Lazada Citi Platinum

Enjoy 10x Rewards points when you shop or top-up your Lazada Wallet using Lazada Citi Platinum credit card.

Lazada Citi PlatinumFirst year annual fee waived.
Min. Income
RM2,000/month
Annual Fee
Free*
Balance Transfer
From 5.32% p.a.
Easy Payment Plan
From 0% p.a.
Interest Rate
15% p.a.
Interest-free
20 days

Get a FREE
RM100 Petronas Gift Card
worth RM100
when you apply through RinggitPlus3

RM100 Petronas Gift Card

Rewards

With endless rewards points you can potentially earn, opt to offset your Lazada purchases with your rewards points!

EarnSpend
10 points on every RM1lazada Spends per statement month
5 points on every RM1selected lifestyle, travel, health & wellness spend per statement month
1 point on every RM1other Spends
1000 points on every RM1,500monthly Bonus Points

Balance Transfer

Consolidate any of your outstanding credit card debt with a great balance transfer plans that offers you low interest rates. Pay off your debts in no time with smaller installments and a flexible repayment tenure.

Pay OverWith Interest Rate AtWhen You Transfer
6 months5.81% p.a. and no one-time upfront handling feefrom RM1,000
9 months5.56% p.a. and no one-time upfront handling feefrom RM1,000
12 months5.44% p.a. and no one-time upfront handling feefrom RM1,000
18 months5.35% p.a. and no one-time upfront handling feefrom RM1,000
24 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
30 months5.32% p.a. and no one-time upfront handling feefrom RM1,000
36 months5.33% p.a. and no one-time upfront handling feefrom RM1,000
Learn more about Citibank Balance Transfer via Instalment Plan

Easy Payment Plans

Don't completely deprive yourself of indulgent shopping, use an installment plan instead. Check out the Citibank Easy Payment Plan that offers 0% interest on all your repayment tenures, available at participating merchants.

Citibank Easy Pay Plan
Pay OverWith Interest Rate AtWhen You Spend
48 months0% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Easy Pay Plan
Citibank Flexi Payment Plan
Pay OverWith Interest Rate AtWhen You Spend
6 months10.57% p.a. and no one-time upfront handling feeRM500
12 months9.96% p.a. and no one-time upfront handling feeRM500
18 months9.84% p.a. and no one-time upfront handling feeRM500
24 months9.85% p.a. and no one-time upfront handling feeRM500
30 months9.91% p.a. and no one-time upfront handling feeRM500
36 months9.99% p.a. and no one-time upfront handling feeRM500
Learn more about Citibank Flexi Payment Plan

Fees & Charges

Annual Fee
  • RM100 primary card

    Free for first year

    Waived when you spend minimum of RM15,000 for subsequent years

  • RM70 supplementary card
Sales and Service Tax
RM25 on each principal and supplementary card upon activation and anniversary date
Minimum Monthly Payment
RM50 or 5% of outstanding amount, whichever is higher
Late Payment Fee
RM10 or 1% of outstanding amount, up to a maximum of RM100
Interest Rate on Cash Withdrawals
18%

Requirements

Minimum Annual Income
RM24,000
Minimum Age
  • 21 years old  years old primary card
  • 18 years old supplementary card
Who can apply
  • Anybody

Features

Easy Payment Plan
Citibank Easy Pay Plan
Why wait to indulge? Convert your purchases to 0% interest installments now and stretch your payments over 3 to 48 months.
Citibank Flexi Payment Plan
Enjoy more freedom when you transfer your retail purchases to Citibank FlexiPayment Plan, convert your credit card purchases into affordable monthly instalments.
Balance Transfer Plans
Citibank Balance Transfer via Instalment Plan
Transfer your outstanding balance to a brand new Citibank credit card. Convert your debts to easy to manage monthly repayments for up to 36 months.

Review

Citi Rewards Points

Introducing Lazada Citi Platinum credit card for those who love to shop and be rewarded extravagantly!

