The world of credit just got a lot simpler with the new Citi Simplicity.
What’s great about it?
For starters, this card comes with no annual fees, so you get to save on having to fork out money to pay a card subscription. Instead, you could use your extra money to pay off your credit card bills.
This card rewards you when you pay your credit card bills. Whether it’s the full amount or the monthly minimum, pay it on time within the 20-day period to get 10% interest back on your payments.
Well of course, much like other credit cards this one comes with a nifty Easy Payment Plan option for you more indulgent shoppers. Instead of adding to your credit debt, use the installment plan to break up the payment for your larger purchases.
This way you get a relaxed payment tenure of your choice with interest rates as low as 0% p.a. Shop smart at participating merchants to save more with this deal.
When there’s an easy payment plan available with your credit card, it most likely has a balance transfer plan that you could use. Should you have any outstanding balances when you switch over to the Citi Simplicity, you can now consolidate them with the Citibank Balance Transfer plan.
Instead of paying super high interest rates on you balances, enjoy only an interest rate of only 2.99% on a 9-month repayment tenure.
The no charges continue…
Not only do escape late payment charges but you also can say goodbye to the over limit charges. We get it sometimes we spend a little bit more than we should and credit card bills can go painfully out of hand.
Therefore, along with the annual fee that helps you save more and the waived late payment fee. Citibank waives your over limit fee, when you overspend. Sometimes, we all just need a hand, and Citibank understands that, at the end of the day we’re all just human.