Citi Rewards Visa Signature credit card

Citi Rewards Visa Signature

Enjoy the luxury of global access and 5x Rewards Points not only at your favorite department stores and supermarket, but worldwide.

  • 15% p.a. interest rate
  • 20 days interest-free period
  • 8.99% p.a. balance transfer over 12 months
  • Easy Payment Plan (EPP)
  • RM600.00 annual fee
  • Earn up to 5x reward points 

Get a Complimentary Samsung J2 Pro!

Get a Complimentary Samsung J2 Pro!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Get 2 Free Return Domestic Flight Tickets with Your New Citi Card!

Apply online now for Citi Rewards Visa Signature

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Benefits

Because you should be rewarded for giving the bank your business

Rewards
Get more rewards when you spend at your favorite department stores and supermarkets with up to 5x Citi Rewards points for every RM 1 spent. Also travel more, and get 5x points for every RM 1 spent overseas.
Citi Rewards Program
EarnSpent
5 points on every RM1at selected departmental stores and supermarkets locally
5 points on every RM1on all overseas retail
1 point on every RM1on other local retails
Balance Transfer
Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Pay off your debts in no time with smaller installments and a flexible repayment tenure.
Pay OverWith Interest Rate AtWhen You Transfer
12 months8.99% p.a. and no one-time upfront handling feefrom RM1000 
Learn more about Citibank Balance Transfer Plan
Easy Payment Plan (EPP)
Citibank Flexi Payment Plan offers payment terms of 6 to 36 months with flat interest rates. 0% interest for instalment up to 36 months when you make purchases at participating merchants.
Pay OverWith Interest Rate AtWhen You Spend
36 months0% one-time upfront handling feefrom RM500 
Learn more about Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months10.57% p.a. and no one-time upfront handling feefrom RM500 
12 months9.96% p.a. and no one-time upfront handling feefrom RM500 
18 months9.84% p.a. and no one-time upfront handling feefrom RM500 
24 months9.85% p.a. and no one-time upfront handling feefrom RM500 
30 months9.91% p.a. and no one-time upfront handling feefrom RM500 
36 months9.99% p.a. and no one-time upfront handling feefrom RM500 
Learn more about Citibank Flexi Payment Plan
Travel
With your Visa Signature status, enjoy the world of exclusivity and unrivaled access. Also, travel with peace of mind with complimentary personal accident insurance of up to RM50,000.
Travel CoverageSum Insured
Personal AccidentUp to RM50000
Premium
Get 20% Executive Screening Package and 15% off walk-in hospital room rates at selected participating hospitals.

Fees & Charges

There are always fees but how much are they?

Annual Fee
RM600.00
  • Free for first year when you swipe 3 times within 60 days
Annual Fee for Supplementary Card
RM150.00
Sales and Service Tax
RM25 on each principal and supplementary card upon approval and anniversary date
Minimum monthly payment
RM50 or 5% of outstanding amount
Late payment fee
RM10 or 1% of outstanding amount
Contact-less Payment Methods
Visa payWave

Requirements

Are you eligible for this credit card?

Minimum annual income
RM60000
Minimum age for primary card holder
21 years old
Minimum age for supplementary card holder
18 years old
Who can Apply
Anybody

Features

Get some extra help from your credit card when you need it most

Easy Payment Plan
Citibank Easy Pay Plan
Citibank Flexi Payment Plan
Easy payment plans (EPP) are great for large purchases that you want to pay off over a period of time.
Balance Transfer
Citibank Balance Transfer Plan
Balance transfer allows you to consolidate debt from your other credit cards onto this card.

Citi Rewards Visa Signature review

What's so good (or not so good) about it?

If you love both shopping, exploring the world and rewards, then the Citi Rewards Visa Signature is the card for you.

Citi Rewards Points

Citi Rewards Visa Signature is a premium credit card that lets you collect reward points like it is nobody business. Especially for those of you who likes to frequent to big name departmental stores as well as supermarkets for your regular shopping workouts. 

When you spend RM1 on your Citi Rewards Visa Signature locally and overseas, you earn up to 5 Citi Rewards points. And...you can still get the most out of this credit card even though you have max out your monthly or yearly spending.

Citi Rewards PointSpent at / on
Maximum Spending
5 Points for every RM1AEON, AEON BiG, Mark & Spencer, Metrojaya, Parkson, Robinsons, Tangs, Isetan
B.I.G Ben's Independent Grocer, Cold Storage, Everise, Giant, Jason Food Hall, Jaya Grocer, Servay, Tesco, Village Grocer
< RM3,000 per month
5 Points for every RM1retail transactions in foreign currency (overseas)< RM24,000 per year
1 Point for every RM1all other retail transactions locallyuncapped

Balance Transfer Promotion

Simplify your finances with balance transfer plans that offer low interest charges and flexible repayments. First off, you have a Balance Transfer Plan that charges EIR of 8.99% p.a. for 12 months, with a minimum balance transfer of RM1,000.

Should you want to stretch your repayment capacity up to 36 months, you can apply for Balance Transfer via Installment Plan and pay as low as RM32.23 per month with a minimum balance transfer of RM1,000.

Interestingly, when you apply for Balance Transfer via Installment Plan online, you will enjoy zero fees - zero upfront fee, zero processing fee and zero early settlement fee, and flat interest rates between 1.03% p.a. to 1.16% p.a. (equivalent to EIR of 1.99%) when you transfer a minimum of RM10,000.

Just apply for a Citibank credit card here on RinggitPlus, get approved in no time and then sign up for Balance Transfer via Installment Plan online.

Premium Travel Privileges

The rewards don’t end with just the Rewards Points - this premier card also entitles you to some exclusive perks for traveling.

Present your Citi Rewards Visa Signature along with a valid boarding pass to enjoy complimentary access to the Plaza Premium Lounge in KLIA. Whether its business or pleasure, relax and unwind with VIP service before boarding the plane and going on that long haul.

If that wasn’t enough, you now have Visa Signature status that allows you access to some of the most luxurious hotels worldwide. Enjoy 24/7 world concierge when you travel and some of the best privileges for shopping and dining.

Insurance and Protection

So if you were to take up the invitation to travel, rest easy and know that both you and your supplementary cardholders have a personal accident cover up to RM50,000 when you charge all your flight and travel expenses to the Citi Rewards Visa Signature.

Personal accident aside, you will also receive purchase protection on all your valuables for a total of 30 days, with a maximum of RM10,000 per item or RM25,000 per occurrence. 

This coverage is particularly useful while you're on holiday so that you have a safety blanket for those rare and expensive belongings.

Exclusive Healthcare Benefits

Looking after your health as well, this premium credit card includes some exclusive health care privileges such as 20% off on Executive Screening Packages and 15% off walk in hospital room rates at several participating hospitals that accept this card, including most KPJ Hospitals.

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