If you love both shopping, exploring the world and rewards, then the Citi Rewards Visa Signature is the card for you.
Citi Rewards Points
Citi Rewards Visa Signature is a premium credit card that lets you collect reward points like it is nobody business.
Especially for those of you who likes to frequent to big name departmental stores as well as supermarkets for your regular shopping workouts.
When you spend RM1 on your Citi Rewards Visa Signature locally and overseas, you earn up to 5 Citi Rewards points.
And...you can still get the most out of this credit card even though you have max out your monthly or yearly spending.
|Citi Rewards Point||Spent at / on||Maximum Spending|
|5 Points for every RM1||AEON, AEON BiG, Mark & Spencer, Metrojaya, Parkson, Robinsons, Tangs, Isetan|
B.I.G Ben's Independent Grocer, Cold Storage, Everise, Giant, Jason Food Hall, Jaya Grocer, Servay, Tesco, Village Grocer
|< RM3,000 per month|
|5 Points for every RM1||retail transactions in foreign currency (overseas)*||< RM24,000 per year|
|1 Point for every RM1||all other retail transactions locally||uncapped|
*Starting from 7 November 2019, no rewards point given for transactions made at merchants located in the European Economic Area (EEA). Click here for more info.
Balance Transfer Promotion
Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments.
First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.
Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.
Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.
Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.
Premium Travel Privileges
The rewards don’t end with just the Rewards Points - this premier card also entitles you to some exclusive perks for traveling.
Present your Citi Rewards Visa Signature along with a valid boarding pass to enjoy complimentary access to the Plaza Premium Lounge in KLIA.
Whether its business or pleasure, relax and unwind with VIP service before boarding the plane and going on that long haul.
If that wasn’t enough, you now have Visa Signature status that allows you access to some of the most luxurious hotels worldwide.
Enjoy 24/7 world concierge when you travel and some of the best privileges for shopping and dining.
Insurance and Protection
So if you were to take up the invitation to travel, rest easy and know that both you and your supplementary cardholders have a personal accident cover up to RM50,000 when you charge all your flight and travel expenses to the Citi Rewards Visa Signature.
Personal accident aside, you will also receive purchase protection on all your valuables for a total of 30 days, with a maximum of RM10,000 per item or RM25,000 per occurrence.
This coverage is particularly useful while you're on holiday so that you have a safety blanket for those rare and expensive belongings.
Exclusive Healthcare Benefits
Looking after your health as well, this premium credit card includes some exclusive health care privileges such as 20% off on Executive Screening Packages and 15% off walk in hospital room rates at several participating hospitals that accept this card, including most KPJ Hospitals.