Lazada Spends & Lazada Wallet

Citi Rewards Points Spend at / on Maximum Spending
10 points for every RM1 Lazada Spends and top-up Lazada Wallet capped at RM500 cumulative per statement month
1 point for every RM1 Lazada Spends and top-up Lazada Wallet more than RM500 per statement month

An Illustration: Cumulative Lazada Spends & Lazada Wallet of RM600 per statement month.

  • (RM500 X 10 points) + (RM100 x 1 point)
  • 5000 + 100
  • 5100 entitled Citi Rewards Points.


Strategic Partner Spend

Citi Rewards Points Spend at / on Maximum Spending
5 points for every RM1 Selected lifestyle, travel, health & wellness (Strategic Partner Spend) capped at RM500 cumulative per statement month
1 point for every RM1 Selected lifestyle, travel, health & wellness (Strategic Partner Spend) more than RM500 per statement month

An Illustration: Cumulative Lazada Spends & Lazada Wallet of RM520 per statement month.

  • (RM500 X 5 points) + (RM20 x 1 point)
  • 2500 + 20
  • 2520 entitled Citi Rewards Points.


Monthly Bonus Points

Citi Rewards Points Spend at / on Maximum Spending
1000 points for every RM1,500 Monthly Bonus Points RM1,500 or more in a given statement month

Other Spends

Citi Rewards Points Spend at / on Maximum Spending
1 point for every RM1 Other Spends uncapped


Reward Points Redemption

Reward points earned with Lazada Citi Platinum card can only be redeemed for Lazada Spend via 'Pay with Points via SMS' channel and must meet the eligibility below:

  1. A minimum of 5,000 Rewards Points accumulated in Lazada Citi Platinum card account.
  2. Minimum transaction amount of RM4.
  3. Registered latest mobile number with Citibank without opting out of receiving any communication via SMS from the bank.
  4. A maximum of 5 'Pay with Points' via SMS notification will be sent out every 7 days (from the first 'Pay with Points' via SMS triggered).

An Illustration: You have made 6 eligible purchases on Wednesday.

  • You will only receive 5 'Pay with Points' via SMS on the same day.
  • The 6th and subsequent eligible purchase(s) made within the next 7 days will NOT trigger any 'Pay with Points' via SMS.
  • The 'Pay with Points' via SMS will only be triggered again for eligible purchases made on the following Wednesday.


Exclusive Sign Up Bonuses

That's not it - there are more exclusive bonuses when you sign up for Lazada Citi Platinum credit card!

Additional RM10 for Lazada Wallet users

New Users - Top-up a minimum of RM50 and save Lazada Citi Platinum credit card into your Lazada Wallet

Existing Users - On a monthly basis, first 1,000 cardholders that top-up a minimum of RM100 with Lazada Citi Platinum credit card into your Lazada Wallet

Up to RM500 Lazada vouchers to be claimed at sign up!

3 easy steps to claim your Lazada voucher(s):

STEP 1 STEP 2 STEP 3
Complete credit card application online via Citi's online application platform.


Application must be successfully completed and submitted with required documentation within 2 business days from the date of application, without any telesales assistance.
Spend minimum RM2,000 within 60 days.

Qualifying period: First 60 days from the date of card approval.
Lazada voucher(s) worth up to RM500 will be sent to you.

What are the required documents?

Documents for Malaysians:

  • Photocopy of MyKad (both sides)
  • Latest EPF statement, OR
  • Latest 2 months salary slip

AND any of the following where necessary:

  • 3 months bank statements
  • Latest EA Form
  • Latest BE Form with tax receipt

Self-Employed

  • Photocopy of MyKad (both sides)
  • Photocopy of Business Registration Form
  • Latest Form B with tax receipt

Documents for Foreigners:

  • Copy of Passport
  • Latest 2 months salary slip
  • Work permit valid for at least one (1) year at the time of application
  • Letter of employment


Annual Fee Waivers

No Annual fee will be charged for the first year.

To ensure you continue to have annual fee waiver for the subsequent years, you only need to spend a minimum of RM15,000 per year for an automatic annual waiver!

Otherwise, annual fee for principal card is RM100 and RM70 for your supplementary cardholder.

Do note that principal cardholder should be a minimum of 21 years old and 18 years or older for supplementary cardholder.