Unlimited airport lounge access
Citi Prestige Mastercard - Evergreen Citi Rewards Points
Is there a smart and easy way to get your hand on your favorite merchandise or embark on your next holiday for free? Yes!
By swiping your Citi Prestige Mastercard locally and overseas, you can accumulate Citi Rewards point, which is evergreen and unlimited!
For every RM1 spent on eligible purchases made locally, you earn 1 Citi Rewards point; whereas 2 Citi Rewards points will be awarded when you spent in foreign currency internationally.
Collect as many loyal points as you want then convert them into air miles or hotel loyalty points or other benefits via Citi Thank You Rewards program.
Relationship Bonus
One of the most unique rewards offered to this Citibank credit cardholders is the Relationship Bonus.
This feature awards loyal members of Citibank who owns Citi Prestige with bonus points up to 20% (40% for Citigold members) based on the number of years you have been the bank's customer:
| Years with Citibank | Citibank customer's Relationship Bonus | Citigold customer's Relationship Bonus |
| 1- 3 years | 5% | 10% |
| 4 - 6 years | 10% | 20% |
| 7 - 9 years | 15% | 30% |
| 10 years and above | 20% | 40% |
Citi Prestige Balance Transfer Promotion
Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments.
First off, you have a Balance Transfer Plan that charges 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.
Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay a minimum balance transfer of RM1,000.
Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.
Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.
Unrivaled Travel Perks
Citi Prestige Mastercard cardholders are pampered with fabulous travel deals and privileges such as:
- Complimentary one night stay at any international hotel and resort
- Complimentary limo ride home from KLIA
- Up to 12x complimentary access annually into over 1,000 airport lounges in cities around the world through Mastercard® Airport Experiences by LoungeKey
- Personalized and 24-hour global concierge services
To enjoy access to airport lounges privilege, just present your Prestige Card for verification and authorisation, and inform the participating airport lounges that this benefit is provided by LoungeKey. Travel with family or friends? The fee for your guest's entry is up to USD32 per guest per visit. To view the full list of airport lounges, visit this website here. Terms and conditions apply.
Holding this Citibank credit card also means that you also have access to cultural shows and sporting events around the world. This is where you will experience life and create wonderful memories.
Comprehensive Insurance Coverage from Citi Prestige Mastercard
Just purchase your travel tickets with your Citibank credit card and you will be covered with a premium travel accident insurance protection up to USD500,000.
That's not all, under your Citi Prestige Mastercard complimentary insurance benefits, Citibank will also reimburse you in the event of travel inconveniences, loss and damage to your purchases, and against theft and robbery.
To view Citi Prestige Card Benefit Terms & Conditions, click here.
