect credit card for you. With no minimum spending requirement, earning cash back couldn’t be easier with this credit card.
Up to 5% Cash Back
Citi Cash Back Platinum rewards its cardholders based on a tiered cash back system. Cardholders will receive 5% cash back on petrol spending at any petrol station. Total cash back for petrol is capped at RM20 per month.
For groceries purchases charged to this credit card, a 2% cash back is awarded with a maximum amount of RM60 per month. The 2% cash back rate is also applied to telecommunication transactions at Maxis and Digi, meanwhile you earn 0.2% cash back from Celcom bill payment via Citibank Online. Besides that, pharmacy spending at Guardian, Watson and Caring is awarded for 2% cash back. For all other expenditure charged to this credit card, you will receive 0.2% cash back. Cardholders can potentially earn over RM1000 cash rebates per year with this cash back system.
Citi Cash Back Platinum cardholders can also easily manage their finances with Citibank Balance Transfer. This feature allows cardholders to transfer outstanding balances from other credit cards or charge cards to Citi Cash Back Platinum credit card.
Then, cardholders can pay off the total outstanding balances at 0.99% per annum interest rate over a 6-month period. With balance transfer, cardholders can manage their credit card balances more efficiently and even save on interest payments.
Citi Cash Back Platinum has also got you covered with exclusive healthcare packages carefully selected to help you maintain your health. These offers include 20% discount on all Executive Screening Packages (excluding medical officers and specialists' consultation fees) and 15% discount on all walk-in hospital room rates (from RM120 and above). With twenty participating hospitals throughout Malaysia, Citibank's got you protected.
Spend More, Get More
To apply for Citi Cash Back Platinum credit card, you need to be at least 21 years old with a minimum annual income of RM60000. Annual fee is set at RM206.70, inclusive of 6% GST. However, this can be easily offset with the cash back received from daily spending.
This credit card makes it so easy to get cash back as it is tailored to reward cardholders on all categories of spending. Its philosophy is simple – the more you spend, the more cash back you will earn.